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Loans

Receive a local gift voucher when you get a Personal, Education, Green or Home Improvement Loan from now until 30 July 2021

Personal Loan

  • 0% down payment as we lend you the full amount of your purchase

  • Make overpayments without charge, which may reduce the amount of interest you pay

  • Flexible repayment schedule between 1 and 5 years

  • Competitive interest rates

  • Save $200 when you apply using online banking. Find out how to register.

A loan is subject to formal credit approval with HSBC.

Whether it's to satisfy a need or provide a luxury at some point, we all need to borrow money. You know what you need - we can help.

Apply using online banking in the ‘Online Applications’ section of the Products dropdown.

Home Improvement Loan

  • Get funds for painting, landscaping, new appliances and more

  • Conveniently separated from your mortgage

  • Term from 1 to 5 years

  • Competitive interest rates

  • Save $200 when you apply using online banking. Find out how to register.

A home improvement loan allows you to borrow money to fund a variety of repairs and renovations - from buying new furniture to getting a loft conversion. 

Apply using online banking in the ‘Online Applications’ section of the Products dropdown.

Home Equity Loan

A Home Equity Loan enables you to use the equity in your property to borrow funds for home renovations or other major purchases.

Apply using online banking in the ‘Online Applications’ section of the Products dropdown.

Education Loan

  • Apply for this loan for a student to attend a private school, boarding school, university, and more

  • Your loan can be used to cover the student's expenses for tuition, uniforms, and school fees, and more

  • Use the money right away. Once your loan is approved, the money is immediately deposited

  • Save $200 when you apply using online banking. Find out how to register.

An education is an investment in the future. With an Education Loan, going to school locally or overseas is an affordable and wise option.

Apply using online banking in the ‘Online Applications’ section of the Products dropdown.

Green Loan

  • Reduced interest rate of 6% variable (our lowest available unsecured loan rate)

  • Borrow for up to 7 years (our longest available term on an unsecured loan)

  • 100% financing

  • Save $200 when you apply using online banking. Find out how to register.

Rates are subject to change without notice

Spread the cost of purchasing Solar Panels by obtaining a loan.

Apply using online banking in the ‘Online Applications’ section of the Products dropdown.

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