Home Building Insurance provides financial protection against small or extensive damage to the structure of your private residence. This product provides coverage based on the cost of rebuilding the home. The policy also supplies coverage for a basic level of damage to your residence. It protects your home against damages caused by perils such as fire, windstorm, lightning storms, floods, theft and vandalism.
Your insurance premium is typically based on the exterior square footage of your home multiplied by the cost per square foot which is dependent upon the quality of the build and the finishes. Upon request, BF&M General Insurance Limited will supply, free of cost, an exterior survey of your home that can provide an estimation of the adequate sum insured required for your home.
This information is intended to be a summary of the policy cover provided to us by BF&M Limited in our capacity as an insurance agent of BF&M Limited. For further details, please contact your Relationship Manager or call +441 296 SAFE (7233).
HSBC Bank Bermuda Limited (the "Bank") is acting solely as an insurance agent of BF&M Limited and its subsidiary companies ("BF&M") pursuant to its insurance agent licence issued by the Bermuda Monetary Authority (and not as an insurance agent for the customer) with respect to this/ese insurance product(s). The Bank is not responsible in any way for the underwriting, administration or claims handling of insurance products, and does not accept any responsibility for such matters. HSBC Insurance is the brand name for insurance products offered by HSBC Group members HSBC Bank Bermuda Limited is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.
All questions, concerns and claims must be submitted directly to BF&M.