Personal Loan

Whether it’s for a car, a boat, a jet ski, or another big purchase, a personal loan is an affordable and easy option.


  • 0% down payment as we lend you the full amount of your purchase1
  • Make overpayments without charge, which may reduce the amount of interest you pay
  • Flexible repayment schedule between 1 and 5 years
  • Competitive interest rates

1A loan is subject to formal credit approval with HSBC.

Eligibility criteria

This product and service is offered only in the jurisdiction of Bermuda by HSBC Bank Bermuda Limited and the material presented is not intended for use by persons located in or resident in other jurisdictions.

Apply for an HSBC Personal Loan

Apply online and save $200

Applying for a loan doesn't have to be complicated. The online loan application is quick and easy to fill out. After you have submitted the form, we will begin reviewing your application on the next business day following submission.

An HSBC representative will contact you within 3 business days to advise if further details are required.

You must be registered for online banking to complete an online application form.

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Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.