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Residential mortgages

With a simple application process and step-by-step guidance from our dedicated mortgage specialists, it's never been easier to turn your dream of home ownership into a reality

An easier way to get on the property ladder

Our residential mortgage is our standard package for homeowners, offering everything you need to get your foot in the door.

Why get a HSBC Residential Mortgage?

  • Quick approvals
  • Market leading rates
  • Dedicated mortgage specialists to guide you through each step of the journey
  • Automatic upgrade to our Advance or Premier services

Product details

Find out how to apply

Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply.

Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of your application.

Tools to help you choose


Compare our latest mortgage rates and understand our fees.


Use our calculator to see how much you could borrow.


Work out how much your monthly payments could be.


We've pulled together some handy articles to make it easier to decide what's right for you.

Listening to what you have to say about our services matters to us.