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Investment properties

We make applying for a mortgage for your investment property easy

Start building your property portfolio today

Whether you're taking the first steps into investing in property, or looking to grow your existing portfolio, we've got everything you need.

  • Market leading rates
    We review our lending rates frequently to ensure that we're providing great value against our competitors.
  • Pre-approval on the same day
    We aim to provide pre-approval on your mortgage application on the same day when you apply in branch.
  • Automatic account upgrades
    We'll automatically upgrade your account to Advance if you have a mortgage with us, or to Premier if your mortgage is more than $1 million.
  • Trusted legal support
    We work with a carefully selected group of local law firms to ensure your mortgage is processed safely and quickly.
  • Loan options to suit you
    Choose a Construction Loan to make interest-only repayments while your property is undergoing work, or take out a home equity loan to fund renovations.
  • Low-cost switching
    Switch your mortgage to HSBC from another provider, and you could get lower interest rates with no additional fees.

Featured mortgages


A Residential mortgage is our standard product for buying a property in Bermuda.


With a Construction Loan we can offer additional support to help you build your new house, make additions to the property or fund major renovations.


Find out whether switching to an HSBC mortgage from your current supplier could help you to make your money go further.


By borrowing $1 million or more, we'll upgrade you to an HSBC Premier account, giving you access to negotiated mortgage rates and additional benefits.

How to apply

Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply.

Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of your application.

Tools to help you choose


Compare our latest mortgage rates and understand our fees.


Use our quick calculator to see how much you could borrow.


Work out how much your monthly payments could be.


We've pulled together some handy articles to make it easier to decide what's right for you.

Listening to what you have to say about our services matters to us.