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Construction loan

Save money while your new home is under construction

Build your property portfolio from the ground up

With a construction loan we can help you build your new house, fund additions to your property or make major home improvements, while saving money on interest payments.

  • Make interest-only payments while your home is under construction
  • Lending terms up to 30 years
  • Variable interest rates
  • Save $200 when you apply using online banking

Product details

A full appraisal will be required before and on completion of your construction. During construction, the bank will visit your site to assess the progress of your project(s).

Find out how to apply

Applying for a construction loan with us is easy. First, you'll need to arrange an appointment with a member of our mortgages team. You can call us, visit your local branch or complete a callback form.

At your first meeting, you'll be assigned to a dedicated mortgage specialist who will discuss your needs and let you know what you’ll need to do to begin your application.

By email

For general customer queries, pre-approval requests & documentation submission, you can email us at

In branch

Book an appointment in your local branch to speak with a specialist and start your application.

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Whether you're a first-time buyer or an experienced investor, we have all the tools you need to start building your property portfolio.

Listening to what you have to say about our services matters to us.