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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
12/04/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/04/2024, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.5971 1.5971 1.5971 1.7048 1.8126 1.9203
6 Months 1.5845 1.5845 1.5845 1.6916 1.7987 1.9058
1 Year 1.7586 1.7586 1.7586 1.8602 1.9618 2.0634
2 Years 1.9292 1.9292 1.9292 2.0249 2.1206 2.2163
3 Years 2.0082 2.0082 2.0082 2.1004 2.1925 2.2847
4 Years 2.1157 2.1157 2.1157 2.2062 2.2967 2.3871
5 Years 2.329 2.329 2.329 2.4178 2.5066 2.5954
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.5971
10,000+ 1.5971
50,000+ 1.5971
100,000+ 1.7048
500,000+ 1.8126
1,000,000+ 1.9203
Term 6 Months
5,000+ 1.5845
10,000+ 1.5845
50,000+ 1.5845
100,000+ 1.6916
500,000+ 1.7987
1,000,000+ 1.9058
Term 1 Year
5,000+ 1.7586
10,000+ 1.7586
50,000+ 1.7586
100,000+ 1.8602
500,000+ 1.9618
1,000,000+ 2.0634
Term 2 Years
5,000+ 1.9292
10,000+ 1.9292
50,000+ 1.9292
100,000+ 2.0249
500,000+ 2.1206
1,000,000+ 2.2163
Term 3 Years
5,000+ 2.0082
10,000+ 2.0082
50,000+ 2.0082
100,000+ 2.1004
500,000+ 2.1925
1,000,000+ 2.2847
Term 4 Years
5,000+ 2.1157
10,000+ 2.1157
50,000+ 2.1157
100,000+ 2.2062
500,000+ 2.2967
1,000,000+ 2.3871
Term 5 Years
5,000+ 2.329
10,000+ 2.329
50,000+ 2.329
100,000+ 2.4178
500,000+ 2.5066
1,000,000+ 2.5954
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.151 1.151 1.151 1.151 1.151 1.151
6 Months 1.037 1.037 1.037 1.037 1.037 1.037
1 Year 0.913 0.913 0.913 0.913 0.913 0.913
2 Years 0.8528 0.8528 0.8528 0.8528 0.8528 0.8528
3 Years 0.7958 0.7958 0.7958 0.7958 0.7958 0.7958
4 Years 0.7972 0.7972 0.7972 0.7972 0.7972 0.7972
5 Years 0.7812 0.7812 0.7812 0.7812 0.7812 0.7812
British Pounds (GBP)
Term 3 Months
5,000+ 1.151
10,000+ 1.151
50,000+ 1.151
100,000+ 1.151
500,000+ 1.151
1,000,000+ 1.151
Term 6 Months
5,000+ 1.037
10,000+ 1.037
50,000+ 1.037
100,000+ 1.037
500,000+ 1.037
1,000,000+ 1.037
Term 1 Year
5,000+ 0.913
10,000+ 0.913
50,000+ 0.913
100,000+ 0.913
500,000+ 0.913
1,000,000+ 0.913
Term 2 Years
5,000+ 0.8528
10,000+ 0.8528
50,000+ 0.8528
100,000+ 0.8528
500,000+ 0.8528
1,000,000+ 0.8528
Term 3 Years
5,000+ 0.7958
10,000+ 0.7958
50,000+ 0.7958
100,000+ 0.7958
500,000+ 0.7958
1,000,000+ 0.7958
Term 4 Years
5,000+ 0.7972
10,000+ 0.7972
50,000+ 0.7972
100,000+ 0.7972
500,000+ 0.7972
1,000,000+ 0.7972
Term 5 Years
5,000+ 0.7812
10,000+ 0.7812
50,000+ 0.7812
100,000+ 0.7812
500,000+ 0.7812
1,000,000+ 0.7812
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8238 0.8238 0.8238 0.8238 0.8238 0.8238
6 Months 1.0224 1.0224 1.0224 1.0224 1.0224 1.0224
1 Year 1.5162 1.5162 1.5162 1.5162 1.5162 1.5162
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.8238
10,000+ 0.8238
50,000+ 0.8238
100,000+ 0.8238
500,000+ 0.8238
1,000,000+ 0.8238
Term 6 Months
5,000+ 1.0224
10,000+ 1.0224
50,000+ 1.0224
100,000+ 1.0224
500,000+ 1.0224
1,000,000+ 1.0224
Term 1 Year
5,000+ 1.5162
10,000+ 1.5162
50,000+ 1.5162
100,000+ 1.5162
500,000+ 1.5162
1,000,000+ 1.5162
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.819 0.819 0.819 0.819 0.819 0.819
6 Months 0.7929 0.7929 0.7929 0.7929 0.7929 0.7929
1 Year 0.7408 0.7408 0.7408 0.7408 0.7408 0.7408
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.819
10,000+ 0.819
50,000+ 0.819
100,000+ 0.819
500,000+ 0.819
1,000,000+ 0.819
Term 6 Months
5,000+ 0.7929
10,000+ 0.7929
50,000+ 0.7929
100,000+ 0.7929
500,000+ 0.7929
1,000,000+ 0.7929
Term 1 Year
5,000+ 0.7408
10,000+ 0.7408
50,000+ 0.7408
100,000+ 0.7408
500,000+ 0.7408
1,000,000+ 0.7408
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1107 1.1107 1.1107 1.1107 1.1107 1.1107
6 Months 1.1171 1.1171 1.1171 1.1171 1.1171 1.1171
1 Year 1.13 1.13 1.13 1.13 1.13 1.13
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.1107
10,000+ 1.1107
50,000+ 1.1107
100,000+ 1.1107
500,000+ 1.1107
1,000,000+ 1.1107
Term 6 Months
5,000+ 1.1171
10,000+ 1.1171
50,000+ 1.1171
100,000+ 1.1171
500,000+ 1.1171
1,000,000+ 1.1171
Term 1 Year
5,000+ 1.13
10,000+ 1.13
50,000+ 1.13
100,000+ 1.13
500,000+ 1.13
1,000,000+ 1.13

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
12/04/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/04/2024, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

BMD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

USD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25

CAD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.20

Rates

Total AER3

100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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