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Mortgage protection

Life is unpredictable. Protect your loved ones from the unexpected.

Mortgage protection insurance

You made your dream home for yourself and your loved ones a reality. With Mortgage Protection you can protect them from the unexpected.

Mortgage Protection is designed to repay the outstanding balance of an HSBC mortgage, up to the maximum sum assured, in the event the borrower dies before the mortgage is repaid.


  • Available for both single and joint policies.
  • Coverage of the mortgage balance is up to a maximum of BMD$2M in the event of the insured’s death.
  • Effective for the duration of your mortgage
  • Purchase at any time during the life of your mortgage
  • Cancel within 30 days of the policy start date to receive a full refund
  • After the 30 day period, cancel at any time

How to apply

Apply online

Complete our simple form to request a free, no-obligation insurance quote.

Apply in branch

Visit us in branch to speak to one of our insurance experts.

How to make a claim

If you're eligible for an MPI claim, visit any HSBC Bermuda branch, which will act as the intermediary agent to BF&M. BF&M will contact you if you're eligible for any payable death benefit.


Have you considered?


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Get financial coverage in the event of accidents, theft, vandalism or collisions involving motor vehicles.


Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Issued by HSBC Bank Bermuda Limited of 37 Front Street Hamilton Bermuda, which is acting solely as an insurance agent of BF&M pursuant to its insurance agent’s license issued by the Bermuda Monetary Authority and accepts no responsibility for the underwriting, administering and claims handling of insurance products. HSBC Insurance is the brand name for insurance products offered by HSBC Group members. Terms and conditions apply.

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