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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
21/07/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/07/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0621 1.0621 1.0621 1.1368 1.2116 1.2863
6 Months 1.1879 1.1879 1.1879 1.2648 1.3417 1.4186
1 Year 1.4814 1.4814 1.4814 1.5612 1.641 1.7207
2 Years 1.6627 1.6627 1.6627 1.7424 1.8221 1.9018
3 Years 1.7012 1.7012 1.7012 1.7801 1.859 1.9379
4 Years 1.8214 1.8214 1.8214 1.8999 1.9785 2.0571
5 Years 2.0198 2.0198 2.0198 2.0984 2.1771 2.2557
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0621
10,000+ 1.0621
50,000+ 1.0621
100,000+ 1.1368
500,000+ 1.2116
1,000,000+ 1.2863
Term 6 Months
5,000+ 1.1879
10,000+ 1.1879
50,000+ 1.1879
100,000+ 1.2648
500,000+ 1.3417
1,000,000+ 1.4186
Term 1 Year
5,000+ 1.4814
10,000+ 1.4814
50,000+ 1.4814
100,000+ 1.5612
500,000+ 1.641
1,000,000+ 1.7207
Term 2 Years
5,000+ 1.6627
10,000+ 1.6627
50,000+ 1.6627
100,000+ 1.7424
500,000+ 1.8221
1,000,000+ 1.9018
Term 3 Years
5,000+ 1.7012
10,000+ 1.7012
50,000+ 1.7012
100,000+ 1.7801
500,000+ 1.859
1,000,000+ 1.9379
Term 4 Years
5,000+ 1.8214
10,000+ 1.8214
50,000+ 1.8214
100,000+ 1.8999
500,000+ 1.9785
1,000,000+ 2.0571
Term 5 Years
5,000+ 2.0198
10,000+ 2.0198
50,000+ 2.0198
100,000+ 2.0984
500,000+ 2.1771
1,000,000+ 2.2557
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7962 0.7962 0.7962 0.7962 0.7962 0.7962
6 Months 0.8771 0.8771 0.8771 0.8771 0.8771 0.8771
1 Year 0.9749 0.9749 0.9749 0.9749 0.9749 0.9749
2 Years 1.0121 1.0121 1.0121 1.0121 1.0121 1.0121
3 Years 1.025 1.025 1.025 1.025 1.025 1.025
4 Years 1.0223 1.0223 1.0223 1.0223 1.0223 1.0223
5 Years 1.0196 1.0196 1.0196 1.0196 1.0196 1.0196
British Pounds (GBP)
Term 3 Months
5,000+ 0.7962
10,000+ 0.7962
50,000+ 0.7962
100,000+ 0.7962
500,000+ 0.7962
1,000,000+ 0.7962
Term 6 Months
5,000+ 0.8771
10,000+ 0.8771
50,000+ 0.8771
100,000+ 0.8771
500,000+ 0.8771
1,000,000+ 0.8771
Term 1 Year
5,000+ 0.9749
10,000+ 0.9749
50,000+ 0.9749
100,000+ 0.9749
500,000+ 0.9749
1,000,000+ 0.9749
Term 2 Years
5,000+ 1.0121
10,000+ 1.0121
50,000+ 1.0121
100,000+ 1.0121
500,000+ 1.0121
1,000,000+ 1.0121
Term 3 Years
5,000+ 1.025
10,000+ 1.025
50,000+ 1.025
100,000+ 1.025
500,000+ 1.025
1,000,000+ 1.025
Term 4 Years
5,000+ 1.0223
10,000+ 1.0223
50,000+ 1.0223
100,000+ 1.0223
500,000+ 1.0223
1,000,000+ 1.0223
Term 5 Years
5,000+ 1.0196
10,000+ 1.0196
50,000+ 1.0196
100,000+ 1.0196
500,000+ 1.0196
1,000,000+ 1.0196
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2664 0.2664 0.2664 0.2664 0.2664 0.2664
6 Months 0.4927 0.4927 0.4927 0.4927 0.4927 0.4927
1 Year 1.0598 1.0598 1.0598 1.0598 1.0598 1.0598
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2664
10,000+ 0.2664
50,000+ 0.2664
100,000+ 0.2664
500,000+ 0.2664
1,000,000+ 0.2664
Term 6 Months
5,000+ 0.4927
10,000+ 0.4927
50,000+ 0.4927
100,000+ 0.4927
500,000+ 0.4927
1,000,000+ 0.4927
Term 1 Year
5,000+ 1.0598
10,000+ 1.0598
50,000+ 1.0598
100,000+ 1.0598
500,000+ 1.0598
1,000,000+ 1.0598
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.896 0.896 0.896 0.896 0.896 0.896
6 Months 0.923 0.923 0.923 0.923 0.923 0.923
1 Year 0.9388 0.9388 0.9388 0.9388 0.9388 0.9388
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.896
10,000+ 0.896
50,000+ 0.896
100,000+ 0.896
500,000+ 0.896
1,000,000+ 0.896
Term 6 Months
5,000+ 0.923
10,000+ 0.923
50,000+ 0.923
100,000+ 0.923
500,000+ 0.923
1,000,000+ 0.923
Term 1 Year
5,000+ 0.9388
10,000+ 0.9388
50,000+ 0.9388
100,000+ 0.9388
500,000+ 0.9388
1,000,000+ 0.9388
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6128 0.6128 0.6128 0.6128 0.6128 0.6128
6 Months 0.692 0.692 0.692 0.692 0.692 0.692
1 Year 0.8478 0.8478 0.8478 0.8478 0.8478 0.8478
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6128
10,000+ 0.6128
50,000+ 0.6128
100,000+ 0.6128
500,000+ 0.6128
1,000,000+ 0.6128
Term 6 Months
5,000+ 0.692
10,000+ 0.692
50,000+ 0.692
100,000+ 0.692
500,000+ 0.692
1,000,000+ 0.692
Term 1 Year
5,000+ 0.8478
10,000+ 0.8478
50,000+ 0.8478
100,000+ 0.8478
500,000+ 0.8478
1,000,000+ 0.8478
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
21/07/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/07/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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