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HSBC Credit Cards

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HSBC Credit Cards offer highly competitive annual interest rates (APR) in comparison to other local financial providers. In addition, our credit cards offer flexible rewards for every purchase you make. Depending on the type of card you have and how often you use it, you can earn points that can be redeemed for cash back, gift cards, merchandise, travel and more!

If your cards is lost or stolen, please contact us as soon as possible on +1 441 299 5518 and a representative will be happy to assist you.

Use our credit card comparison chart below to help you decide what HSBC Credit Card is right for you.

What you should know before you apply for an HSBC Credit Card

  • To be eligible for an HSBC credit card you must have an HSBC chequing or savings account 
  • Minimum age of a primary cardholder is 18 years. For cardholders under 18, an adult must act as a co-cardholder and be responsible for bill payment
  • Card must be active and in good standing to redeem rewards
  • Unutilised Reward Programme points will expire monthly, 36 months from the statement date they were earned (e.g., points earned in June 2007 will expire June 2010)

 

Personal Internet Banking users

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Or call +1 800 799 1615 to redeem points by phone


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HSBC Cards

HSBC Premier Mastercard®

HSBC Premier Mastercard

New applicants
Must meet HSBC Premier requirements
Receive 1,000 reward points

US Dollar denominated

Travel benefits
Get up to $500,000 US Dollar coverage for travel accident insurance
Get up to $75,000 in car rental insurance coverage

Rewards
1.5 reward points for every $1 spent

No annual fee

Low interest rates
18% APR

Concierge services
Click here for the full listing of toll fee numbers

HSBC Premier BermudaCard Mastercard®

HSBC Premier BermudaCard Mastercard

New applicants
Must meet HSBC Premier requirements
Receive 1,000 reward points

Bermuda Dollar denominated
Exclusively for use in Bermuda

Purchase Tax
Foreign Currency Purchase Tax is not applicable on purchases or card balance

Rewards
1.5 reward points for every $1 spent

No annual fee

Low interest rate

HSBC Advance Mastercard®

HSBC Advance Mastercard

New applicants
Meet HSBC Advance requirements
Receive 500 free bonus points

US Dollar denominated

Insurance
Up to $250,000 US Dollar automatic travel insurance
Up to $50,000 in car rental insurance coverage

Rewards
1.2 reward points for every $1 spent

Rates and fees
$50 annual fee
18% APR

Mastercard Global Services
Click here for the full listing of toll fee numbers

HSBC Visa Gold

HSBC Visa Gold

New applicants
Receive 500 free bonus points

Credit limits
From $5,000 - $50,000

US Dollar denominated

Travel benefits
Up to $250,000 US Dollar automatic travel insurance.
Automatic collision damage waiver insurance for automobile rentals in the US and Canada (30 day limit)

Rewards
1.2 reward points for every $1 spent

Visa Global Services
Click here for the full list of Visa Global
Customer Assistance Services LAC
Toll-free Numbers

Rates and fees
$75 annual fee
18% APR

HSBC Visa Classic

HSBC Visa Classic

New applicants
Receive 500 free bonus points

Credit limits
From $500 - $30,000

US Dollar denominated

Travel benefits
Up to $75,000 US Dollar automatic travel insurance.

Cash Advances
Use ATMs worldwide to obtain cash advances up to $1,000 per day

Rewards
1.0 reward points for every $1 spent

Visa Global Services
Click here for the full list of Visa Global Customer Assistance Services LAC Toll-free Numbers

Rates and fees
$60 annual fee
18% APR

HSBC BermudaCard

HSBC BermudaCard

New applicants
Receive 500 free bonus points

Credit limits
From $500 - $30,000

Bermuda Dollar denominated
Only accepted in Bermuda

Travel benefits
Up to $75,000 US Dollar automatic travel insurance.

Cash Advances
Use ATMs worldwide to obtain cash advances up to $1,000 per day

Purchase Tax
Foreign Currency Purchase Tax is not applicable on purchases or card balance

Rewards
1.0 reward points for every $1 spent

Rates and fees
$35 annual fee
9% APR

Mastercard® is a registered trademark and Tap and Go™. Used pursuant to license.

VISA is a registered trademark of Visa International Service Association and is used under license.

Issued by HSBC Bank Bermuda Limited, of 6 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.