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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
09/06/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 09/06/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0472 1.0472 1.0472 1.1203 1.1934 1.2666
6 Months 1.1667 1.1667 1.1667 1.2412 1.3156 1.3901
1 Year 1.4561 1.4561 1.4561 1.5336 1.6111 1.6885
2 Years 1.6292 1.6292 1.6292 1.7081 1.7869 1.8658
3 Years 1.6557 1.6557 1.6557 1.7344 1.8131 1.8918
4 Years 1.7725 1.7725 1.7725 1.8511 1.9297 2.0083
5 Years 1.9719 1.9719 1.9719 2.0508 2.1297 2.2086
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0472
10,000+ 1.0472
50,000+ 1.0472
100,000+ 1.1203
500,000+ 1.1934
1,000,000+ 1.2666
Term 6 Months
5,000+ 1.1667
10,000+ 1.1667
50,000+ 1.1667
100,000+ 1.2412
500,000+ 1.3156
1,000,000+ 1.3901
Term 1 Year
5,000+ 1.4561
10,000+ 1.4561
50,000+ 1.4561
100,000+ 1.5336
500,000+ 1.6111
1,000,000+ 1.6885
Term 2 Years
5,000+ 1.6292
10,000+ 1.6292
50,000+ 1.6292
100,000+ 1.7081
500,000+ 1.7869
1,000,000+ 1.8658
Term 3 Years
5,000+ 1.6557
10,000+ 1.6557
50,000+ 1.6557
100,000+ 1.7344
500,000+ 1.8131
1,000,000+ 1.8918
Term 4 Years
5,000+ 1.7725
10,000+ 1.7725
50,000+ 1.7725
100,000+ 1.8511
500,000+ 1.9297
1,000,000+ 2.0083
Term 5 Years
5,000+ 1.9719
10,000+ 1.9719
50,000+ 1.9719
100,000+ 2.0508
500,000+ 2.1297
1,000,000+ 2.2086
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7597 0.7597 0.7597 0.7597 0.7597 0.7597
6 Months 0.7852 0.7852 0.7852 0.7852 0.7852 0.7852
1 Year 0.8292 0.8292 0.8292 0.8292 0.8292 0.8292
2 Years 0.8332 0.8332 0.8332 0.8332 0.8332 0.8332
3 Years 0.8402 0.8402 0.8402 0.8402 0.8402 0.8402
4 Years 0.8415 0.8415 0.8415 0.8415 0.8415 0.8415
5 Years 0.8465 0.8465 0.8465 0.8465 0.8465 0.8465
British Pounds (GBP)
Term 3 Months
5,000+ 0.7597
10,000+ 0.7597
50,000+ 0.7597
100,000+ 0.7597
500,000+ 0.7597
1,000,000+ 0.7597
Term 6 Months
5,000+ 0.7852
10,000+ 0.7852
50,000+ 0.7852
100,000+ 0.7852
500,000+ 0.7852
1,000,000+ 0.7852
Term 1 Year
5,000+ 0.8292
10,000+ 0.8292
50,000+ 0.8292
100,000+ 0.8292
500,000+ 0.8292
1,000,000+ 0.8292
Term 2 Years
5,000+ 0.8332
10,000+ 0.8332
50,000+ 0.8332
100,000+ 0.8332
500,000+ 0.8332
1,000,000+ 0.8332
Term 3 Years
5,000+ 0.8402
10,000+ 0.8402
50,000+ 0.8402
100,000+ 0.8402
500,000+ 0.8402
1,000,000+ 0.8402
Term 4 Years
5,000+ 0.8415
10,000+ 0.8415
50,000+ 0.8415
100,000+ 0.8415
500,000+ 0.8415
1,000,000+ 0.8415
Term 5 Years
5,000+ 0.8465
10,000+ 0.8465
50,000+ 0.8465
100,000+ 0.8465
500,000+ 0.8465
1,000,000+ 0.8465
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2565 0.2565 0.2565 0.2565 0.2565 0.2565
6 Months 0.4695 0.4695 0.4695 0.4695 0.4695 0.4695
1 Year 1.0065 1.0065 1.0065 1.0065 1.0065 1.0065
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2565
10,000+ 0.2565
50,000+ 0.2565
100,000+ 0.2565
500,000+ 0.2565
1,000,000+ 0.2565
Term 6 Months
5,000+ 0.4695
10,000+ 0.4695
50,000+ 0.4695
100,000+ 0.4695
500,000+ 0.4695
1,000,000+ 0.4695
Term 1 Year
5,000+ 1.0065
10,000+ 1.0065
50,000+ 1.0065
100,000+ 1.0065
500,000+ 1.0065
1,000,000+ 1.0065
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8808 0.8808 0.8808 0.8808 0.8808 0.8808
6 Months 0.8993 0.8993 0.8993 0.8993 0.8993 0.8993
1 Year 0.9222 0.9222 0.9222 0.9222 0.9222 0.9222
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8808
10,000+ 0.8808
50,000+ 0.8808
100,000+ 0.8808
500,000+ 0.8808
1,000,000+ 0.8808
Term 6 Months
5,000+ 0.8993
10,000+ 0.8993
50,000+ 0.8993
100,000+ 0.8993
500,000+ 0.8993
1,000,000+ 0.8993
Term 1 Year
5,000+ 0.9222
10,000+ 0.9222
50,000+ 0.9222
100,000+ 0.9222
500,000+ 0.9222
1,000,000+ 0.9222
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4789 0.4789 0.4789 0.4789 0.4789 0.4789
6 Months 0.516 0.516 0.516 0.516 0.516 0.516
1 Year 0.6398 0.6398 0.6398 0.6398 0.6398 0.6398
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.4789
10,000+ 0.4789
50,000+ 0.4789
100,000+ 0.4789
500,000+ 0.4789
1,000,000+ 0.4789
Term 6 Months
5,000+ 0.516
10,000+ 0.516
50,000+ 0.516
100,000+ 0.516
500,000+ 0.516
1,000,000+ 0.516
Term 1 Year
5,000+ 0.6398
10,000+ 0.6398
50,000+ 0.6398
100,000+ 0.6398
500,000+ 0.6398
1,000,000+ 0.6398
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
09/06/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 09/06/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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