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To apply, you'll need the following documents. They'll need to be submitted for each applicant as part of your application.

• A valid form of identification
• Proof of address
• Proof of acceptable tie to Bermuda (for non-Bermudians)

Here's a list of what we'll accept in each category. All documents must be current and valid.

Identification

Bermudan citizens will need one of the following, a valid:

• Bermuda passport
• Bermuda driver's licence
• Bermuda voter's card
• Bermuda ID card
• Special Person's Card

If you're not a citizen of Bermuda, you will need both:

• A valid passport and proof of your tie to Bermuda
• Completed FATCA and CRS individual self-certification form

For joint accounts, each applicant must complete their own FATCA and CRS individual self-certification form.

Proof of address

You will need one of the following, a valid:

• Bermuda driver's licence
• Signed lease document
• Utility bill dated within the last 3 months
• Current home insurance document
• Employer's pay receipt dated within the last 3 months

If you don't have any of these in your name, please provide either: 

• A signed letter from someone who lives with you, and a proof of address and identification document in their name 
• A signed letter from someone who lives with you, a proof of address in their name and a copy of their identification letter from an employer (on company letter head)

Proof of acceptable tie to Bermuda (for non-Bermudians)

Non-Bermudians need to provide proof of one of the following:

• Employment in Bermuda (i.e. a work permit or letter from an employer)
• Property ownership in Bermuda, including a timeshare or fractional share
• Studying in Bermuda
• Residency in Bermuda (i.e. a spousal letter or permanent residency certificate)
• Pension payment in Bermuda

• Personal Banking Agreement - Outlining the terms of the relationship between you and us
• Privacy notice - The ways in which we'll use your information 
• Fee schedule - What you'll be charged