You are not logged on to Internet Banking.

Residential Mortgages

Buying a home is an exciting time and is likely to involve some of the most important financial decisions you’ll ever make. At HSBC, we make buying your new home a smooth process, making your dreams a reality. What's more, with an HSBC Mortgage you'll gain access to other banking benefits across a range of products.

What other banking benefits will my mortgage give me access to

  • Automatic upgrade to Advance services with any mortgage
  • Automatic upgrade to Premier services with a mortgage of $1M or more
  • Preferential pricing on a range of banking fees and products (loans, credit cards and insurance)
  • Higher reward points on credit cards
    Access to certified experts to help you manage your money and reach your goals

See how Personal Banking, Advance and Premier banking benefits compare here.

What you should know

  • Maximum term of 30 years
  • 80% financing for properties valued up to BMD $1.5 million
  • 75% financing for properties valued between BMD $1.5 – $2 million
  • 70% financing for properties valued between BMD $2 - $5 million
  • 60% financing for properties valued over BMD $5 million
  • Variable and Fixed interest rates

What you will need when applying

  • Valid ID for each person applying (passport, Bermuda driver's license)
  • Proof of current address (BELCO bill, cable bill)
  • Proof of income earnings for each applicant and proof of employment letter
  • If self-employed/business owner – Past 12 months of Payroll Tax Returns or 2 year financial statements
  • Copy of rental agreement and statements if rental income is not direct deposited to HSBC
  • Latest pay stubs, normally the previous three months
  • Details of the property you are buying
  • Real estate agent's and lawyer's details
  • Printable Mortgage Appointment Information

Understanding our fees

For more information about the fees involved in applying for a mortgage please click here.

Your property may be repossessed if you do not keep up repayments on your mortgage.


Come talk to us.

  • Call +1 441 299 5959 to arrange an appointment

Apply Online

See how much you can afford

Make an appointment

Are you a first time home buyer?

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.