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Switch to HSBC

Switch to HSBC and save

Easy transfer. Great rates. No bank fees. 3 reasons to come and talk to us today.

Arrange an appointment to talk to one of our mortgage experts in branch to see if switching your mortgage to HSBC is the right thing for you.

You may be able to secure a lower interest rate for your mortgage. You'll also enjoy:

  • Savings on your interest1
  • Waived HSBC fees
  • A market leading low mortgage rate2

1Savings will vary based on the value of the mortgage. Applicable for residential mortgages only.

2Due to market fluctuations, a variable mortgage rate may change in the future, which may impact total savings over the lifetime of a mortgage. 

Benefits of switching your mortgage

  • Solid advice
    Your mortgage advisor will explain the types of mortgages available to you, the terms and the rates to help you choose the ideal mortgage for your situation.
  • Low cost to switch
    There are no bank fees to pay when switching your mortgage and stamp duty is also reduced3.
  • $1 million mortgage?
    If the value of your mortgage is $1 million or more, you automatically qualify to be a Premier customer and will have a Premier Relationship Manager to assist you with your mortgage needs.

3When switching your mortgage, stamp duty costs are generally lower than when purchasing a property. Consult with your lawyer to see how much stamp duty would be in your individual circumstance. Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct banking and investment business by the Bermuda Monetary Authority.

Lock in your rate for 5 years

We also offer a low 5 year fixed rate mortgage that will lock in your rate and payments over a 5 year period. Locking in your rate gives you the peace of mind that no matter what happens your payments will not change for the next 5 years. Our fixed rates are:

  • Premier: 5.74%
  • Advance: 6%
  • Personal banking: 6.25%

Apply for a mortgage

See how much you can afford

Our mortgages are designed with your needs in mind. Use this calculator to see how much your monthly payment will be.

Apply online

The online mortgage application is quick and easy to fill out. After you have submitted the form, a banking specialist will review it and contact you to discuss.

Apply by phone

Call +1 441 299 5959 to arrange an appointment.

You can also use this number if you are applying with 3 or more applicants.

Related products

 

We make buying your new home a smooth process.

 

Get your house working for you.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

Listening to what you have to say about our services matters to us.