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Personal Line of Credit



A personal line of credit is a long term unsecured* borrowing facility, separate from your regular savings and chequing account to assist you with major purchases and expenses.

Whether it is paying for your children’s education, home renovations or covering unexpected expenses, the HSBC Personal Line of Credit gives you flexibility and access to cash when you need it.

An HSBC Personal Line of Credit is available in Bermuda or US Dollars, and a variable interest rate is charged. Minimum monthly principal payments of 5% of your outstanding balance apply only if you draw against your credit limit.

Use this account when you need to, for as long as you need to. There is no term and no requirement to reapply once you are approved.

Use your HSBC Personal Line of Credit debit card for purchases at a point of sale, for ATM cash transactions, or to transfer funds to other accounts. You can also transfer funds using Personal Internet Banking – you have the freedom to access to your funds when and how you need them.

Apply online or visit an HSBC Personal Banker or Relationship Manager today.

FAQs: Personal Line of Credit

*For some categories of customers, the facility has to be secured. The facility is subject to meeting eligibility criteria and terms and conditions apply.

 

Personal Internet Banking users

Apply online


Not yet a Personal Internet Banking

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*A loan is subject to formal credit approval with HSBC.

 

 

This product and service is offered only in the jurisdiction of Bermuda by HSBC Bank Bermuda Limited and the material presented is not intended for use by persons located in or resident in other jurisdictions.

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