Start building your property portfolio today
Whether you're taking the first steps into investing in property, or looking to grow your existing portfolio, we've got everything you need.
It could be the right time to invest in a second home
Save thousands on upfront costs with our special mortgage offer. Plus, enjoy some of the lowest mortgage rates available on the island.
Available for new residential mortgage applications 1 April – 30 June 2024. Terms and conditions apply.
Benefits of building your property portfolio with HSBC
- Market leading ratesWe review our lending rates frequently to ensure that we're providing great value against our competitors.
- Pre-approval on the same dayWe aim to provide pre-approval on your mortgage application on the same day when you apply in branch.
- Automatic account upgradesWe'll automatically upgrade your account to Advance if you have a mortgage with us, or to Premier if your mortgage is more than $1 million.
- Trusted legal supportWe work with a carefully selected group of local law firms to ensure your mortgage is processed safely and quickly.
- Loan options to suit youChoose a Construction Loan to make interest-only repayments while your property is undergoing work, or take out a home equity loan to fund renovations.
- Low-cost switchingSwitch your mortgage to HSBC from another provider, and you could get lower interest rates with no additional fees.
Featured mortgages
Residential mortgage
A Residential mortgage is our standard product for buying a property in Bermuda.
Construction loan
With a Construction Loan we can offer additional support to help you build your new house, make additions to the property or fund major renovations.
Switch and save
Find out whether switching to an HSBC mortgage from your current supplier could help you to make your money go further.
Premier mortgages
By borrowing $1 million or more, we'll upgrade you to an HSBC Premier account, giving you access to negotiated mortgage rates and additional benefits.
How to apply
Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply.
Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of your application.
Tools to help you choose
Rates
Compare our latest mortgage rates and understand our fees.
How much could you borrow?
Use our quick calculator to see how much you could borrow.
Repayments calculator
Work out how much your monthly payments could be.
Articles
We've pulled together some handy articles to make it easier to decide what's right for you.