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Personal Lending Rates

Mortgage rates

Read more about mortgages

Variable mortgages Maximum term Repayment Total rate
Up to 80% loan to value* 30 years Principal and interest 6.50%

*Mortgage rate effective 1 May 2011. Mortgage rates may vary - for details please make an appointment with a Banking Specialist at 299-5959 or contact your Premier Relationship Manager.

Loan Rates

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Personal Line of Credit Maximum term Repayment Total rate
Personal N/A Principal and interest 10%
Advance N/A Principal and Interest 9%
Premier N/A Principal and Interest 8%
Home Equity Maximum term Repayment Total rate
Loan 30 years Principal and interest 5.75%
Line of credit 5 years Interest only 5.50%
Personal loans Maximum term Repayment Total rate
Personal - secured ** 5 years Principal and interest From 7%
Personal - Unsecured financing 5 years Principal and interest From 7.75%
Debt consolidation
5 years Principal and interest From 9.5%
Overdrafts Minimum 3 months
Maximum 3 years
Interest only From 7%
Education loans Maximum term Repayment Total rate
Secured ** 5 years Principal and interest From 5.50%
Unsecured 5 years Principal and interest From 6.50%

**Acceptable security can be in the form of fixed deposits or savings account proceeds on deposit at HSBC Bermuda.


What you should know before you apply

  • HSBC Bermuda's current BMD base rate for personal banking customers is 3.50%.
  • Rates and fees are subject to change without notice.
  • Preferential mortgage and loan rates may apply. Come and see us.