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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
01/02/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/02/2023, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1523 1.1523 1.1523 1.2455 1.3387 1.432
6 Months 1.2811 1.2811 1.2811 1.3779 1.4746 1.5713
1 Year 1.751 1.751 1.751 1.8448 1.9385 2.0323
2 Years 2.0124 2.0124 2.0124 2.0967 2.181 2.2652
3 Years 1.9381 1.9381 1.9381 2.0155 2.0929 2.1702
4 Years 1.9896 1.9896 1.9896 2.0643 2.139 2.2137
5 Years 2.2854 2.2854 2.2854 2.3575 2.4295 2.5016
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1523
10,000+ 1.1523
50,000+ 1.1523
100,000+ 1.2455
500,000+ 1.3387
1,000,000+ 1.432
Term 6 Months
5,000+ 1.2811
10,000+ 1.2811
50,000+ 1.2811
100,000+ 1.3779
500,000+ 1.4746
1,000,000+ 1.5713
Term 1 Year
5,000+ 1.751
10,000+ 1.751
50,000+ 1.751
100,000+ 1.8448
500,000+ 1.9385
1,000,000+ 2.0323
Term 2 Years
5,000+ 2.0124
10,000+ 2.0124
50,000+ 2.0124
100,000+ 2.0967
500,000+ 2.181
1,000,000+ 2.2652
Term 3 Years
5,000+ 1.9381
10,000+ 1.9381
50,000+ 1.9381
100,000+ 2.0155
500,000+ 2.0929
1,000,000+ 2.1702
Term 4 Years
5,000+ 1.9896
10,000+ 1.9896
50,000+ 1.9896
100,000+ 2.0643
500,000+ 2.139
1,000,000+ 2.2137
Term 5 Years
5,000+ 2.2854
10,000+ 2.2854
50,000+ 2.2854
100,000+ 2.3575
500,000+ 2.4295
1,000,000+ 2.5016
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7814 0.7814 0.7814 0.7814 0.7814 0.7814
6 Months 0.8084 0.8084 0.8084 0.8084 0.8084 0.8084
1 Year 0.9984 0.9984 0.9984 0.9984 0.9984 0.9984
2 Years 0.7138 0.7138 0.7138 0.7138 0.7138 0.7138
3 Years 0.5942 0.5942 0.5942 0.5942 0.5942 0.5942
4 Years 0.6262 0.6262 0.6262 0.6262 0.6262 0.6262
5 Years 0.615 0.615 0.615 0.615 0.615 0.615
British Pounds (GBP)
Term 3 Months
5,000+ 0.7814
10,000+ 0.7814
50,000+ 0.7814
100,000+ 0.7814
500,000+ 0.7814
1,000,000+ 0.7814
Term 6 Months
5,000+ 0.8084
10,000+ 0.8084
50,000+ 0.8084
100,000+ 0.8084
500,000+ 0.8084
1,000,000+ 0.8084
Term 1 Year
5,000+ 0.9984
10,000+ 0.9984
50,000+ 0.9984
100,000+ 0.9984
500,000+ 0.9984
1,000,000+ 0.9984
Term 2 Years
5,000+ 0.7138
10,000+ 0.7138
50,000+ 0.7138
100,000+ 0.7138
500,000+ 0.7138
1,000,000+ 0.7138
Term 3 Years
5,000+ 0.5942
10,000+ 0.5942
50,000+ 0.5942
100,000+ 0.5942
500,000+ 0.5942
1,000,000+ 0.5942
Term 4 Years
5,000+ 0.6262
10,000+ 0.6262
50,000+ 0.6262
100,000+ 0.6262
500,000+ 0.6262
1,000,000+ 0.6262
Term 5 Years
5,000+ 0.615
10,000+ 0.615
50,000+ 0.615
100,000+ 0.615
500,000+ 0.615
1,000,000+ 0.615
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.69 0.69 0.69 0.69 0.69 0.69
6 Months 0.9156 0.9156 0.9156 0.9156 0.9156 0.9156
1 Year 1.4086 1.4086 1.4086 1.4086 1.4086 1.4086
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.69
10,000+ 0.69
50,000+ 0.69
100,000+ 0.69
500,000+ 0.69
1,000,000+ 0.69
Term 6 Months
5,000+ 0.9156
10,000+ 0.9156
50,000+ 0.9156
100,000+ 0.9156
500,000+ 0.9156
1,000,000+ 0.9156
Term 1 Year
5,000+ 1.4086
10,000+ 1.4086
50,000+ 1.4086
100,000+ 1.4086
500,000+ 1.4086
1,000,000+ 1.4086
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6806 0.6806 0.6806 0.6806 0.6806 0.6806
6 Months 0.7101 0.7101 0.7101 0.7101 0.7101 0.7101
1 Year 0.769 0.769 0.769 0.769 0.769 0.769
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.6806
10,000+ 0.6806
50,000+ 0.6806
100,000+ 0.6806
500,000+ 0.6806
1,000,000+ 0.6806
Term 6 Months
5,000+ 0.7101
10,000+ 0.7101
50,000+ 0.7101
100,000+ 0.7101
500,000+ 0.7101
1,000,000+ 0.7101
Term 1 Year
5,000+ 0.769
10,000+ 0.769
50,000+ 0.769
100,000+ 0.769
500,000+ 0.769
1,000,000+ 0.769
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9436 0.9436 0.9436 0.9436 0.9436 0.9436
6 Months 0.9997 0.9997 0.9997 0.9997 0.9997 0.9997
1 Year 1.112 1.112 1.112 1.112 1.112 1.112
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.9436
10,000+ 0.9436
50,000+ 0.9436
100,000+ 0.9436
500,000+ 0.9436
1,000,000+ 0.9436
Term 6 Months
5,000+ 0.9997
10,000+ 0.9997
50,000+ 0.9997
100,000+ 0.9997
500,000+ 0.9997
1,000,000+ 0.9997
Term 1 Year
5,000+ 1.112
10,000+ 1.112
50,000+ 1.112
100,000+ 1.112
500,000+ 1.112
1,000,000+ 1.112

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/02/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/02/2023, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

BMD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

USD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25

CAD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.20

Rates

Total AER3

100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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