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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
21/01/2021, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/01/2021, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0062 0.0101 0.014 0.018 0.0219 0.0258
6 Months 0.0137 0.018 0.0223 0.0267 0.031 0.0353
1 Year 0.1622 0.1671 0.172 0.1769 0.1818 0.1866
2 Years 0.1868 0.1936 0.2003 0.2071 0.2138 0.2206
3 Years 0.2308 0.241 0.2513 0.2615 0.2718 0.282
4 Years 0.3144 0.3308 0.3472 0.3636 0.38 0.3964
5 Years 0.398 0.4205 0.4431 0.4656 0.4882 0.5107
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 0.0062
10,000+ 0.0101
50,000+ 0.014
100,000+ 0.018
500,000+ 0.0219
1,000,000+ 0.0258
Term 6 Months
5,000+ 0.0137
10,000+ 0.018
50,000+ 0.0223
100,000+ 0.0267
500,000+ 0.031
1,000,000+ 0.0353
Term 1 Year
5,000+ 0.1622
10,000+ 0.1671
50,000+ 0.172
100,000+ 0.1769
500,000+ 0.1818
1,000,000+ 0.1866
Term 2 Years
5,000+ 0.1868
10,000+ 0.1936
50,000+ 0.2003
100,000+ 0.2071
500,000+ 0.2138
1,000,000+ 0.2206
Term 3 Years
5,000+ 0.2308
10,000+ 0.241
50,000+ 0.2513
100,000+ 0.2615
500,000+ 0.2718
1,000,000+ 0.282
Term 4 Years
5,000+ 0.3144
10,000+ 0.3308
50,000+ 0.3472
100,000+ 0.3636
500,000+ 0.38
1,000,000+ 0.3964
Term 5 Years
5,000+ 0.398
10,000+ 0.4205
50,000+ 0.4431
100,000+ 0.4656
500,000+ 0.4882
1,000,000+ 0.5107
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0384 0.0329 0.0274 0.0219 0.0165 0.011
6 Months 0.0283 0.0242 0.0202 0.0162 0.0121 0.0081
1 Year 0.0516 0.0442 0.0369 0.0295 0.0221 0.0147
2 Years 0.0413 0.0354 0.0295 0.0236 0.0177 0.0118
3 Years 0.034 0.0291 0.0243 0.0194 0.0146 0.0097
4 Years 0.0322 0.0276 0.023 0.0184 0.0138 0.0092
5 Years 0 0 0 0 0 0
British Pounds (GBP)
Term 3 Months
5,000+ 0.0384
10,000+ 0.0329
50,000+ 0.0274
100,000+ 0.0219
500,000+ 0.0165
1,000,000+ 0.011
Term 6 Months
5,000+ 0.0283
10,000+ 0.0242
50,000+ 0.0202
100,000+ 0.0162
500,000+ 0.0121
1,000,000+ 0.0081
Term 1 Year
5,000+ 0.0516
10,000+ 0.0442
50,000+ 0.0369
100,000+ 0.0295
500,000+ 0.0221
1,000,000+ 0.0147
Term 2 Years
5,000+ 0.0413
10,000+ 0.0354
50,000+ 0.0295
100,000+ 0.0236
500,000+ 0.0177
1,000,000+ 0.0118
Term 3 Years
5,000+ 0.034
10,000+ 0.0291
50,000+ 0.0243
100,000+ 0.0194
500,000+ 0.0146
1,000,000+ 0.0097
Term 4 Years
5,000+ 0.0322
10,000+ 0.0276
50,000+ 0.023
100,000+ 0.0184
500,000+ 0.0138
1,000,000+ 0.0092
Term 5 Years
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0327 0.0365 0.0402 0.044 0.0477 0.0515
6 Months 0.0541 0.0597 0.0652 0.0708 0.0763 0.0819
1 Year 0.0703 0.0784 0.0865 0.0946 0.1027 0.1108
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.0327
10,000+ 0.0365
50,000+ 0.0402
100,000+ 0.044
500,000+ 0.0477
1,000,000+ 0.0515
Term 6 Months
5,000+ 0.0541
10,000+ 0.0597
50,000+ 0.0652
100,000+ 0.0708
500,000+ 0.0763
1,000,000+ 0.0819
Term 1 Year
5,000+ 0.0703
10,000+ 0.0784
50,000+ 0.0865
100,000+ 0.0946
500,000+ 0.1027
1,000,000+ 0.1108
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0213 0.0223 0.0232 0.0242 0.0251 0.0261
6 Months 0.0259 0.0273 0.0287 0.0301 0.0315 0.0338
1 Year 0.0349 0.0372 0.0395 0.0418 0.0441 0.0464
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.0213
10,000+ 0.0223
50,000+ 0.0232
100,000+ 0.0242
500,000+ 0.0251
1,000,000+ 0.0261
Term 6 Months
5,000+ 0.0259
10,000+ 0.0273
50,000+ 0.0287
100,000+ 0.0301
500,000+ 0.0315
1,000,000+ 0.0338
Term 1 Year
5,000+ 0.0349
10,000+ 0.0372
50,000+ 0.0395
100,000+ 0.0418
500,000+ 0.0441
1,000,000+ 0.0464
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1707 0.1836 0.1964 0.2093 0.2221 0.235
6 Months 0.1756 0.1887 0.2017 0.2148 0.2279 0.241
1 Year 0.1855 0.199 0.2125 0.226 0.2395 0.253
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.1707
10,000+ 0.1836
50,000+ 0.1964
100,000+ 0.2093
500,000+ 0.2221
1,000,000+ 0.235
Term 6 Months
5,000+ 0.1756
10,000+ 0.1887
50,000+ 0.2017
100,000+ 0.2148
500,000+ 0.2279
1,000,000+ 0.241
Term 1 Year
5,000+ 0.1855
10,000+ 0.199
50,000+ 0.2125
100,000+ 0.226
500,000+ 0.2395
1,000,000+ 0.253
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Statement Saving Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2020, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
03/08/2020, 9:01 am
(Date format is dd/mm/yyyy)
Rates as of: 03/08/2020, 9:01 am
BMD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
 0.1
 0.1
Bonus Rate 0.2 0.2 0.2
 0.1
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.3 0.3 0.3
 0.2
 0.2
 0.2
BMD
Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.2
50,000 to  99,999.99 0.2
100,000 to 199,999.99 0.2
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.3
50,000 to  99,999.99 0.3
100,000 to 199,999.99 0.3
200,000 to  499,999.99 0.2
500,000 to  999,999.99 0.2
1,000,000+ 0.2
USD & CAD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
 0
Bonus Rate 0.05 0.05 0.05
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
 0.1
 0.1
USD & CAD
Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

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