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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
28/11/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 28/11/2023, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.6127 1.6127 1.6127 1.7209 1.8291 1.9372
6 Months 1.66 1.66 1.66 1.7682 1.8764 1.9846
1 Year 1.8374 1.8374 1.8374 1.9424 2.0473 2.1523
2 Years 2.0604 2.0604 2.0604 2.1573 2.2542 2.3511
3 Years 2.0786 2.0786 2.0786 2.1707 2.2629 2.355
4 Years 2.171 2.171 2.171 2.2616 2.3521 2.4427
5 Years 2.3699 2.3699 2.3699 2.4589 2.5479 2.6368
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.6127
10,000+ 1.6127
50,000+ 1.6127
100,000+ 1.7209
500,000+ 1.8291
1,000,000+ 1.9372
Term 6 Months
5,000+ 1.66
10,000+ 1.66
50,000+ 1.66
100,000+ 1.7682
500,000+ 1.8764
1,000,000+ 1.9846
Term 1 Year
5,000+ 1.8374
10,000+ 1.8374
50,000+ 1.8374
100,000+ 1.9424
500,000+ 2.0473
1,000,000+ 2.1523
Term 2 Years
5,000+ 2.0604
10,000+ 2.0604
50,000+ 2.0604
100,000+ 2.1573
500,000+ 2.2542
1,000,000+ 2.3511
Term 3 Years
5,000+ 2.0786
10,000+ 2.0786
50,000+ 2.0786
100,000+ 2.1707
500,000+ 2.2629
1,000,000+ 2.355
Term 4 Years
5,000+ 2.171
10,000+ 2.171
50,000+ 2.171
100,000+ 2.2616
500,000+ 2.3521
1,000,000+ 2.4427
Term 5 Years
5,000+ 2.3699
10,000+ 2.3699
50,000+ 2.3699
100,000+ 2.4589
500,000+ 2.5479
1,000,000+ 2.6368
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9368 0.9368 0.9368 0.9368 0.9368 0.9368
6 Months 0.9988 0.9988 0.9988 0.9988 0.9988 0.9988
1 Year 0.9748 0.9748 0.9748 0.9748 0.9748 0.9748
2 Years 0.9182 0.9182 0.9182 0.9182 0.9182 0.9182
3 Years 0.848 0.848 0.848 0.848 0.848 0.848
4 Years 0.8168 0.8168 0.8168 0.8168 0.8168 0.8168
5 Years 0.817 0.817 0.817 0.817 0.817 0.817
British Pounds (GBP)
Term 3 Months
5,000+ 0.9368
10,000+ 0.9368
50,000+ 0.9368
100,000+ 0.9368
500,000+ 0.9368
1,000,000+ 0.9368
Term 6 Months
5,000+ 0.9988
10,000+ 0.9988
50,000+ 0.9988
100,000+ 0.9988
500,000+ 0.9988
1,000,000+ 0.9988
Term 1 Year
5,000+ 0.9748
10,000+ 0.9748
50,000+ 0.9748
100,000+ 0.9748
500,000+ 0.9748
1,000,000+ 0.9748
Term 2 Years
5,000+ 0.9182
10,000+ 0.9182
50,000+ 0.9182
100,000+ 0.9182
500,000+ 0.9182
1,000,000+ 0.9182
Term 3 Years
5,000+ 0.848
10,000+ 0.848
50,000+ 0.848
100,000+ 0.848
500,000+ 0.848
1,000,000+ 0.848
Term 4 Years
5,000+ 0.8168
10,000+ 0.8168
50,000+ 0.8168
100,000+ 0.8168
500,000+ 0.8168
1,000,000+ 0.8168
Term 5 Years
5,000+ 0.817
10,000+ 0.817
50,000+ 0.817
100,000+ 0.817
500,000+ 0.817
1,000,000+ 0.817
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8014 0.8014 0.8014 0.8014 0.8014 0.8014
6 Months 1.005 1.005 1.005 1.005 1.005 1.005
1 Year 1.4922 1.4922 1.4922 1.4922 1.4922 1.4922
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.8014
10,000+ 0.8014
50,000+ 0.8014
100,000+ 0.8014
500,000+ 0.8014
1,000,000+ 0.8014
Term 6 Months
5,000+ 1.005
10,000+ 1.005
50,000+ 1.005
100,000+ 1.005
500,000+ 1.005
1,000,000+ 1.005
Term 1 Year
5,000+ 1.4922
10,000+ 1.4922
50,000+ 1.4922
100,000+ 1.4922
500,000+ 1.4922
1,000,000+ 1.4922
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8638 0.8638 0.8638 0.8638 0.8638 0.8638
6 Months 0.8496 0.8496 0.8496 0.8496 0.8496 0.8496
1 Year 0.8214 0.8214 0.8214 0.8214 0.8214 0.8214
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8638
10,000+ 0.8638
50,000+ 0.8638
100,000+ 0.8638
500,000+ 0.8638
1,000,000+ 0.8638
Term 6 Months
5,000+ 0.8496
10,000+ 0.8496
50,000+ 0.8496
100,000+ 0.8496
500,000+ 0.8496
1,000,000+ 0.8496
Term 1 Year
5,000+ 0.8214
10,000+ 0.8214
50,000+ 0.8214
100,000+ 0.8214
500,000+ 0.8214
1,000,000+ 0.8214
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1157 1.1157 1.1157 1.1157 1.1157 1.1157
6 Months 1.1251 1.1251 1.1251 1.1251 1.1251 1.1251
1 Year 1.144 1.144 1.144 1.144 1.144 1.144
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.1157
10,000+ 1.1157
50,000+ 1.1157
100,000+ 1.1157
500,000+ 1.1157
1,000,000+ 1.1157
Term 6 Months
5,000+ 1.1251
10,000+ 1.1251
50,000+ 1.1251
100,000+ 1.1251
500,000+ 1.1251
1,000,000+ 1.1251
Term 1 Year
5,000+ 1.144
10,000+ 1.144
50,000+ 1.144
100,000+ 1.144
500,000+ 1.144
1,000,000+ 1.144

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
28/11/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 28/11/2023, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

BMD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

USD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25

CAD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.20

Rates

Total AER3

100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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