Top of main content

Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
16/07/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 16/07/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.2492 1.2492 1.2492 1.3332 1.4171 1.5011
6 Months 1.2392 1.2392 1.2392 1.3212 1.4031 1.4851
1 Year 1.2676 1.2676 1.2676 1.3438 1.4199 1.4961
2 Years 1.4825 1.4825 1.4825 1.5571 1.6317 1.7063
3 Years 1.5202 1.5202 1.5202 1.5942 1.6682 1.7422
4 Years 1.6613 1.6613 1.6613 1.7364 1.8116 1.8867
5 Years 1.8727 1.8727 1.8727 1.949 2.0253 2.1016
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.2492
10,000+ 1.2492
50,000+ 1.2492
100,000+ 1.3332
500,000+ 1.4171
1,000,000+ 1.5011
Term 6 Months
5,000+ 1.2392
10,000+ 1.2392
50,000+ 1.2392
100,000+ 1.3212
500,000+ 1.4031
1,000,000+ 1.4851
Term 1 Year
5,000+ 1.2676
10,000+ 1.2676
50,000+ 1.2676
100,000+ 1.3438
500,000+ 1.4199
1,000,000+ 1.4961
Term 2 Years
5,000+ 1.4825
10,000+ 1.4825
50,000+ 1.4825
100,000+ 1.5571
500,000+ 1.6317
1,000,000+ 1.7063
Term 3 Years
5,000+ 1.5202
10,000+ 1.5202
50,000+ 1.5202
100,000+ 1.5942
500,000+ 1.6682
1,000,000+ 1.7422
Term 4 Years
5,000+ 1.6613
10,000+ 1.6613
50,000+ 1.6613
100,000+ 1.7364
500,000+ 1.8116
1,000,000+ 1.8867
Term 5 Years
5,000+ 1.8727
10,000+ 1.8727
50,000+ 1.8727
100,000+ 1.949
500,000+ 2.0253
1,000,000+ 2.1016
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.857 0.857 0.857 0.857 0.857 0.857
6 Months 0.8334 0.8334 0.8334 0.8334 0.8334 0.8334
1 Year 0.7538 0.7538 0.7538 0.7538 0.7538 0.7538
2 Years 0.7978 0.7978 0.7978 0.7978 0.7978 0.7978
3 Years 0.795 0.795 0.795 0.795 0.795 0.795
4 Years 0.8042 0.8042 0.8042 0.8042 0.8042 0.8042
5 Years 0.814 0.814 0.814 0.814 0.814 0.814
British Pounds (GBP)
Term 3 Months
5,000+ 0.857
10,000+ 0.857
50,000+ 0.857
100,000+ 0.857
500,000+ 0.857
1,000,000+ 0.857
Term 6 Months
5,000+ 0.8334
10,000+ 0.8334
50,000+ 0.8334
100,000+ 0.8334
500,000+ 0.8334
1,000,000+ 0.8334
Term 1 Year
5,000+ 0.7538
10,000+ 0.7538
50,000+ 0.7538
100,000+ 0.7538
500,000+ 0.7538
1,000,000+ 0.7538
Term 2 Years
5,000+ 0.7978
10,000+ 0.7978
50,000+ 0.7978
100,000+ 0.7978
500,000+ 0.7978
1,000,000+ 0.7978
Term 3 Years
5,000+ 0.795
10,000+ 0.795
50,000+ 0.795
100,000+ 0.795
500,000+ 0.795
1,000,000+ 0.795
Term 4 Years
5,000+ 0.8042
10,000+ 0.8042
50,000+ 0.8042
100,000+ 0.8042
500,000+ 0.8042
1,000,000+ 0.8042
Term 5 Years
5,000+ 0.814
10,000+ 0.814
50,000+ 0.814
100,000+ 0.814
500,000+ 0.814
1,000,000+ 0.814
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3356 0.3356 0.3356 0.3356 0.3356 0.3356
6 Months 0.545 0.545 0.545 0.545 0.545 0.545
1 Year 1.0512 1.0512 1.0512 1.0512 1.0512 1.0512
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3356
10,000+ 0.3356
50,000+ 0.3356
100,000+ 0.3356
500,000+ 0.3356
1,000,000+ 0.3356
Term 6 Months
5,000+ 0.545
10,000+ 0.545
50,000+ 0.545
100,000+ 0.545
500,000+ 0.545
1,000,000+ 0.545
Term 1 Year
5,000+ 1.0512
10,000+ 1.0512
50,000+ 1.0512
100,000+ 1.0512
500,000+ 1.0512
1,000,000+ 1.0512
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7629 0.7629 0.7629 0.7629 0.7629 0.7629
6 Months 0.7268 0.7268 0.7268 0.7268 0.7268 0.7268
1 Year 0.6546 0.6546 0.6546 0.6546 0.6546 0.6546
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7629
10,000+ 0.7629
50,000+ 0.7629
100,000+ 0.7629
500,000+ 0.7629
1,000,000+ 0.7629
Term 6 Months
5,000+ 0.7268
10,000+ 0.7268
50,000+ 0.7268
100,000+ 0.7268
500,000+ 0.7268
1,000,000+ 0.7268
Term 1 Year
5,000+ 0.6546
10,000+ 0.6546
50,000+ 0.6546
100,000+ 0.6546
500,000+ 0.6546
1,000,000+ 0.6546
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6686 0.6686 0.6686 0.6686 0.6686 0.6686
6 Months 0.6797 0.6797 0.6797 0.6797 0.6797 0.6797
1 Year 0.702 0.702 0.702 0.702 0.702 0.702
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6686
10,000+ 0.6686
50,000+ 0.6686
100,000+ 0.6686
500,000+ 0.6686
1,000,000+ 0.6686
Term 6 Months
5,000+ 0.6797
10,000+ 0.6797
50,000+ 0.6797
100,000+ 0.6797
500,000+ 0.6797
1,000,000+ 0.6797
Term 1 Year
5,000+ 0.702
10,000+ 0.702
50,000+ 0.702
100,000+ 0.702
500,000+ 0.702
1,000,000+ 0.702
Back to top  

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
16/07/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 16/07/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
Back to top  

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Back to top  
Listening to what you have to say about our services matters to us.