Term Deposit Saving Rates

Term Deposit Rates

rates are indicative only and subject to change without notice
all rates are quoted as Annual Rates of Return

(Date format is dd/mm/yyyy)
Rates as of:
26/05/2023, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	26/05/2023, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	1.2397	1.2397	1.2397	1.3453	1.4509	1.5564
6 Months	1.4269	1.4269	1.4269	1.534	1.641	1.7481
1 Year	1.7874	1.7874	1.7874	1.8891	1.9908	2.0924
2 Years	1.8264	1.8264	1.8264	1.913	1.9995	2.0861
3 Years	1.8841	1.8841	1.8841	1.964	2.0438	2.1237
4 Years	1.9514	1.9514	1.9514	2.029	2.1067	2.1843
5 Years	2.2758	2.2758	2.2758	2.3513	2.4267	2.5021

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	3 Months
5,000+	1.2397
10,000+	1.2397
50,000+	1.2397
100,000+	1.3453
500,000+	1.4509
1,000,000+	1.5564

Term	6 Months
5,000+	1.4269
10,000+	1.4269
50,000+	1.4269
100,000+	1.534
500,000+	1.641
1,000,000+	1.7481

Term	1 Year
5,000+	1.7874
10,000+	1.7874
50,000+	1.7874
100,000+	1.8891
500,000+	1.9908
1,000,000+	2.0924

Term	2 Years
5,000+	1.8264
10,000+	1.8264
50,000+	1.8264
100,000+	1.913
500,000+	1.9995
1,000,000+	2.0861

Term	3 Years
5,000+	1.8841
10,000+	1.8841
50,000+	1.8841
100,000+	1.964
500,000+	2.0438
1,000,000+	2.1237

Term	4 Years
5,000+	1.9514
10,000+	1.9514
50,000+	1.9514
100,000+	2.029
500,000+	2.1067
1,000,000+	2.1843

Term	5 Years
5,000+	2.2758
10,000+	2.2758
50,000+	2.2758
100,000+	2.3513
500,000+	2.4267
1,000,000+	2.5021

British Pounds (GBP)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	1.1358	1.1358	1.1358	1.1358	1.1358	1.1358
6 Months	1.1982	1.1982	1.1982	1.1982	1.1982	1.1982
1 Year	1.7248	1.7248	1.7248	1.7248	1.7248	1.7248
2 Years	1.1096	1.1096	1.1096	1.1096	1.1096	1.1096
3 Years	1.0748	1.0748	1.0748	1.0748	1.0748	1.0748
4 Years	1.0326	1.0326	1.0326	1.0326	1.0326	1.0326
5 Years	0.9926	0.9926	0.9926	0.9926	0.9926	0.9926

British Pounds (GBP)
Term	3 Months
5,000+	1.1358
10,000+	1.1358
50,000+	1.1358
100,000+	1.1358
500,000+	1.1358
1,000,000+	1.1358

Term	6 Months
5,000+	1.1982
10,000+	1.1982
50,000+	1.1982
100,000+	1.1982
500,000+	1.1982
1,000,000+	1.1982

Term	1 Year
5,000+	1.7248
10,000+	1.7248
50,000+	1.7248
100,000+	1.7248
500,000+	1.7248
1,000,000+	1.7248

Term	2 Years
5,000+	1.1096
10,000+	1.1096
50,000+	1.1096
100,000+	1.1096
500,000+	1.1096
1,000,000+	1.1096

Term	3 Years
5,000+	1.0748
10,000+	1.0748
50,000+	1.0748
100,000+	1.0748
500,000+	1.0748
1,000,000+	1.0748

Term	4 Years
5,000+	1.0326
10,000+	1.0326
50,000+	1.0326
100,000+	1.0326
500,000+	1.0326
1,000,000+	1.0326

Term	5 Years
5,000+	0.9926
10,000+	0.9926
50,000+	0.9926
100,000+	0.9926
500,000+	0.9926
1,000,000+	0.9926

Canadian Dollars (CAD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.758	0.758	0.758	0.758	0.758	0.758
6 Months	0.9544	0.9544	0.9544	0.9544	0.9544	0.9544
1 Year	1.5076	1.5076	1.5076	1.5076	1.5076	1.5076

Canadian Dollars (CAD)
Term	3 Months
5,000+	0.758
10,000+	0.758
50,000+	0.758
100,000+	0.758
500,000+	0.758
1,000,000+	0.758

Term	6 Months
5,000+	0.9544
10,000+	0.9544
50,000+	0.9544
100,000+	0.9544
500,000+	0.9544
1,000,000+	0.9544

Term	1 Year
5,000+	1.5076
10,000+	1.5076
50,000+	1.5076
100,000+	1.5076
500,000+	1.5076
1,000,000+	1.5076

Australian Dollars (AUD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.7832	0.7832	0.7832	0.7832	0.7832	0.7832
6 Months	0.7688	0.7688	0.7688	0.7688	0.7688	0.7688
1 Year	0.74	0.74	0.74	0.74	0.74	0.74

Australian Dollars (AUD)
Term	3 Months
5,000+	0.7832
10,000+	0.7832
50,000+	0.7832
100,000+	0.7832
500,000+	0.7832
1,000,000+	0.7832

Term	6 Months
5,000+	0.7688
10,000+	0.7688
50,000+	0.7688
100,000+	0.7688
500,000+	0.7688
1,000,000+	0.7688

Term	1 Year
5,000+	0.74
10,000+	0.74
50,000+	0.74
100,000+	0.74
500,000+	0.74
1,000,000+	0.74

New Zealand Dollars (NZD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	1.0696	1.0696	1.0696	1.0696	1.0696	1.0696
6 Months	1.0814	1.0814	1.0814	1.0814	1.0814	1.0814
1 Year	1.105	1.105	1.105	1.105	1.105	1.105

New Zealand Dollars (NZD)
Term	3 Months
5,000+	1.0696
10,000+	1.0696
50,000+	1.0696
100,000+	1.0696
500,000+	1.0696
1,000,000+	1.0696

Term	6 Months
5,000+	1.0814
10,000+	1.0814
50,000+	1.0814
100,000+	1.0814
500,000+	1.0814
1,000,000+	1.0814

Term	1 Year
5,000+	1.105
10,000+	1.105
50,000+	1.105
100,000+	1.105
500,000+	1.105
1,000,000+	1.105

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
26/05/2023, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	26/05/2023, 9:00 am

Bermuda Dollar (BMD)
Currency	0 to 49999.99	50,000 to 99999.99	100,000 to 199999.99	200,000 to 499999.99	500,000 to 999999.99	1,000,000+
Bermuda Dollar (BMD)	0.01	0.05	0.05	0.1	0.1	0.15

Bermuda Dollar (BMD)
Currency	Bermuda Dollar (BMD)
0 to 49999.99	0.01
50,000 to 99999.99	0.05
100,000 to 199999.99	0.05
200,000 to 499999.99	0.1
500,000 to 999999.99	0.1
1,000,000+	0.15

Other Currencies
Currency	Rate
Canada Dollar (CAD)	0.01
Euro (EUR)	0
British Pound (GBP)	0.01
United States Dollar (USD)	0.01
Australian Dollar (AUD)	0.01
Danish Krone (DKK)	0
Japanese Yen (JPY)	0
New Zealand Dollar (NZD)	0.01
Norwegian Krone (NOK)	0
Singapore Dollar (SGD)	0
Swiss Franc (CHF)	0
Swedish Krone (SEK)	0

Other Currencies
Currency	Canada Dollar (CAD)
Rate	0.01

Currency	Euro (EUR)
Rate	0

Currency	British Pound (GBP)
Rate	0.01

Currency	United States Dollar (USD)
Rate	0.01

Currency	Australian Dollar (AUD)
Rate	0.01

Currency	Danish Krone (DKK)
Rate	0

Currency	Japanese Yen (JPY)
Rate	0

Currency	New Zealand Dollar (NZD)
Rate	0.01

Currency	Norwegian Krone (NOK)
Rate	0

Currency	Singapore Dollar (SGD)
Rate	0

Currency	Swiss Franc (CHF)
Rate	0

Currency	Swedish Krone (SEK)
Rate	0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	05/01/2023, 9:00 am

BMD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.45
Total AER³	0.50

BMD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.45

Rates	Total AER³
100 to 500,000+	0.50

USD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.45
Total AER³	0.50

USD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.45

Rates	Total AER³
100 to 500,000+	0.50

CAD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.20
Total AER³	0.25

CAD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.20

Rates	Total AER³
100 to 500,000+	0.25

¹ AER - Interest earned on an annual basis.

²Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

³AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.80%* AER
Bonus interest rate	0.45% AER
Total APR (if no withdrawals are made)	1.25% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.80%* AER

Rate	Bonus interest rate
Interest	0.45% AER

Rate	Total APR (if no withdrawals are made)
Interest	1.25% AER

**Balance over $15,000**
Rate	Interest
Standard interest rate	0.05%** AER
Bonus interest rate	0.45% AER (up to $200k)
Total APR (if no withdrawals are made)	0.50% AER

**Balance over $15,000**
Rate	Standard interest rate
Interest	0.05%** AER

Rate	Bonus interest rate
Interest	0.45% AER (up to $200k)

Rate	Total APR (if no withdrawals are made)
Interest	0.50% AER

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.05%* AER
Bonus interest rate	0.45% AER
Total APR (if no withdrawals are made)	0.50% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.05%* AER

Rate	Bonus interest rate
Interest	0.45% AER

Rate	Total APR (if no withdrawals are made)
Interest	0.50% AER

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.05%* AER
Bonus interest rate	0.20% AER
Total APR (if no withdrawals are made)	0.25% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.05%* AER

Rate	Bonus interest rate
Interest	0.20% AER

Rate	Total APR (if no withdrawals are made)
Interest	0.25% AER

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Deposit Rate

Term Deposit Rates

Everyday Savings Rates

Quarterly Bonus Saver Rate

MySavings Youth Account Interest Rates

BMD

USD

CAD

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