You are not logged on to Internet Banking. Log on to Internet Banking

Personal Line of Credit

A personal line of credit is a long term unsecured* borrowing facility, separate from your regular savings and chequing account to assist you with major purchases and expenses.

Whether it is paying for your children’s education, home renovations or covering unexpected expenses, the HSBC Personal Line of Credit gives you flexibility and access to cash when you need it.

An HSBC Personal Line of Credit is available in Bermuda or US Dollars, and a variable interest rate is charged. Minimum monthly principal payments of 5% of your outstanding balance apply only if you draw against your credit limit.

Use this account when you need to, for as long as you need to. There is no term and no requirement to reapply once you are approved.

Use your HSBC Personal Line of Credit debit card for purchases at a point of sale, for ATM cash transactions, or to transfer funds to other accounts. You can also transfer funds using Personal Internet Banking – you have the freedom to access to your funds when and how you need them.

Apply online or visit an HSBC Personal Banker or Relationship Manager today.

FAQs: Personal Line of Credit

*For some categories of customers, the facility has to be secured. The facility is subject to meeting eligibility criteria and terms and conditions apply.


Personal Internet Banking users

Apply online

Not yet a Personal Internet Banking

Learn more

You may also be interested in:

Consumer Loan Protection Insurance
Should the unforeseen occur, Consumer Loan Protection Insurance secures your commitments and most importantly, your family's financial future.

Home Loan
Get your house working for you, whether you are renovating an existing property, making a major purchase or building your dream home.

Motor Insurance
Motor Insurance protects your bike or car in case of accident or theft.

*A loan is subject to formal credit approval with HSBC.



This product and service is offered only in the jurisdiction of Bermuda by HSBC Bank Bermuda Limited and the material presented is not intended for use by persons located in or resident in other jurisdictions.

Issued by HSBC Bank Bermuda Limited, of 6 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.