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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
28/08/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 28/08/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.247 1.247 1.247 1.3223 1.3977 1.4731
6 Months 1.3747 1.3747 1.3747 1.4523 1.5298 1.6074
1 Year 1.5074 1.5074 1.5074 1.588 1.6686 1.7492
2 Years 1.6014 1.6014 1.6014 1.6832 1.765 1.8468
3 Years 1.6129 1.6129 1.6129 1.6949 1.777 1.859
4 Years 1.6984 1.6984 1.6984 1.7806 1.8629 1.9451
5 Years 1.8776 1.8776 1.8776 1.9602 2.0428 2.1255
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.247
10,000+ 1.247
50,000+ 1.247
100,000+ 1.3223
500,000+ 1.3977
1,000,000+ 1.4731
Term 6 Months
5,000+ 1.3747
10,000+ 1.3747
50,000+ 1.3747
100,000+ 1.4523
500,000+ 1.5298
1,000,000+ 1.6074
Term 1 Year
5,000+ 1.5074
10,000+ 1.5074
50,000+ 1.5074
100,000+ 1.588
500,000+ 1.6686
1,000,000+ 1.7492
Term 2 Years
5,000+ 1.6014
10,000+ 1.6014
50,000+ 1.6014
100,000+ 1.6832
500,000+ 1.765
1,000,000+ 1.8468
Term 3 Years
5,000+ 1.6129
10,000+ 1.6129
50,000+ 1.6129
100,000+ 1.6949
500,000+ 1.777
1,000,000+ 1.859
Term 4 Years
5,000+ 1.6984
10,000+ 1.6984
50,000+ 1.6984
100,000+ 1.7806
500,000+ 1.8629
1,000,000+ 1.9451
Term 5 Years
5,000+ 1.8776
10,000+ 1.8776
50,000+ 1.8776
100,000+ 1.9602
500,000+ 2.0428
1,000,000+ 2.1255
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.76 0.76 0.76 0.76 0.76 0.76
6 Months 0.7843 0.7843 0.7843 0.7843 0.7843 0.7843
1 Year 0.8259 0.8259 0.8259 0.8259 0.8259 0.8259
2 Years 0.8479 0.8479 0.8479 0.8479 0.8479 0.8479
3 Years 0.8713 0.8713 0.8713 0.8713 0.8713 0.8713
4 Years 0.8818 0.8818 0.8818 0.8818 0.8818 0.8818
5 Years 0.8923 0.8923 0.8923 0.8923 0.8923 0.8923
British Pounds (GBP)
Term 3 Months
5,000+ 0.76
10,000+ 0.76
50,000+ 0.76
100,000+ 0.76
500,000+ 0.76
1,000,000+ 0.76
Term 6 Months
5,000+ 0.7843
10,000+ 0.7843
50,000+ 0.7843
100,000+ 0.7843
500,000+ 0.7843
1,000,000+ 0.7843
Term 1 Year
5,000+ 0.8259
10,000+ 0.8259
50,000+ 0.8259
100,000+ 0.8259
500,000+ 0.8259
1,000,000+ 0.8259
Term 2 Years
5,000+ 0.8479
10,000+ 0.8479
50,000+ 0.8479
100,000+ 0.8479
500,000+ 0.8479
1,000,000+ 0.8479
Term 3 Years
5,000+ 0.8713
10,000+ 0.8713
50,000+ 0.8713
100,000+ 0.8713
500,000+ 0.8713
1,000,000+ 0.8713
Term 4 Years
5,000+ 0.8818
10,000+ 0.8818
50,000+ 0.8818
100,000+ 0.8818
500,000+ 0.8818
1,000,000+ 0.8818
Term 5 Years
5,000+ 0.8923
10,000+ 0.8923
50,000+ 0.8923
100,000+ 0.8923
500,000+ 0.8923
1,000,000+ 0.8923
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2727 0.2727 0.2727 0.2727 0.2727 0.2727
6 Months 0.4901 0.4901 0.4901 0.4901 0.4901 0.4901
1 Year 1.0199 1.0199 1.0199 1.0199 1.0199 1.0151
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2727
10,000+ 0.2727
50,000+ 0.2727
100,000+ 0.2727
500,000+ 0.2727
1,000,000+ 0.2727
Term 6 Months
5,000+ 0.4901
10,000+ 0.4901
50,000+ 0.4901
100,000+ 0.4901
500,000+ 0.4901
1,000,000+ 0.4901
Term 1 Year
5,000+ 1.0199
10,000+ 1.0199
50,000+ 1.0199
100,000+ 1.0199
500,000+ 1.0199
1,000,000+ 1.0151
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8804 0.8804 0.8804 0.8804 0.8804 0.8804
6 Months 0.905 0.905 0.905 0.905 0.905 0.905
1 Year 0.9392 0.9392 0.9392 0.9392 0.9392 0.9392
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8804
10,000+ 0.8804
50,000+ 0.8804
100,000+ 0.8804
500,000+ 0.8804
1,000,000+ 0.8804
Term 6 Months
5,000+ 0.905
10,000+ 0.905
50,000+ 0.905
100,000+ 0.905
500,000+ 0.905
1,000,000+ 0.905
Term 1 Year
5,000+ 0.9392
10,000+ 0.9392
50,000+ 0.9392
100,000+ 0.9392
500,000+ 0.9392
1,000,000+ 0.9392
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5219 0.5219 0.5219 0.5219 0.5219 0.5219
6 Months 0.5488 0.5488 0.5488 0.5488 0.5488 0.5488
1 Year 0.6657 0.6657 0.6657 0.6657 0.6657 0.6657
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.5219
10,000+ 0.5219
50,000+ 0.5219
100,000+ 0.5219
500,000+ 0.5219
1,000,000+ 0.5219
Term 6 Months
5,000+ 0.5488
10,000+ 0.5488
50,000+ 0.5488
100,000+ 0.5488
500,000+ 0.5488
1,000,000+ 0.5488
Term 1 Year
5,000+ 0.6657
10,000+ 0.6657
50,000+ 0.6657
100,000+ 0.6657
500,000+ 0.6657
1,000,000+ 0.6657
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
28/08/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 28/08/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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