Get what you need sooner than you imagined
Whether you're planning a wedding, upgrading your car or looking to make another big purchase, an HSBC Personal Loan could make your dreams a reality.
Save up to $200 when you apply online
Negotiation fee of up to $200 waived when you apply for a Personal Loan online.
Why get a Personal Loan?
- Unsecured interest rates from 7.5%Competitive rates, with no overpayment fees - which could reduce the amount of interest you pay.
- No money downYou won’t need cash to secure your loan up to $80,000.
- Wide range of usesGet a loan with the flexibility to cover a range of purchases, from a new boat to a new bathroom.
- Choose your termSpread your repayments over 5 years, or less if you prefer. We'll help you find the best term for you.
Interest rates
Unsecured Personal Loan
| Your account type | Term | Repayment type | Rate |
|---|---|---|---|
| Premier | Up to 5 years | Principal and interest | 7.5% |
| Advance | Up to 5 years | Principal and interest | 8% |
| Personal | Up to 5 years | Principal and interest | 8.25% |
| Your account type | Premier |
|---|---|
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 7.5% |
| Your account type | Advance |
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 8% |
| Your account type | Personal |
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 8.25% |
Secured Personal Loan
| Your account type | Term | Repayment type | Rate |
|---|---|---|---|
| Premier | Up to 5 years | Principal and interest | 6.75% |
| Advance | Up to 5 years | Principal and interest | 7.25% |
| Personal | Up to 5 years | Principal and interest | 7.5% |
| Your account type | Premier |
|---|---|
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 6.75% |
| Your account type | Advance |
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 7.25% |
| Your account type | Personal |
| Term | Up to 5 years |
| Repayment type | Principal and interest |
| Rate | 7.5% |
Things you should know
Who can apply?
To apply for a Personal Loan, you need to be:
- Over 18
- An existing HSBC customer
- A resident of Bermuda
What documentation will I need?
Before we can approve your loan you'll need to provide ID, plus proof of address and income. What we'll need to see will vary depending on your circumstances.
How to apply
Apply online
If you're registered for online banking, you can complete an online application form, as follows:
- Log on to online banking
- Go to 'Our Products', then choose 'Online Applications' from the top navigation and select 'Loans'
Frequently asked questions
You might be interested in
Flexible finance for energy efficient products such as solar panels and solar water heaters.
Get on the road with fixed monthly payments and no money down.
Find out our latest interest rates.
Additional information
This product and service is offered only in the jurisdiction of Bermuda by HSBC Bank Bermuda Limited and the material presented is not intended for use by persons located in or resident in other jurisdictions.
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.