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Commercial rates

Rates are indicative only and subject to change without notice.

Interest is paid on maturity for all deposits up to one year. On deposits of over one year, interest is either paid out, or re-invested on a quarterly basis.

Term Deposit Rates


Rates as of 22 February 2012.


Bermuda Dollar (BMD) / United States Dollar (USD)
Term 1,000+ 10,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A N/A
3 Months N/A N/A
6 Months N/A 0.15
12 Months N/A 0.4
24 Months N/A 0.168
36 Months N/A 0.314
48 Months N/A 0.527
60 Months N/A 0.766


Please contact your Relationship Manager for rates on Term Deposits over $5 million


British Pound (GBP)
Term 1,500+ 10,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A 0.0625
3 Months N/A 0.4375
6 Months N/A 0.7375
12 Months N/A 1.2875
24 Months N/A 0.8879
36 Months N/A 0.972
48 Months N/A 1.0696
60 Months N/A 1.249


Please contact your Relationship Manager for rates on Term Deposits over $5 million


Euro (EUR)
Term 1,000+ 10,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A 0.0625
3 Months N/A 0.3125
6 Months N/A 0.7375
12 Months N/A 0.975
24 Months N/A 0.77
36 Months N/A N/A
48 Months N/A 1.017
60 Months N/A 1.21


Please contact your Relationship Manager for rates on Term Deposits over $5 million


Canadian Dollars (CAD)
Term 5,000+ 15,000+ 150,000+
7 Days N/A N/A N/A
14 Days N/A N/A 0.125
21 Days N/A N/A 0.125
1 Month N/A 0.1875 0.3125
2 Months N/A 0.25 0.375
3 Months N/A 0.375 0.5
6 Months N/A 0.5 0.625
12 Months 0.6875 1.1875 1.3125


Australian Dollars (AUD)
Term 5,000+ 20,000+ 150,000+
7 Days N/A N/A N/A
14 Days N/A N/A 2.9125
21 Days N/A N/A 2.9125
1 Month N/A 3.25 3.5
2 Months N/A 3.375 3.625
3 Months 2.875 3.375 3.625
6 Months 2.9375 3.4375 3.6875
12 Months 3.125 3.625 3.875


Swiss Franc (CHF)
Term 5,000+ 20,000+ 150,000+
7 Days N/A N/A N/A
14 Days N/A N/A N/A
21 Days N/A N/A N/A
1 Month N/A N/A N/A
2 Months N/A N/A N/A
3 Months N/A N/A N/A
6 Months N/A N/A N/A
12 Months N/A N/A N/A


Danish Krone (DKK)
Term 20,000+ 100,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A N/A
3 Months N/A N/A
6 Months N/A N/A
12 Months N/A N/A


Hong Kong Dollar (HKD)
Term 20,000+ 100,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A N/A
3 Months N/A N/A
6 Months N/A N/A
12 Months N/A N/A


Norwegian Krone (NOK)
Term 20,000+ 100,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A 0.125
3 Months 0.125 0.375
6 Months 0.4375 0.6875
12 Months 0.875 1.125


New Zealand Dollar (NZD)
Term 5,000+ 20,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A 1.625
2 Months N/A 1.6875
3 Months 1.1875 1.6875
6 Months 1.5 2.0
12 Months 1.9375 2.4375


Swedish Krona (SEK)
Term 20,000+ 100,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A N/A
3 Months N/A 0.1875
6 Months 0.0625 0.3125
12 Months 0.3125 0.5625


Singapore Dollar (SGD)
Term 5,000+ 15,000+
7 Days N/A N/A
14 Days N/A N/A
21 Days N/A N/A
1 Month N/A N/A
2 Months N/A N/A
3 Months N/A N/A
6 Months N/A N/A
12 Months N/A N/A

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