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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
19/07/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 19/07/2024, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.6125 1.6125 1.6125 1.7192 1.8259 1.9326
6 Months 1.5708 1.5708 1.5708 1.6745 1.7782 1.882
1 Year 1.7363 1.7363 1.7363 1.8332 1.93 2.0268
2 Years 1.9218 1.9218 1.9218 2.0107 2.0996 2.1884
3 Years 1.983 1.983 1.983 2.0675 2.152 2.2365
4 Years 2.0778 2.0778 2.0778 2.1613 2.2447 2.3281
5 Years 2.2576 2.2576 2.2576 2.34 2.4223 2.5047
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.6125
10,000+ 1.6125
50,000+ 1.6125
100,000+ 1.7192
500,000+ 1.8259
1,000,000+ 1.9326
Term 6 Months
5,000+ 1.5708
10,000+ 1.5708
50,000+ 1.5708
100,000+ 1.6745
500,000+ 1.7782
1,000,000+ 1.882
Term 1 Year
5,000+ 1.7363
10,000+ 1.7363
50,000+ 1.7363
100,000+ 1.8332
500,000+ 1.93
1,000,000+ 2.0268
Term 2 Years
5,000+ 1.9218
10,000+ 1.9218
50,000+ 1.9218
100,000+ 2.0107
500,000+ 2.0996
1,000,000+ 2.1884
Term 3 Years
5,000+ 1.983
10,000+ 1.983
50,000+ 1.983
100,000+ 2.0675
500,000+ 2.152
1,000,000+ 2.2365
Term 4 Years
5,000+ 2.0778
10,000+ 2.0778
50,000+ 2.0778
100,000+ 2.1613
500,000+ 2.2447
1,000,000+ 2.3281
Term 5 Years
5,000+ 2.2576
10,000+ 2.2576
50,000+ 2.2576
100,000+ 2.34
500,000+ 2.4223
1,000,000+ 2.5047
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0076 1.0076 1.0076 1.0076 1.0076 1.0076
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 0.9258 0.9258 0.9258 0.9258 0.9258 0.9258
2 Years 0.834 0.834 0.834 0.834 0.834 0.834
3 Years 0.8146 0.8146 0.8146 0.8146 0.8146 0.8146
4 Years 0.8224 0.8224 0.8224 0.8224 0.8224 0.8224
5 Years 0.7968 0.7968 0.7968 0.7968 0.7968 0.7968
British Pounds (GBP)
Term 3 Months
5,000+ 1.0076
10,000+ 1.0076
50,000+ 1.0076
100,000+ 1.0076
500,000+ 1.0076
1,000,000+ 1.0076
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 0.9258
10,000+ 0.9258
50,000+ 0.9258
100,000+ 0.9258
500,000+ 0.9258
1,000,000+ 0.9258
Term 2 Years
5,000+ 0.834
10,000+ 0.834
50,000+ 0.834
100,000+ 0.834
500,000+ 0.834
1,000,000+ 0.834
Term 3 Years
5,000+ 0.8146
10,000+ 0.8146
50,000+ 0.8146
100,000+ 0.8146
500,000+ 0.8146
1,000,000+ 0.8146
Term 4 Years
5,000+ 0.8224
10,000+ 0.8224
50,000+ 0.8224
100,000+ 0.8224
500,000+ 0.8224
1,000,000+ 0.8224
Term 5 Years
5,000+ 0.7968
10,000+ 0.7968
50,000+ 0.7968
100,000+ 0.7968
500,000+ 0.7968
1,000,000+ 0.7968
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7324 0.7324 0.7324 0.7324 0.7324 0.7324
6 Months 0.9248 0.9248 0.9248 0.9248 0.9248 0.9248
1 Year 1.39 1.39 1.39 1.39 1.39 1.39
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.7324
10,000+ 0.7324
50,000+ 0.7324
100,000+ 0.7324
500,000+ 0.7324
1,000,000+ 0.7324
Term 6 Months
5,000+ 0.9248
10,000+ 0.9248
50,000+ 0.9248
100,000+ 0.9248
500,000+ 0.9248
1,000,000+ 0.9248
Term 1 Year
5,000+ 1.39
10,000+ 1.39
50,000+ 1.39
100,000+ 1.39
500,000+ 1.39
1,000,000+ 1.39
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8871 0.8871 0.8871 0.8871 0.8871 0.8871
6 Months 0.8856 0.8856 0.8856 0.8856 0.8856 0.8856
1 Year 0.8826 0.8826 0.8826 0.8826 0.8826 0.8826
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8871
10,000+ 0.8871
50,000+ 0.8871
100,000+ 0.8871
500,000+ 0.8871
1,000,000+ 0.8871
Term 6 Months
5,000+ 0.8856
10,000+ 0.8856
50,000+ 0.8856
100,000+ 0.8856
500,000+ 0.8856
1,000,000+ 0.8856
Term 1 Year
5,000+ 0.8826
10,000+ 0.8826
50,000+ 0.8826
100,000+ 0.8826
500,000+ 0.8826
1,000,000+ 0.8826
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0779 1.0779 1.0779 1.0779 1.0779 1.0779
6 Months 1.0646 1.0646 1.0646 1.0646 1.0646 1.0646
1 Year 1.038 1.038 1.038 1.038 1.038 1.038
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.0779
10,000+ 1.0779
50,000+ 1.0779
100,000+ 1.0779
500,000+ 1.0779
1,000,000+ 1.0779
Term 6 Months
5,000+ 1.0646
10,000+ 1.0646
50,000+ 1.0646
100,000+ 1.0646
500,000+ 1.0646
1,000,000+ 1.0646
Term 1 Year
5,000+ 1.038
10,000+ 1.038
50,000+ 1.038
100,000+ 1.038
500,000+ 1.038
1,000,000+ 1.038

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
19/07/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 19/07/2024, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

BMD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

USD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25

CAD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.20

Rates

Total AER3

100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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