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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
10/08/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 10/08/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0718 1.0718 1.0718 1.1465 1.2213 1.296
6 Months 1.2158 1.2158 1.2158 1.2927 1.3696 1.4465
1 Year 1.522 1.522 1.522 1.6018 1.6816 1.7613
2 Years 1.7173 1.7173 1.7173 1.797 1.8767 1.9564
3 Years 1.7738 1.7738 1.7738 1.8527 1.9316 2.0105
4 Years 1.9072 1.9072 1.9072 1.9857 2.0643 2.1429
5 Years 2.1143 2.1143 2.1143 2.1929 2.2716 2.3502
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0718
10,000+ 1.0718
50,000+ 1.0718
100,000+ 1.1465
500,000+ 1.2213
1,000,000+ 1.296
Term 6 Months
5,000+ 1.2158
10,000+ 1.2158
50,000+ 1.2158
100,000+ 1.2927
500,000+ 1.3696
1,000,000+ 1.4465
Term 1 Year
5,000+ 1.522
10,000+ 1.522
50,000+ 1.522
100,000+ 1.6018
500,000+ 1.6816
1,000,000+ 1.7613
Term 2 Years
5,000+ 1.7173
10,000+ 1.7173
50,000+ 1.7173
100,000+ 1.797
500,000+ 1.8767
1,000,000+ 1.9564
Term 3 Years
5,000+ 1.7738
10,000+ 1.7738
50,000+ 1.7738
100,000+ 1.8527
500,000+ 1.9316
1,000,000+ 2.0105
Term 4 Years
5,000+ 1.9072
10,000+ 1.9072
50,000+ 1.9072
100,000+ 1.9857
500,000+ 2.0643
1,000,000+ 2.1429
Term 5 Years
5,000+ 2.1143
10,000+ 2.1143
50,000+ 2.1143
100,000+ 2.1929
500,000+ 2.2716
1,000,000+ 2.3502
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7703 0.7703 0.7703 0.7703 0.7703 0.7703
6 Months 0.827 0.827 0.827 0.827 0.827 0.827
1 Year 0.9228 0.9228 0.9228 0.9228 0.9228 0.9228
2 Years 0.98 0.98 0.98 0.98 0.98 0.98
3 Years 1.0032 1.0032 1.0032 1.0032 1.0032 1.0032
4 Years 1.0019 1.0019 1.0019 1.0019 1.0019 1.0019
5 Years 0.9992 0.9992 0.9992 0.9992 0.9992 0.9992
British Pounds (GBP)
Term 3 Months
5,000+ 0.7703
10,000+ 0.7703
50,000+ 0.7703
100,000+ 0.7703
500,000+ 0.7703
1,000,000+ 0.7703
Term 6 Months
5,000+ 0.827
10,000+ 0.827
50,000+ 0.827
100,000+ 0.827
500,000+ 0.827
1,000,000+ 0.827
Term 1 Year
5,000+ 0.9228
10,000+ 0.9228
50,000+ 0.9228
100,000+ 0.9228
500,000+ 0.9228
1,000,000+ 0.9228
Term 2 Years
5,000+ 0.98
10,000+ 0.98
50,000+ 0.98
100,000+ 0.98
500,000+ 0.98
1,000,000+ 0.98
Term 3 Years
5,000+ 1.0032
10,000+ 1.0032
50,000+ 1.0032
100,000+ 1.0032
500,000+ 1.0032
1,000,000+ 1.0032
Term 4 Years
5,000+ 1.0019
10,000+ 1.0019
50,000+ 1.0019
100,000+ 1.0019
500,000+ 1.0019
1,000,000+ 1.0019
Term 5 Years
5,000+ 0.9992
10,000+ 0.9992
50,000+ 0.9992
100,000+ 0.9992
500,000+ 0.9992
1,000,000+ 0.9992
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.279 0.279 0.279 0.279 0.279 0.279
6 Months 0.5313 0.5313 0.5313 0.5313 0.5313 0.5313
1 Year 1.144 1.144 1.144 1.144 1.144 1.144
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.279
10,000+ 0.279
50,000+ 0.279
100,000+ 0.279
500,000+ 0.279
1,000,000+ 0.279
Term 6 Months
5,000+ 0.5313
10,000+ 0.5313
50,000+ 0.5313
100,000+ 0.5313
500,000+ 0.5313
1,000,000+ 0.5313
Term 1 Year
5,000+ 1.144
10,000+ 1.144
50,000+ 1.144
100,000+ 1.144
500,000+ 1.144
1,000,000+ 1.144
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8766 0.8766 0.8766 0.8766 0.8766 0.8766
6 Months 0.9118 0.9118 0.9118 0.9118 0.9118 0.9118
1 Year 0.9853 0.9853 0.9853 0.9853 0.9853 0.9853
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8766
10,000+ 0.8766
50,000+ 0.8766
100,000+ 0.8766
500,000+ 0.8766
1,000,000+ 0.8766
Term 6 Months
5,000+ 0.9118
10,000+ 0.9118
50,000+ 0.9118
100,000+ 0.9118
500,000+ 0.9118
1,000,000+ 0.9118
Term 1 Year
5,000+ 0.9853
10,000+ 0.9853
50,000+ 0.9853
100,000+ 0.9853
500,000+ 0.9853
1,000,000+ 0.9853
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6982 0.6982 0.6982 0.6982 0.6982 0.6982
6 Months 0.7565 0.7565 0.7565 0.7565 0.7565 0.7565
1 Year 0.9098 0.9098 0.9098 0.9098 0.9098 0.9098
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6982
10,000+ 0.6982
50,000+ 0.6982
100,000+ 0.6982
500,000+ 0.6982
1,000,000+ 0.6982
Term 6 Months
5,000+ 0.7565
10,000+ 0.7565
50,000+ 0.7565
100,000+ 0.7565
500,000+ 0.7565
1,000,000+ 0.7565
Term 1 Year
5,000+ 0.9098
10,000+ 0.9098
50,000+ 0.9098
100,000+ 0.9098
500,000+ 0.9098
1,000,000+ 0.9098
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
10/08/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 10/08/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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