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Premier Mastercard Black

Exclusively available to our HSBC Premier customers for worldwide use.

Enhanced rewards and cashback

Earn double reward points for every $1 spent and redeem your points to book for travel, cashback, gift cards and much more.

Interest rates

20.95% APR


What you get with an HSBC Premier Mastercard® Black Card:

  • No international Transaction fee
    0.6% fee waived for each international purchase transaction conducted outside of Bermuda.
  • VIP access to 1,000+ airport lounges

    Get complimentary access to a network of 1,000+ airport lounges and 120 countries with the swipe of your HSBC Premier Mastercard® Black Card. While waiting for your next flight, receive discounts at duty free shops, restaurants, spas, and hundreds of airport retailers. Enjoy complimentary membership with Mastercard Airport Experiences provided by LoungeKey.

  • Travel Protection
    From luggage, to reimbursement on flight cancellations due to covered reasons, get protection from the unexpected when travelling.
  • Travel assistance services
    Pre-trip destination information, emergency medical and legal referrals, tracing of lost luggage, and more.
  • Receive credit card alerts to help protect from fraud
    As an HSBC Credit Card customer, you can register to receive an email when your card is used. Add or update your credit card alert preferences online, anywhere, anytime. Request new alerts or make changes to existing preferences that can help you manage your card
  • MasterAssistTM Black

    Reimburses medical expenses, emergency family travel costs, and more when you pay for your trip in full using your HSBC Premier Mastercard® Black Card1.
  • 24/7 Concierge Service
    Enjoy complimentary 24/7 concierge service that acts like a personal assistant. Receive assistance no matter how big or small your request: from travel planning, dining reservations, and tickets reservations for sporting events and shows.
  • Complimentary car rental insurance
    Master Rental pays for damages (up to USD 75,000, Worldwide) to a rental vehicle due to collision, theft, and vandalism when cardholders pay with a HSBC Premier Mastercard® Black Card.

1Restrictions and exclusions apply. For more information, please refer to the below Mastercard Black Card usage guide.

Things you should know

  • USD Denominated
  • 20.95% APR
  • $350.00 annual fee waived for card holders who maintain at least $1,000,000 (or foreign currency equivalent) in personal savings or investments or the annual spend of $100,000.

Please take the time to check the following:

Eligibility criteria

To apply for a HSBC Premier Mastercard® Black, you must hold a HSBC Premier account. This account is available to customers who meet at least one of the following criteria:

  • maintain at least $200,000 (or foreign currency equivalent) in personal savings or investments with HSBC Bermuda
  • maintain a mortgage with an originating value of $1million or more (in good standing) with HSBC Bermuda
  • be a qualified HSBC Premier customer in another country or region

Account Fees

Please take a moment to review our fees for debit and credit cards

Apply for an HSBC Premier Mastercard® Black

Please note that currently processing times are longer than usual

After you have submitted the application, we will begin reviewing your application on the next business day following submission.

You must be registered for online banking to complete an online application form. To apply, log on to your online banking account and select Online Applications from the Our Products menu.

Mastercard® Black Card Usage Guide:

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Related products


Receive dining and shopping benefits in Bermuda with a credit card for Premier customers.


Exclusively available to our HSBC Premier customers for worldwide use.


Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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