Move your mortgage with confidence
Easily transfer. Competitive rates. No bank fees. Three great reasons to talk to us about switching your mortgage today.
- 5-year fixed mortgage rateOur fixed-rate mortgage allows you to lock in your interest and keep your repayments the same over a five-year period.
- Specialist adviceYour mortgage specialist will explain the types of mortgages available, to help you choose the one that could most suit you.
- Low cost switchingThere are no bank fees to pay when switching your mortgage. Stamp duty is also reduced.
- Premier account upgradeWe'll automatically upgrade your account to Premier, if your mortgage is more than $1 million.
Before you apply to switch your mortgage
There's a few things you'll need to consider. Take a look at the information below.
Featured mortgages

Residential mortgage
A Residential mortgage is our standard product for buying a property in Bermuda.
We typically offer 60% to 80% financing, depending on the property value.
Maximum term of 30 years.

Premier mortgage
By borrowing $1 million or more, we'll upgrade you to an HSBC Premier account, giving you access to negotiated mortgage rates and a host of additional benefits.
Find out how to apply
Switching your mortgage with us is easy. First, you'll need to arrange an appointment with a member of our mortgages team. You can call us, visit your local branch or arrange a call back.
You'll be assigned a dedicated mortgage specialist who'll discuss your needs and let you know what you’ll need to do throughout your mortgage application.
By phone
Make an appointment by calling us today on +1 441 299 5959.
By email
For general customer queries, pre-approval requests & documentation submission, you can email us at bermuda.mortgage.team@hsbc.bm.
In branch
Book an appointment in your local branch to speak with a specialist and start your application.
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Understanding the costs of a second mortgage
Before you switch your mortgage to HSBC, it's important to understand the potential costs you may incur.

How much can I borrow?
Use our interactive tool to see how much you could borrow with HSBC.

Investment properties
Find out how we could support you in creating a property portfolio on the island of Bermuda.