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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
12/08/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/08/2020, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0211 0.0258 0.0305 0.0352 0.0399 0.0446
6 Months 0.0288 0.0346 0.0403 0.0461 0.0519 0.0577
1 Year 0.1935 0.1999 0.2063 0.2127 0.2191 0.2255
2 Years 0.2139 0.2199 0.2259 0.2319 0.2379 0.2439
3 Years 0.2414 0.2478 0.2543 0.2607 0.2672 0.2736
4 Years 0.2829 0.2915 0.3 0.3085 0.317 0.3255
5 Years 0.3244 0.335 0.3456 0.3561 0.3667 0.3773
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 0.0211
10,000+ 0.0258
50,000+ 0.0305
100,000+ 0.0352
500,000+ 0.0399
1,000,000+ 0.0446
Term 6 Months
5,000+ 0.0288
10,000+ 0.0346
50,000+ 0.0403
100,000+ 0.0461
500,000+ 0.0519
1,000,000+ 0.0577
Term 1 Year
5,000+ 0.1935
10,000+ 0.1999
50,000+ 0.2063
100,000+ 0.2127
500,000+ 0.2191
1,000,000+ 0.2255
Term 2 Years
5,000+ 0.2139
10,000+ 0.2199
50,000+ 0.2259
100,000+ 0.2319
500,000+ 0.2379
1,000,000+ 0.2439
Term 3 Years
5,000+ 0.2414
10,000+ 0.2478
50,000+ 0.2543
100,000+ 0.2607
500,000+ 0.2672
1,000,000+ 0.2736
Term 4 Years
5,000+ 0.2829
10,000+ 0.2915
50,000+ 0.3
100,000+ 0.3085
500,000+ 0.317
1,000,000+ 0.3255
Term 5 Years
5,000+ 0.3244
10,000+ 0.335
50,000+ 0.3456
100,000+ 0.3561
500,000+ 0.3667
1,000,000+ 0.3773
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0166 0.0142 0.0119 0.0095 0.0071 0.0047
6 Months 0 0 0 0 0 0
1 Year 0.0314 0.0303 0.0293 0.0282 0.0272 0.0261
2 Years 0.0345 0.0311 0.0278 0.0244 0.0211 0.0177
3 Years 0.0417 0.0357 0.0298 0.0238 0.0179 0.0119
4 Years 0.0483 0.0414 0.0345 0.0276 0.0207 0.0138
5 Years 0.041 0.0351 0.0293 0.0234 0.0176 0.0117
British Pounds (GBP)
Term 3 Months
5,000+ 0.0166
10,000+ 0.0142
50,000+ 0.0119
100,000+ 0.0095
500,000+ 0.0071
1,000,000+ 0.0047
Term 6 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 1 Year
5,000+ 0.0314
10,000+ 0.0303
50,000+ 0.0293
100,000+ 0.0282
500,000+ 0.0272
1,000,000+ 0.0261
Term 2 Years
5,000+ 0.0345
10,000+ 0.0311
50,000+ 0.0278
100,000+ 0.0244
500,000+ 0.0211
1,000,000+ 0.0177
Term 3 Years
5,000+ 0.0417
10,000+ 0.0357
50,000+ 0.0298
100,000+ 0.0238
500,000+ 0.0179
1,000,000+ 0.0119
Term 4 Years
5,000+ 0.0483
10,000+ 0.0414
50,000+ 0.0345
100,000+ 0.0276
500,000+ 0.0207
1,000,000+ 0.0138
Term 5 Years
5,000+ 0.041
10,000+ 0.0351
50,000+ 0.0293
100,000+ 0.0234
500,000+ 0.0176
1,000,000+ 0.0117
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1035 0.112 0.1205 0.129 0.1375 0.146
6 Months 0.1148 0.1243 0.1337 0.1432 0.1526 0.1621
1 Year 0.1391 0.1507 0.1622 0.1738 0.1853 0.1969
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.1035
10,000+ 0.112
50,000+ 0.1205
100,000+ 0.129
500,000+ 0.1375
1,000,000+ 0.146
Term 6 Months
5,000+ 0.1148
10,000+ 0.1243
50,000+ 0.1337
100,000+ 0.1432
500,000+ 0.1526
1,000,000+ 0.1621
Term 1 Year
5,000+ 0.1391
10,000+ 0.1507
50,000+ 0.1622
100,000+ 0.1738
500,000+ 0.1853
1,000,000+ 0.1969
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1059 0.1152 0.1245 0.1338 0.1431 0.1524
6 Months 0.1191 0.1296 0.14 0.1505 0.1609 0.1714
1 Year 0.1457 0.1585 0.1712 0.184 0.1967 0.2095
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.1059
10,000+ 0.1152
50,000+ 0.1245
100,000+ 0.1338
500,000+ 0.1431
1,000,000+ 0.1524
Term 6 Months
5,000+ 0.1191
10,000+ 0.1296
50,000+ 0.14
100,000+ 0.1505
500,000+ 0.1609
1,000,000+ 0.1714
Term 1 Year
5,000+ 0.1457
10,000+ 0.1585
50,000+ 0.1712
100,000+ 0.184
500,000+ 0.1967
1,000,000+ 0.2095
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2039 0.2207 0.2375 0.2543 0.271 0.2878
6 Months 0.2288 0.2482 0.2675 0.2869 0.3062 0.3256
1 Year 0.2785 0.303 0.3275 0.352 0.3765 0.401
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.2039
10,000+ 0.2207
50,000+ 0.2375
100,000+ 0.2543
500,000+ 0.271
1,000,000+ 0.2878
Term 6 Months
5,000+ 0.2288
10,000+ 0.2482
50,000+ 0.2675
100,000+ 0.2869
500,000+ 0.3062
1,000,000+ 0.3256
Term 1 Year
5,000+ 0.2785
10,000+ 0.303
50,000+ 0.3275
100,000+ 0.352
500,000+ 0.3765
1,000,000+ 0.401
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Statement Saving Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2020, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
04/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 04/04/2020, 9:00 am
BMD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
 0.1
 0.1
Bonus Rate 0.4 0.4 0.4
 0.3
 0.3
 0.3
Total AER1 (if no withdrawals are made) 0.5 0.5 0.5
 0.4
 0.4
 0.4
BMD
Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.4
50,000 to  99,999.99 0.4
100,000 to 199,999.99 0.4
200,000 to  499,999.99 0.3
500,000 to  999,999.99 0.3
1,000,000+ 0.3
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.5
50,000 to  99,999.99 0.5
100,000 to 199,999.99 0.5
200,000 to  499,999.99 0.4
500,000 to  999,999.99 0.4
1,000,000+ 0.4
USD & CAD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
 0
Bonus Rate 0.05 0.05 0.05
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
 0.1
 0.1
USD & CAD
Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

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