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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
09/10/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 09/10/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.4896 1.4896 1.4896 1.5663 1.643 1.7196
6 Months 1.6458 1.6458 1.6458 1.7253 1.8047 1.8841
1 Year 1.9107 1.9107 1.9107 1.9939 2.077 2.1602
2 Years 2.1381 2.1381 2.1381 2.2226 2.307 2.3914
3 Years 2.1912 2.1912 2.1912 2.2756 2.3601 2.4446
4 Years 2.2832 2.2832 2.2832 2.3677 2.4522 2.5368
5 Years 2.4681 2.4681 2.4681 2.5529 2.6377 2.7225
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.4896
10,000+ 1.4896
50,000+ 1.4896
100,000+ 1.5663
500,000+ 1.643
1,000,000+ 1.7196
Term 6 Months
5,000+ 1.6458
10,000+ 1.6458
50,000+ 1.6458
100,000+ 1.7253
500,000+ 1.8047
1,000,000+ 1.8841
Term 1 Year
5,000+ 1.9107
10,000+ 1.9107
50,000+ 1.9107
100,000+ 1.9939
500,000+ 2.077
1,000,000+ 2.1602
Term 2 Years
5,000+ 2.1381
10,000+ 2.1381
50,000+ 2.1381
100,000+ 2.2226
500,000+ 2.307
1,000,000+ 2.3914
Term 3 Years
5,000+ 2.1912
10,000+ 2.1912
50,000+ 2.1912
100,000+ 2.2756
500,000+ 2.3601
1,000,000+ 2.4446
Term 4 Years
5,000+ 2.2832
10,000+ 2.2832
50,000+ 2.2832
100,000+ 2.3677
500,000+ 2.4522
1,000,000+ 2.5368
Term 5 Years
5,000+ 2.4681
10,000+ 2.4681
50,000+ 2.4681
100,000+ 2.5529
500,000+ 2.6377
1,000,000+ 2.7225
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8754 0.8754 0.8754 0.8754 0.8754 0.8754
6 Months 0.9549 0.9549 0.9549 0.9549 0.9549 0.9549
1 Year 1.08 1.08 1.08 1.08 1.08 1.08
2 Years 1.162 1.162 1.162 1.162 1.162 1.162
3 Years 1.1974 1.1974 1.1974 1.1974 1.1974 1.1974
4 Years 1.1961 1.1961 1.1961 1.1961 1.1961 1.1961
5 Years 1.1872 1.1872 1.1872 1.1872 1.1872 1.1872
British Pounds (GBP)
Term 3 Months
5,000+ 0.8754
10,000+ 0.8754
50,000+ 0.8754
100,000+ 0.8754
500,000+ 0.8754
1,000,000+ 0.8754
Term 6 Months
5,000+ 0.9549
10,000+ 0.9549
50,000+ 0.9549
100,000+ 0.9549
500,000+ 0.9549
1,000,000+ 0.9549
Term 1 Year
5,000+ 1.08
10,000+ 1.08
50,000+ 1.08
100,000+ 1.08
500,000+ 1.08
1,000,000+ 1.08
Term 2 Years
5,000+ 1.162
10,000+ 1.162
50,000+ 1.162
100,000+ 1.162
500,000+ 1.162
1,000,000+ 1.162
Term 3 Years
5,000+ 1.1974
10,000+ 1.1974
50,000+ 1.1974
100,000+ 1.1974
500,000+ 1.1974
1,000,000+ 1.1974
Term 4 Years
5,000+ 1.1961
10,000+ 1.1961
50,000+ 1.1961
100,000+ 1.1961
500,000+ 1.1961
1,000,000+ 1.1961
Term 5 Years
5,000+ 1.1872
10,000+ 1.1872
50,000+ 1.1872
100,000+ 1.1872
500,000+ 1.1872
1,000,000+ 1.1872
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3639 0.3639 0.3639 0.3639 0.3639 0.3639
6 Months 0.6691 0.6691 0.6691 0.6691 0.6691 0.6691
1 Year 1.2589 1.2589 1.2589 1.2589 1.2589 1.2589
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3639
10,000+ 0.3639
50,000+ 0.3639
100,000+ 0.3639
500,000+ 0.3639
1,000,000+ 0.3639
Term 6 Months
5,000+ 0.6691
10,000+ 0.6691
50,000+ 0.6691
100,000+ 0.6691
500,000+ 0.6691
1,000,000+ 0.6691
Term 1 Year
5,000+ 1.2589
10,000+ 1.2589
50,000+ 1.2589
100,000+ 1.2589
500,000+ 1.2589
1,000,000+ 1.2589
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0911 1.0911 1.0911 1.0911 1.0911 1.0911
6 Months 1.0832 1.0832 1.0832 1.0832 1.0832 1.0832
1 Year 1.1254 1.1254 1.1254 1.1254 1.1254 1.1254
Australian Dollars (AUD)
Term 3 Months
5,000+ 1.0911
10,000+ 1.0911
50,000+ 1.0911
100,000+ 1.0911
500,000+ 1.0911
1,000,000+ 1.0911
Term 6 Months
5,000+ 1.0832
10,000+ 1.0832
50,000+ 1.0832
100,000+ 1.0832
500,000+ 1.0832
1,000,000+ 1.0832
Term 1 Year
5,000+ 1.1254
10,000+ 1.1254
50,000+ 1.1254
100,000+ 1.1254
500,000+ 1.1254
1,000,000+ 1.1254
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6925 0.6925 0.6925 0.6925 0.6925 0.6925
6 Months 0.7421 0.7421 0.7421 0.7421 0.7421 0.7421
1 Year 0.9306 0.9306 0.9306 0.9306 0.9306 0.9306
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6925
10,000+ 0.6925
50,000+ 0.6925
100,000+ 0.6925
500,000+ 0.6925
1,000,000+ 0.6925
Term 6 Months
5,000+ 0.7421
10,000+ 0.7421
50,000+ 0.7421
100,000+ 0.7421
500,000+ 0.7421
1,000,000+ 0.7421
Term 1 Year
5,000+ 0.9306
10,000+ 0.9306
50,000+ 0.9306
100,000+ 0.9306
500,000+ 0.9306
1,000,000+ 0.9306
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
09/10/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 09/10/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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