|Variable mortgages||Maximum term||Repayment||Total rate|
|Up to 80% loan to value*||30 years||Principal and interest||6.50%|
*Mortgage rate effective 1 May 2011. Mortgage rates may vary - for details please make an appointment with a Banking Specialist at 299-5959 or contact your Premier Relationship Manager.
|Personal loans||Maximum term||Repayment||Total rate|
|Personal - secured **||5 years||Principal and interest||From 7%|
|Personal - Unsecured financing||5 years||Principal and interest||From 7.75%|
||5 years||Principal and interest||From 9.5%|
|Overdrafts||Minimum 3 months
Maximum 3 years
|Interest only||From 7%|
**Acceptable security can be in the form of fixed deposits or savings account proceeds on deposit at HSBC Bermuda.