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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
23/11/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 23/11/2020, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0 0 0.0014 0.0048 0.0082 0.0117
6 Months 0.0077 0.0122 0.0166 0.021 0.0255 0.0299
1 Year 0.1676 0.1728 0.178 0.1832 0.1884 0.1936
2 Years 0.2043 0.2123 0.2203 0.2283 0.2363 0.2444
3 Years 0.2394 0.2501 0.2608 0.2715 0.2822 0.293
4 Years 0.2938 0.3087 0.3237 0.3386 0.3535 0.3684
5 Years 0.3483 0.3674 0.3865 0.4056 0.4247 0.4438
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 0
10,000+ 0
50,000+ 0.0014
100,000+ 0.0048
500,000+ 0.0082
1,000,000+ 0.0117
Term 6 Months
5,000+ 0.0077
10,000+ 0.0122
50,000+ 0.0166
100,000+ 0.021
500,000+ 0.0255
1,000,000+ 0.0299
Term 1 Year
5,000+ 0.1676
10,000+ 0.1728
50,000+ 0.178
100,000+ 0.1832
500,000+ 0.1884
1,000,000+ 0.1936
Term 2 Years
5,000+ 0.2043
10,000+ 0.2123
50,000+ 0.2203
100,000+ 0.2283
500,000+ 0.2363
1,000,000+ 0.2444
Term 3 Years
5,000+ 0.2394
10,000+ 0.2501
50,000+ 0.2608
100,000+ 0.2715
500,000+ 0.2822
1,000,000+ 0.293
Term 4 Years
5,000+ 0.2938
10,000+ 0.3087
50,000+ 0.3237
100,000+ 0.3386
500,000+ 0.3535
1,000,000+ 0.3684
Term 5 Years
5,000+ 0.3483
10,000+ 0.3674
50,000+ 0.3865
100,000+ 0.4056
500,000+ 0.4247
1,000,000+ 0.4438
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0288 0.0247 0.0206 0.0165 0.0123 0.0082
6 Months 0.0294 0.0252 0.021 0.0168 0.0126 0.0084
1 Year 0.0173 0.0149 0.0124 0.0099 0.0074 0.005
2 Years 0.0249 0.0213 0.0178 0.0142 0.0107 0.0071
3 Years 0.0382 0.0327 0.0273 0.0218 0.0164 0.0109
4 Years 0.0364 0.0312 0.026 0.0208 0.0156 0.0104
5 Years 0.0379 0.0342 0.0305 0.0268 0.0231 0.0194
British Pounds (GBP)
Term 3 Months
5,000+ 0.0288
10,000+ 0.0247
50,000+ 0.0206
100,000+ 0.0165
500,000+ 0.0123
1,000,000+ 0.0082
Term 6 Months
5,000+ 0.0294
10,000+ 0.0252
50,000+ 0.021
100,000+ 0.0168
500,000+ 0.0126
1,000,000+ 0.0084
Term 1 Year
5,000+ 0.0173
10,000+ 0.0149
50,000+ 0.0124
100,000+ 0.0099
500,000+ 0.0074
1,000,000+ 0.005
Term 2 Years
5,000+ 0.0249
10,000+ 0.0213
50,000+ 0.0178
100,000+ 0.0142
500,000+ 0.0107
1,000,000+ 0.0071
Term 3 Years
5,000+ 0.0382
10,000+ 0.0327
50,000+ 0.0273
100,000+ 0.0218
500,000+ 0.0164
1,000,000+ 0.0109
Term 4 Years
5,000+ 0.0364
10,000+ 0.0312
50,000+ 0.026
100,000+ 0.0208
500,000+ 0.0156
1,000,000+ 0.0104
Term 5 Years
5,000+ 0.0379
10,000+ 0.0342
50,000+ 0.0305
100,000+ 0.0268
500,000+ 0.0231
1,000,000+ 0.0194
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0781 0.0828 0.0875 0.0922 0.0969 0.1016
6 Months 0.1013 0.1083 0.1152 0.1222 0.1291 0.1361
1 Year 0.1348 0.1444 0.154 0.1636 0.1732 0.1828
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.0781
10,000+ 0.0828
50,000+ 0.0875
100,000+ 0.0922
500,000+ 0.0969
1,000,000+ 0.1016
Term 6 Months
5,000+ 0.1013
10,000+ 0.1083
50,000+ 0.1152
100,000+ 0.1222
500,000+ 0.1291
1,000,000+ 0.1361
Term 1 Year
5,000+ 0.1348
10,000+ 0.1444
50,000+ 0.154
100,000+ 0.1636
500,000+ 0.1732
1,000,000+ 0.1828
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0 0.0025 0.0057 0.009 0.0122 0.0155
6 Months 0.0062 0.0094 0.0126 0.0158 0.019 0.0223
1 Year 0.0199 0.0231 0.0262 0.0294 0.0325 0.0357
Australian Dollars (AUD)
Term 3 Months
5,000+ 0
10,000+ 0.0025
50,000+ 0.0057
100,000+ 0.009
500,000+ 0.0122
1,000,000+ 0.0155
Term 6 Months
5,000+ 0.0062
10,000+ 0.0094
50,000+ 0.0126
100,000+ 0.0158
500,000+ 0.019
1,000,000+ 0.0223
Term 1 Year
5,000+ 0.0199
10,000+ 0.0231
50,000+ 0.0262
100,000+ 0.0294
500,000+ 0.0325
1,000,000+ 0.0357
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2068 0.2186 0.2304 0.2422 0.2539 0.2657
6 Months 0.2334 0.2448 0.2561 0.2675 0.2788 0.2902
1 Year 0.2865 0.297 0.3075 0.318 0.3285 0.339
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.2068
10,000+ 0.2186
50,000+ 0.2304
100,000+ 0.2422
500,000+ 0.2539
1,000,000+ 0.2657
Term 6 Months
5,000+ 0.2334
10,000+ 0.2448
50,000+ 0.2561
100,000+ 0.2675
500,000+ 0.2788
1,000,000+ 0.2902
Term 1 Year
5,000+ 0.2865
10,000+ 0.297
50,000+ 0.3075
100,000+ 0.318
500,000+ 0.3285
1,000,000+ 0.339
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Statement Saving Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2020, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
03/08/2020, 9:01 am
(Date format is dd/mm/yyyy)
Rates as of: 03/08/2020, 9:01 am
BMD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
 0.1
 0.1
Bonus Rate 0.2 0.2 0.2
 0.1
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.3 0.3 0.3
 0.2
 0.2
 0.2
BMD
Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.2
50,000 to  99,999.99 0.2
100,000 to 199,999.99 0.2
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.3
50,000 to  99,999.99 0.3
100,000 to 199,999.99 0.3
200,000 to  499,999.99 0.2
500,000 to  999,999.99 0.2
1,000,000+ 0.2
USD & CAD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
 0
Bonus Rate 0.05 0.05 0.05
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
 0.1
 0.1
USD & CAD
Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

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