| Product name | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | 5 years | Principal and interest |
7.5% |
| Advance | 5 years | Principal and interest |
8% |
| Personal | 5 years | Principal and interest |
8.25% |
| Product name | Premier |
|---|---|
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 7.5% |
| Product name | Advance |
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 8% |
| Product name | Personal |
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 8.25% |
| Product name1 | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | 5 years | Principal and interest |
6.75% |
| Advance | 5 years | Principal and interest |
7.25% |
| Personal | 5 years | Principal and interest |
7.5% |
| Product name1 | Premier |
|---|---|
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 6.75% |
| Product name1 | Advance |
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 7.25% |
| Product name1 | Personal |
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | 7.5% |
1Acceptable security can be in the form of fixed deposits or savings account proceeds on deposit at HSBC Bermuda.
| Loan type | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Secured1 | 5 years | Principal and interest |
From 6% |
| Unsecured | 5 years | Principal and interest |
From 7% |
| Loan type | Secured1 |
|---|---|
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | From 6% |
| Loan type | Unsecured |
| Maximum term | 5 years |
| Repayment |
Principal and interest |
| Total rate | From 7% |
1Acceptable security can be in the form of fixed deposits or savings account proceeds on deposit at HSBC Bermuda.
Note: Principal payments can be deferred and interest only payments allowed for a maximum of 2 years. The maximum term for this is 7 years.
| Loan type | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Unsecured | 7 years | Principal and interest | 6.5% |
| Loan type | Unsecured |
|---|---|
| Maximum term | 7 years |
| Repayment | Principal and interest |
| Total rate | 6.5% |
| Product name | Maximum term | Repayment | Total rate |
|---|---|---|---|
| Premier | N/A | Principal and interest |
8.5% |
| Advance | N/A | Principal and interest |
9.5% |
| Personal | N/A | Principal and interest |
10.5% |
| Product name | Premier |
|---|---|
| Maximum term | N/A |
| Repayment |
Principal and interest |
| Total rate | 8.5% |
| Product name | Advance |
| Maximum term | N/A |
| Repayment |
Principal and interest |
| Total rate | 9.5% |
| Product name | Personal |
| Maximum term | N/A |
| Repayment |
Principal and interest |
| Total rate | 10.5% |
| Overdraft term | Total rate |
|---|---|
| 3 months minimum |
7.5% |
| 3 years maximum |
7.5% |
| Overdraft term |
3 months minimum |
|---|---|
| Total rate | 7.5% |
| Overdraft term |
3 years maximum |
| Total rate |
7.5% |
Important information
- HSBC Bermuda's current BMD base rate for personal banking customers is 4%
- all rates are subject to change without notice
- preferential mortgage and loan rates may apply - come and see us
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Disclosure
Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.