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Credit Card Rewards Programme

HSBC Credit Cards offers an extensive Rewards Programme that offers something for everyone. Each time you use your HSBC Credit Card, you will earn points that can be used to get cash back or your choice of travel, local and overseas shopping, dining, charity donations and much more.


How To Earn Points

You are automatically enrolled in the rewards programme and will receive points for every dollar spent. New credit card applicants receive free bonus points.

Points earned per dollar spent:

  • HSBC Premier Mastercard® with Contactless™: 1.5 points
  • HSBC Premier BermudaCard with Mastercard® Contactless™: 1.5 points
  • HSBC Advance Mastercard® with Contactless™: 1.2 points
  • Visa Gold: 1.2 points
  • Visa Classic: 1 point
  • BemudaCard with Mastercard® Contactless™ : 1 point

Next Steps

Redeem now

Or call +1 800 799 1615 to redeem points by phone

Need more information?

  • Call us at +1 441 299 5518
    +1 441 299 5454 (HSBC Advance)
    +1 441 299 5252 (HSBC Premier)

Your points last 3 years!

Accumulate your reward points for up to 3 years! For example, points earned in January 2018 will expire in January 2021


Apply a cash reward to your credit card account.

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Bermuda Shopping

Receive gift cards to designated local stores

Gift Cards
Gorhams's Bersalon
Boutique C.C. Cambridge Beaches
Crisson Jewelers Marks & Spencers
Masters Ltd. The English Sports Shop
The Levi Shop Gift Card Strands
Miles Market

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Overseas Shopping

Receive gift cards to designated overseas restaurants and retail stores

Restaurant Gift Cards
Chili’s Grill & Bar Morton’s
Olive Garden Red Lobster
TGI Fridays

Retail Gift Cards
Barnes & Noble Best Buy
Bloomingdale’s Eddie Bauer
Elizabeth Arden Red Door Spas Gap
L.L. Bean Lands’ End
Macy’s Old Navy
Omaha Steaks Pier 1 Imports
Pottery Barn Pottery Barn Kids
Saks Fifth Avenue Sears
SpaFinder Wellness Staples
Target The Home Depot
JC Penny Barnes & Noble
Home Depot Tourneau

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Redeem for airline tickets on all major commercial airlines, car rental, hotel, cruises, travel packages and more.

Redeem your points for any flight originating in the US or Bermuda.
Redeem your points on any of these commercial airlines: Air Canada, Air France, American Airlines, British Airways, Continental Airlines, Delta Air Lines, Northwest Airlines, Southwest Airlines, United Airlines, US Airways, Virgin Atlantic Airways and other top airlines around the world.
Travel any time you want with no blackout dates.
Choose any class of service you prefer—First, Business or Coach.

Hotel and Car:
Avis Rental Best Western
Budget Rent A Car Marriott
Ritz-Carlton Hertz Car Rental
Hyatt Hotels & Resorts

Travel Packages:
$250 off any cruise
$500 off any cruise
$500 off your vacation
2 nights in Las Vegas Excalibur
2 nights in Orlando, FL Sheraton Vistana Resort
Muir Woods and Sonoma Wine Country Tour
2 nights  in Las Vegas at Bellagio
$1,000 off vacation
2 Day Boston Explorer with 2 nights at the Boston Park Plaza Hotel
Charter Cruise - Lady Charlotte
Las Vegas: Experience the glitter of Las Vegas and the Splendor of the Grand Canyon $2000 off cruise
3 nights Ritz-Carlton: US Distinctive Departures (air-inclusive for two)
4 Nights in Paris
3 nights in Las Vegas at Bellagio Vacation for Four + Alamo Rental Car
2 nights in Las Vegas at Bellagio Vacation for Four + Alamo Rental Car
Caribbean 7-Night Cruise on Norwegian Cruise Line for two
Mexico 7-night cruise on Royal Caribbean International for two
Alaska 7-Night Cruise on Celebrity Cruise for two
Caribbean 7-Night Cruise on Celebrity Cruises for two

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Redeem your points for a cash donation to a good cause.

Bermuda National Trust Bermuda Zoological Society
Adult Education Centre The Bermuda Sloop
PALS Cancer Care

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*Terms and Conditions apply.
Issued by HSBC Bank Bermuda Limited, of 6 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority.

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.