• Instructions received by the below listed cut-off times will be processed the same day and the value will be effected within the time period stated below
  • Instructions received after the listed cut-off times will be processed the next working day
  • Instructions received on non-working days (weekends, Bank holidays, etc.) will be processed on the next working day

Lower fees when you bank online

Personal Customers

Electronic Payment Instructions

Product
Currency
Online banking
Value Effected (if within cut off time)
Internal Transfers
All currencies
None
Same day value
Bill Payments
BMD and USD
6:00 pm
Same day value
Local Bank payments
BMD and USD
2:00 pm
Same day value
Outgoing Wires
USD
3:00 pm
Same day value
Outgoing Wires
CAD
11:00 am
Same day value
Outgoing Wires
GBP
3:00 pm
Next business day value
Outgoing Wires
EUR
3:00 pm
Next business day value
Outgoing Wires
All other
3:00 pm
Next two business day value
Cashiers Orders
BMD and USD
3:00 pm
24 hours
Drafts
USD, CAD and GBP
3:00 pm
24 hours
Cash advance order
BMD, USD, CAD, GBP and EUR
11:59 pm
Next business day (after 2 pm)

Electronic Payment Instructions

Product
Internal Transfers
Currency
All currencies
Online banking
None
Value Effected (if within cut off time)
Same day value
Product
Bill Payments
Currency
BMD and USD
Online banking
6:00 pm
Value Effected (if within cut off time)
Same day value
Product
Local Bank payments
Currency
BMD and USD
Online banking
2:00 pm
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
USD
Online banking
3:00 pm
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
CAD
Online banking
11:00 am
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
GBP
Online banking
3:00 pm
Value Effected (if within cut off time)
Next business day value
Product
Outgoing Wires
Currency
EUR
Online banking
3:00 pm
Value Effected (if within cut off time)
Next business day value
Product
Outgoing Wires
Currency
All other
Online banking
3:00 pm
Value Effected (if within cut off time)
Next two business day value
Product
Cashiers Orders
Currency
BMD and USD
Online banking
3:00 pm
Value Effected (if within cut off time)
24 hours
Product
Drafts
Currency
USD, CAD and GBP
Online banking
3:00 pm
Value Effected (if within cut off time)
24 hours
Product
Cash advance order
Currency
BMD, USD, CAD, GBP and EUR
Online banking
11:59 pm
Value Effected (if within cut off time)
Next business day (after 2 pm)

Manual Payment Instructions

Product
Currency
Non Bank Stationery
Bank Stationery
Value Effected (if within cut off time)
Internal Transfers
All currencies
11:00 am
12:00 pm
Same day value
Cashiers Orders
BMD and USD
11:00 am
12:00 pm
48 hours
Drafts
USD, CAD and GBP
11:00 am
12:00 pm
48 hours
Bill Payments
BMD and USD
11:00 am
12:00 pm
Same day value
Local Bank payments
BMD and USD
9:00 am
10:00 am
Same day value
Outgoing Wires
USD
11:00 am
12:00 pm
Same day value
Outgoing Wires
CAD
9:00 am
10:00 am
Same day value
Outgoing Wires
GBP
11:00 am
12:00 pm
Next business day value
Outgoing Wires
EUR
11:00 am
12:00 pm
Next business day value
Outgoing Wires
All other
11:00 am
12:00 pm
Next two business day value
Fixed Deposits
All currencies
11:00 am
12:00 pm
Same day value
Standing Instructions
All currencies
11:00 am
12:00 pm
24 hours of value date
Standing Instructions Amendments
All currencies
11:00 am
12:00 pm
24 hours of value date

Manual Payment Instructions

Product
Internal Transfers
Currency
All currencies
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Same day value
Product
Cashiers Orders
Currency
BMD and USD
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
48 hours
Product
Drafts
Currency
USD, CAD and GBP
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
48 hours
Product
Bill Payments
Currency
BMD and USD
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Same day value
Product
Local Bank payments
Currency
BMD and USD
Non Bank Stationery
9:00 am
Bank Stationery
10:00 am
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
USD
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
CAD
Non Bank Stationery
9:00 am
Bank Stationery
10:00 am
Value Effected (if within cut off time)
Same day value
Product
Outgoing Wires
Currency
GBP
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Next business day value
Product
Outgoing Wires
Currency
EUR
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Next business day value
Product
Outgoing Wires
Currency
All other
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Next two business day value
Product
Fixed Deposits
Currency
All currencies
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
Same day value
Product
Standing Instructions
Currency
All currencies
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
24 hours of value date
Product
Standing Instructions Amendments
Currency
All currencies
Non Bank Stationery
11:00 am
Bank Stationery
12:00 pm
Value Effected (if within cut off time)
24 hours of value date

Foreign currency-denominated transactions will be affected by fluctuations in currency rates where there is a need to convert from between your currency and the foreign currency.

You might get back more or less than you originally converted.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.