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Mortgage rates

Variable mortgage

Variable mortgage rates
Type Loan to Value (LTV)1 Maximum Term Repayment Total rate
Premier Up to 80% loan to value2 30 years Principal and interest 5.99%
Advance Up to 80% loan to value2
30 years Principal and interest
6.25%
Personal Up to 80% loan to value2
30 years Principal and interest
6.50%
Variable mortgage rates
Type Premier
Loan to Value (LTV)1 Up to 80% loan to value2
Maximum Term 30 years
Repayment Principal and interest
Total rate 5.99%
Type Advance
Loan to Value (LTV)1 Up to 80% loan to value2
Maximum Term 30 years
Repayment Principal and interest
Total rate 6.25%
Type Personal
Loan to Value (LTV)1 Up to 80% loan to value2
Maximum Term 30 years
Repayment Principal and interest
Total rate 6.50%

Fixed rate mortgage

Fixed rate mortgage rates
 
Type Loan to Valuation Fixed rate period Maximum term Repayment Total rate
Premier Up to 80% loan to value3 5 years 30 years Principal and interest 5.74%
Advance Up to 80% loan to value3
5 years 30 years Principal and interest
6%
Personal Up to 80% loan to value3
5 years 30 years Principal and interest
6.25%
Fixed rate mortgage rates
 
Type Premier
Loan to Valuation Up to 80% loan to value3
Fixed rate period 5 years
Maximum term 30 years
Repayment Principal and interest
Total rate 5.74%
Type Advance
Loan to Valuation Up to 80% loan to value3
Fixed rate period 5 years
Maximum term 30 years
Repayment Principal and interest
Total rate 6%
Type Personal
Loan to Valuation Up to 80% loan to value3
Fixed rate period 5 years
Maximum term 30 years
Repayment Principal and interest
Total rate 6.25%

Home equity loan

Home Equity Loan Variable Rates
 
Home equity Maximum term Repayment Total rate
Loan 30 years Principal and interest 5.75%
Home Equity Loan Variable Rates
 
Home equity Loan
Maximum term 30 years
Repayment Principal and interest
Total rate 5.75%

 

1This represents the percentage of the property price you want to borrow, e.g. a $100,000 property with an $80,000 mortgage would be a 80% LTV. Typically, you will need to have 20% of the purchase price available as a down payment for your home. However, be sure to speak with us and we will be able to assist with determining your down payment requirements based on your personal circumstances.

2Mortgage rates may vary – for details please make an appointment with an HSBC Personal Banker at 299-5959 or contact your Relationship Manager today.

3After the initial Five Year Fixed Period the Mortgage will revert to a variable term.

What you should know before you apply

  • HSBC Bermuda's current BMD base rate for personal banking customers is 3.50%
  • All rates are subject to change without notice
  • Preferential mortgage and loan rates may apply - come and see us

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