Term Deposit Saving Rates

Term Deposit Rates

rates are indicative only and subject to change without notice
all rates are quoted as Annual Rates of Return

(Date format is dd/mm/yyyy)
Rates as of:
21/09/2021, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	21/09/2021, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0	0	0	0	0	0
6 Months	0	0	0	0	0	0
1 Year	0.0937	0.097	0.1004	0.1038	0.1071	0.1105
2 Years	0.1909	0.2018	0.2126	0.2234	0.2343	0.2451
3 Years	0.3444	0.367	0.3897	0.4123	0.435	0.4576
4 Years	0.4659	0.4979	0.5298	0.5618	0.5938	0.6258
5 Years	0.5874	0.6288	0.6701	0.7114	0.7528	0.7941

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	3 Months
5,000+	0
10,000+	0
50,000+	0
100,000+	0
500,000+	0
1,000,000+	0

Term	6 Months
5,000+	0
10,000+	0
50,000+	0
100,000+	0
500,000+	0
1,000,000+	0

Term	1 Year
5,000+	0.0937
10,000+	0.097
50,000+	0.1004
100,000+	0.1038
500,000+	0.1071
1,000,000+	0.1105

Term	2 Years
5,000+	0.1909
10,000+	0.2018
50,000+	0.2126
100,000+	0.2234
500,000+	0.2343
1,000,000+	0.2451

Term	3 Years
5,000+	0.3444
10,000+	0.367
50,000+	0.3897
100,000+	0.4123
500,000+	0.435
1,000,000+	0.4576

Term	4 Years
5,000+	0.4659
10,000+	0.4979
50,000+	0.5298
100,000+	0.5618
500,000+	0.5938
1,000,000+	0.6258

Term	5 Years
5,000+	0.5874
10,000+	0.6288
50,000+	0.6701
100,000+	0.7114
500,000+	0.7528
1,000,000+	0.7941

British Pounds (GBP)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.0411	0.0414	0.0416	0.0418	0.042	0.0422
6 Months	0	0	0	0	0.0001	0.0014
1 Year	0.0966	0.1025	0.1084	0.1143	0.1202	0.1261
2 Years	0.201	0.211	0.221	0.231	0.241	0.251
3 Years	0.2656	0.2783	0.2911	0.3039	0.3167	0.3294
4 Years	0.294	0.3089	0.3239	0.3388	0.3537	0.3686
5 Years	0.349	0.3674	0.3859	0.4043	0.4227	0.4411

British Pounds (GBP)
Term	3 Months
5,000+	0.0411
10,000+	0.0414
50,000+	0.0416
100,000+	0.0418
500,000+	0.042
1,000,000+	0.0422

Term	6 Months
5,000+	0
10,000+	0
50,000+	0
100,000+	0
500,000+	0.0001
1,000,000+	0.0014

Term	1 Year
5,000+	0.0966
10,000+	0.1025
50,000+	0.1084
100,000+	0.1143
500,000+	0.1202
1,000,000+	0.1261

Term	2 Years
5,000+	0.201
10,000+	0.211
50,000+	0.221
100,000+	0.231
500,000+	0.241
1,000,000+	0.251

Term	3 Years
5,000+	0.2656
10,000+	0.2783
50,000+	0.2911
100,000+	0.3039
500,000+	0.3167
1,000,000+	0.3294

Term	4 Years
5,000+	0.294
10,000+	0.3089
50,000+	0.3239
100,000+	0.3388
500,000+	0.3537
1,000,000+	0.3686

Term	5 Years
5,000+	0.349
10,000+	0.3674
50,000+	0.3859
100,000+	0.4043
500,000+	0.4227
1,000,000+	0.4411

Canadian Dollars (CAD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.0642	0.0726	0.081	0.0894	0.0978	0.1062
6 Months	0.1022	0.1116	0.121	0.1304	0.1398	0.1492
1 Year	0.1775	0.191	0.2045	0.218	0.2315	0.245

Canadian Dollars (CAD)
Term	3 Months
5,000+	0.0642
10,000+	0.0726
50,000+	0.081
100,000+	0.0894
500,000+	0.0978
1,000,000+	0.1062

Term	6 Months
5,000+	0.1022
10,000+	0.1116
50,000+	0.121
100,000+	0.1304
500,000+	0.1398
1,000,000+	0.1492

Term	1 Year
5,000+	0.1775
10,000+	0.191
50,000+	0.2045
100,000+	0.218
500,000+	0.2315
1,000,000+	0.245

Australian Dollars (AUD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.0062	0.0057	0.0053	0.0048	0.0044	0.0039
6 Months	0.0046	0.0043	0.004	0.0038	0.0035	0.0032
1 Year	0.0013	0.0014	0.0015	0.0016	0.0017	0.0018

Australian Dollars (AUD)
Term	3 Months
5,000+	0.0062
10,000+	0.0057
50,000+	0.0053
100,000+	0.0048
500,000+	0.0044
1,000,000+	0.0039

Term	6 Months
5,000+	0.0046
10,000+	0.0043
50,000+	0.004
100,000+	0.0038
500,000+	0.0035
1,000,000+	0.0032

Term	1 Year
5,000+	0.0013
10,000+	0.0014
50,000+	0.0015
100,000+	0.0016
500,000+	0.0017
1,000,000+	0.0018

New Zealand Dollars (NZD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.4281	0.4527	0.4772	0.5018	0.5263	0.5509
6 Months	0.5875	0.6193	0.6511	0.6829	0.7146	0.7464
1 Year	0.9062	0.9525	0.9987	1.045	1.0912	1.1375

New Zealand Dollars (NZD)
Term	3 Months
5,000+	0.4281
10,000+	0.4527
50,000+	0.4772
100,000+	0.5018
500,000+	0.5263
1,000,000+	0.5509

Term	6 Months
5,000+	0.5875
10,000+	0.6193
50,000+	0.6511
100,000+	0.6829
500,000+	0.7146
1,000,000+	0.7464

Term	1 Year
5,000+	0.9062
10,000+	0.9525
50,000+	0.9987
100,000+	1.045
500,000+	1.0912
1,000,000+	1.1375

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/07/2020, 7:00 pm

(Date format is dd/mm/yyyy)
Rates as of:	01/07/2020, 7:00 pm

Bermuda Dollar (BMD)
Currency	0 to 49999.99	50,000 to 99999.99	100,000 to 199999.99	200,000 to 499999.99	500,000 to 999999.99	1,000,000+
Bermuda Dollar (BMD)	0.01	0.05	0.05	0.1	0.1	0.15

Bermuda Dollar (BMD)
Currency	Bermuda Dollar (BMD)
0 to 49999.99	0.01
50,000 to 99999.99	0.05
100,000 to 199999.99	0.05
200,000 to 499999.99	0.1
500,000 to 999999.99	0.1
1,000,000+	0.15

Other Currencies
Currency	Rate
Canada Dollar (CAD)	0.01
Euro (EUR)	0
British Pound (GBP)	0.01
United States Dollar (USD)	0.01
Australian Dollar (AUD)	0.01
Danish Krone (DKK)	0
Japanese Yen (JPY)	0
New Zealand Dollar (NZD)	0.01
Norwegian Krone (NOK)	0
Singapore Dollar (SGD)	0
Swiss Franc (CHF)	0
Swedish Krone (SEK)	0

Other Currencies
Currency	Canada Dollar (CAD)
Rate	0.01

Currency	Euro (EUR)
Rate	0

Currency	British Pound (GBP)
Rate	0.01

Currency	United States Dollar (USD)
Rate	0.01

Currency	Australian Dollar (AUD)
Rate	0.01

Currency	Danish Krone (DKK)
Rate	0

Currency	Japanese Yen (JPY)
Rate	0

Currency	New Zealand Dollar (NZD)
Rate	0.01

Currency	Norwegian Krone (NOK)
Rate	0

Currency	Singapore Dollar (SGD)
Rate	0

Currency	Swiss Franc (CHF)
Rate	0

Currency	Swedish Krone (SEK)
Rate	0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
01/06/2020, 3:01 pm

(Date format is dd/mm/yyyy)
Rates as of:	01/06/2020, 3:01 pm

BMD
Rates	100 to 49,999.99	50,000 to 99,999.99	100,000 to 199,999.99	200,000 to 499,999.99	500,000 to 999,999.99	1,000,000+
Standard Rate	0.1	0.1	0.1	0.1	0.1	0.1
Bonus Rate	0.2	0.2	0.2	0.1	0.1	0.1
Total AER¹ (if no withdrawals are made)	0.3	0.3	0.3	0.2	0.2	0.2

BMD
Rates	Standard Rate
100 to 49,999.99	0.1
50,000 to 99,999.99	0.1
100,000 to 199,999.99	0.1
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1
1,000,000+	0.1

Rates	Bonus Rate
100 to 49,999.99	0.2
50,000 to 99,999.99	0.2
100,000 to 199,999.99	0.2
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1
1,000,000+	0.1

Rates	Total AER¹ (if no withdrawals are made)
100 to 49,999.99	0.3
50,000 to 99,999.99	0.3
100,000 to 199,999.99	0.3
200,000 to 499,999.99	0.2
500,000 to 999,999.99	0.2
1,000,000+	0.2

USD & CAD
Rates	100 to 49,999.99	50,000 to 99,999.99	100,000 to 199,999.99	200,000 to 499,999.99	500,000 to 999,999.99
Standard Rate	0	0	0	0	0
Bonus Rate	0.05	0.05	0.05	0.1	0.1
Total AER¹ (if no withdrawals are made)	0.05	0.05	0.05	0.1	0.1

USD & CAD
Rates	Standard Rate
100 to 49,999.99	0
50,000 to 99,999.99	0
100,000 to 199,999.99	0
200,000 to 499,999.99	0
500,000 to 999,999.99	0

Rates	Bonus Rate
100 to 49,999.99	0.05
50,000 to 99,999.99	0.05
100,000 to 199,999.99	0.05
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1

Rates	Total AER¹ (if no withdrawals are made)
100 to 49,999.99	0.05
50,000 to 99,999.99	0.05
100,000 to 199,999.99	0.05
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1

¹ AER - Interest earned on an annual basis.

MySavings Youth Account Interest Rates

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.80%* AER
Bonus interest rate	0.20% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.80%* AER

Rate	Bonus interest rate
Interest	0.20% AER

**Balance over $15,000**
Rate	Interest
Standard interest rate	0.10%** AER
Bonus interest rate	0.20% AER (up to $200k)

**Balance over $15,000**
Rate	Standard interest rate
Interest	0.10%** AER

Rate	Bonus interest rate
Interest	0.20% AER (up to $200k)

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Deposit Rate

Term Deposit Rates

Everyday Savings Rates

Quarterly Bonus Saver Rate

MySavings Youth Account Interest Rates

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