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Home equity

Access up to 80% of the value of your property for whatever you need

Get your house working for you

A home equity loan enables you to use the equity in your property to borrow funds for home renovations or other major purchases.

New! Green Loan Bundle

For a limited time, customers taking out a Mortgage or Home Equity Loan can also enjoy reduced interest rates on a Green Loan. This loan can be used to fund energy efficient products such as solar panels and electric vehicles. Please speak to one of our dedicated mortgage experts for more information.

Why get a Home Equity Loan?

  • Lending terms from 12 months to 30 years

  • Borrow up to 80% of the equity built into your home

  • Conveniently separated from your mortgage

  • Save $200 when you apply via our online banking platform

Product details

A home equity loan is suitable if you want to borrow a specific amount for a particular purpose, with the comfort of regular monthly repayments.

Find out how to apply

Applying for a home equity loan with us is easy. First, you'll need to arrange an appointment with a member of our mortgages team. You can call us, visit your local branch or complete a callback form.

At your first meeting, you'll be assigned to a dedicated mortgage specialist who will discuss your needs and let you know what you'll need to do to begin your application.

By email

For general customer queries, pre-approval requests & documentation submission, you can email us at bermuda.mortgage.team@hsbc.bm.

In branch

Book an appointment in your local branch to speak with a specialist and start your application.

You might also be interested in

 

Investing in a major home renovation or expansion can be a great way to boost the value of your property.

 

With a construction loan we can help you construct your new house, build additions to your home or make major home improvements.

 

Whether you're a first-time buyer or an experienced investor, we have all the tools you need to start building your property portfolio.

Listening to what you have to say about our services matters to us.