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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 

(Date format is dd/mm/yyyy)

Rates as of:
21/09/2021, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 21/09/2021, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0 0 0 0 0 0
6 Months 0 0 0 0 0 0
1 Year 0.0937 0.097 0.1004 0.1038 0.1071 0.1105
2 Years 0.1909 0.2018 0.2126 0.2234 0.2343 0.2451
3 Years 0.3444 0.367 0.3897 0.4123 0.435 0.4576
4 Years 0.4659 0.4979 0.5298 0.5618 0.5938 0.6258
5 Years 0.5874 0.6288 0.6701 0.7114 0.7528 0.7941

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 3 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 6 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 1 Year
5,000+ 0.0937
10,000+ 0.097
50,000+ 0.1004
100,000+ 0.1038
500,000+ 0.1071
1,000,000+ 0.1105
Term 2 Years
5,000+ 0.1909
10,000+ 0.2018
50,000+ 0.2126
100,000+ 0.2234
500,000+ 0.2343
1,000,000+ 0.2451
Term 3 Years
5,000+ 0.3444
10,000+ 0.367
50,000+ 0.3897
100,000+ 0.4123
500,000+ 0.435
1,000,000+ 0.4576
Term 4 Years
5,000+ 0.4659
10,000+ 0.4979
50,000+ 0.5298
100,000+ 0.5618
500,000+ 0.5938
1,000,000+ 0.6258
Term 5 Years
5,000+ 0.5874
10,000+ 0.6288
50,000+ 0.6701
100,000+ 0.7114
500,000+ 0.7528
1,000,000+ 0.7941

British Pounds (GBP)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0411 0.0414 0.0416 0.0418 0.042 0.0422
6 Months 0 0 0 0 0.0001 0.0014
1 Year 0.0966 0.1025 0.1084 0.1143 0.1202 0.1261
2 Years 0.201 0.211 0.221 0.231 0.241 0.251
3 Years 0.2656 0.2783 0.2911 0.3039 0.3167 0.3294
4 Years 0.294 0.3089 0.3239 0.3388 0.3537 0.3686
5 Years 0.349 0.3674 0.3859 0.4043 0.4227 0.4411

British Pounds (GBP)

Term 3 Months
5,000+ 0.0411
10,000+ 0.0414
50,000+ 0.0416
100,000+ 0.0418
500,000+ 0.042
1,000,000+ 0.0422
Term 6 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0.0001
1,000,000+ 0.0014
Term 1 Year
5,000+ 0.0966
10,000+ 0.1025
50,000+ 0.1084
100,000+ 0.1143
500,000+ 0.1202
1,000,000+ 0.1261
Term 2 Years
5,000+ 0.201
10,000+ 0.211
50,000+ 0.221
100,000+ 0.231
500,000+ 0.241
1,000,000+ 0.251
Term 3 Years
5,000+ 0.2656
10,000+ 0.2783
50,000+ 0.2911
100,000+ 0.3039
500,000+ 0.3167
1,000,000+ 0.3294
Term 4 Years
5,000+ 0.294
10,000+ 0.3089
50,000+ 0.3239
100,000+ 0.3388
500,000+ 0.3537
1,000,000+ 0.3686
Term 5 Years
5,000+ 0.349
10,000+ 0.3674
50,000+ 0.3859
100,000+ 0.4043
500,000+ 0.4227
1,000,000+ 0.4411

Canadian Dollars (CAD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0642 0.0726 0.081 0.0894 0.0978 0.1062
6 Months 0.1022 0.1116 0.121 0.1304 0.1398 0.1492
1 Year 0.1775 0.191 0.2045 0.218 0.2315 0.245

Canadian Dollars (CAD)

Term 3 Months
5,000+ 0.0642
10,000+ 0.0726
50,000+ 0.081
100,000+ 0.0894
500,000+ 0.0978
1,000,000+ 0.1062
Term 6 Months
5,000+ 0.1022
10,000+ 0.1116
50,000+ 0.121
100,000+ 0.1304
500,000+ 0.1398
1,000,000+ 0.1492
Term 1 Year
5,000+ 0.1775
10,000+ 0.191
50,000+ 0.2045
100,000+ 0.218
500,000+ 0.2315
1,000,000+ 0.245

Australian Dollars (AUD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0062 0.0057 0.0053 0.0048 0.0044 0.0039
6 Months 0.0046 0.0043 0.004 0.0038 0.0035 0.0032
1 Year 0.0013 0.0014 0.0015 0.0016 0.0017 0.0018

Australian Dollars (AUD)

Term 3 Months
5,000+ 0.0062
10,000+ 0.0057
50,000+ 0.0053
100,000+ 0.0048
500,000+ 0.0044
1,000,000+ 0.0039
Term 6 Months
5,000+ 0.0046
10,000+ 0.0043
50,000+ 0.004
100,000+ 0.0038
500,000+ 0.0035
1,000,000+ 0.0032
Term 1 Year
5,000+ 0.0013
10,000+ 0.0014
50,000+ 0.0015
100,000+ 0.0016
500,000+ 0.0017
1,000,000+ 0.0018

New Zealand Dollars (NZD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4281 0.4527 0.4772 0.5018 0.5263 0.5509
6 Months 0.5875 0.6193 0.6511 0.6829 0.7146 0.7464
1 Year 0.9062 0.9525 0.9987 1.045 1.0912 1.1375

New Zealand Dollars (NZD)

Term 3 Months
5,000+ 0.4281
10,000+ 0.4527
50,000+ 0.4772
100,000+ 0.5018
500,000+ 0.5263
1,000,000+ 0.5509
Term 6 Months
5,000+ 0.5875
10,000+ 0.6193
50,000+ 0.6511
100,000+ 0.6829
500,000+ 0.7146
1,000,000+ 0.7464
Term 1 Year
5,000+ 0.9062
10,000+ 0.9525
50,000+ 0.9987
100,000+ 1.045
500,000+ 1.0912
1,000,000+ 1.1375

Everyday Savings Rates

(Date format is dd/mm/yyyy)

Rates as of:
01/07/2020, 7:00 pm

(Date format is dd/mm/yyyy)

Rates as of: 01/07/2020, 7:00 pm

Bermuda Dollar (BMD)

Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15

Bermuda Dollar (BMD)

Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15

Other Currencies

Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0

Other Currencies

Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)

Rates as of:
01/06/2020, 3:01 pm

(Date format is dd/mm/yyyy)

Rates as of: 01/06/2020, 3:01 pm

BMD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
0.1
0.1
Bonus Rate 0.2 0.2 0.2
0.1
0.1
0.1
Total AER1 (if no withdrawals are made) 0.3 0.3 0.3
0.2
0.2
0.2

BMD

Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.2
50,000 to  99,999.99 0.2
100,000 to 199,999.99 0.2
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.3
50,000 to  99,999.99 0.3
100,000 to 199,999.99 0.3
200,000 to  499,999.99 0.2
500,000 to  999,999.99 0.2
1,000,000+ 0.2

USD & CAD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
0
Bonus Rate 0.05 0.05 0.05
0.1
0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
0.1
0.1

USD & CAD

Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

MySavings Youth Account Interest Rates

Balance up to $15,000

Rate
Interest
Standard interest rate
0.80%* AER
Bonus interest rate
0.20% AER

Balance up to $15,000

Rate
Standard interest rate
Interest
0.80%* AER
Rate
Bonus interest rate
Interest
0.20% AER

Balance over $15,000

Rate
Interest
Standard interest rate
0.10%** AER
Bonus interest rate
0.20% AER (up to $200k)

Balance over $15,000

Rate
Standard interest rate
Interest
0.10%** AER
Rate
Bonus interest rate
Interest
0.20% AER (up to $200k)

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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