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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
19/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 19/05/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1 1.1 1.1 1.1729 1.2458 1.3188
6 Months 1.0981 1.0981 1.0981 1.1715 1.245 1.3184
1 Year 1.1095 1.1095 1.1095 1.1845 1.2594 1.3343
2 Years 1.3 1.3 1.3 1.3752 1.4504 1.5255
3 Years 1.3497 1.3497 1.3497 1.4244 1.4992 1.574
4 Years 1.519 1.519 1.519 1.5938 1.6686 1.7434
5 Years 1.738 1.738 1.738 1.8133 1.8886 1.9638
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1
10,000+ 1.1
50,000+ 1.1
100,000+ 1.1729
500,000+ 1.2458
1,000,000+ 1.3188
Term 6 Months
5,000+ 1.0981
10,000+ 1.0981
50,000+ 1.0981
100,000+ 1.1715
500,000+ 1.245
1,000,000+ 1.3184
Term 1 Year
5,000+ 1.1095
10,000+ 1.1095
50,000+ 1.1095
100,000+ 1.1845
500,000+ 1.2594
1,000,000+ 1.3343
Term 2 Years
5,000+ 1.3
10,000+ 1.3
50,000+ 1.3
100,000+ 1.3752
500,000+ 1.4504
1,000,000+ 1.5255
Term 3 Years
5,000+ 1.3497
10,000+ 1.3497
50,000+ 1.3497
100,000+ 1.4244
500,000+ 1.4992
1,000,000+ 1.574
Term 4 Years
5,000+ 1.519
10,000+ 1.519
50,000+ 1.519
100,000+ 1.5938
500,000+ 1.6686
1,000,000+ 1.7434
Term 5 Years
5,000+ 1.738
10,000+ 1.738
50,000+ 1.738
100,000+ 1.8133
500,000+ 1.8886
1,000,000+ 1.9638
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9208 0.9208 0.9208 0.9208 0.9208 0.9208
6 Months 0.683 0.683 0.683 0.683 0.683 0.683
1 Year 0.256 0.256 0.256 0.256 0.256 0.256
2 Years 0.2871 0.2871 0.2871 0.2871 0.2871 0.2871
3 Years 0.3053 0.3053 0.3053 0.3053 0.3053 0.3053
4 Years 0.3722 0.3722 0.3722 0.3722 0.3722 0.3722
5 Years 0.4177 0.4177 0.4177 0.4177 0.4177 0.4177
British Pounds (GBP)
Term 3 Months
5,000+ 0.9208
10,000+ 0.9208
50,000+ 0.9208
100,000+ 0.9208
500,000+ 0.9208
1,000,000+ 0.9208
Term 6 Months
5,000+ 0.683
10,000+ 0.683
50,000+ 0.683
100,000+ 0.683
500,000+ 0.683
1,000,000+ 0.683
Term 1 Year
5,000+ 0.256
10,000+ 0.256
50,000+ 0.256
100,000+ 0.256
500,000+ 0.256
1,000,000+ 0.256
Term 2 Years
5,000+ 0.2871
10,000+ 0.2871
50,000+ 0.2871
100,000+ 0.2871
500,000+ 0.2871
1,000,000+ 0.2871
Term 3 Years
5,000+ 0.3053
10,000+ 0.3053
50,000+ 0.3053
100,000+ 0.3053
500,000+ 0.3053
1,000,000+ 0.3053
Term 4 Years
5,000+ 0.3722
10,000+ 0.3722
50,000+ 0.3722
100,000+ 0.3722
500,000+ 0.3722
1,000,000+ 0.3722
Term 5 Years
5,000+ 0.4177
10,000+ 0.4177
50,000+ 0.4177
100,000+ 0.4177
500,000+ 0.4177
1,000,000+ 0.4177
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2214 0.2214 0.2214 0.2214 0.2214 0.2214
6 Months 0.3602 0.3602 0.3602 0.3602 0.3602 0.3602
1 Year 0.7296 0.7296 0.7296 0.7296 0.7296 0.7296
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2214
10,000+ 0.2214
50,000+ 0.2214
100,000+ 0.2214
500,000+ 0.2214
1,000,000+ 0.2214
Term 6 Months
5,000+ 0.3602
10,000+ 0.3602
50,000+ 0.3602
100,000+ 0.3602
500,000+ 0.3602
1,000,000+ 0.3602
Term 1 Year
5,000+ 0.7296
10,000+ 0.7296
50,000+ 0.7296
100,000+ 0.7296
500,000+ 0.7296
1,000,000+ 0.7296
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.108 0.108 0.108 0.108 0.108 0.108
6 Months 0 0 0 0 0 0
1 Year 0 0 0 0 0 0
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.108
10,000+ 0.108
50,000+ 0.108
100,000+ 0.108
500,000+ 0.108
1,000,000+ 0.108
Term 6 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 1 Year
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6129 0.6129 0.6129 0.6129 0.6129 0.6129
6 Months 0.4963 0.4963 0.4963 0.4963 0.4963 0.4963
1 Year 0.0472 0.0472 0.0472 0.0472 0.0472 0.0472
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6129
10,000+ 0.6129
50,000+ 0.6129
100,000+ 0.6129
500,000+ 0.6129
1,000,000+ 0.6129
Term 6 Months
5,000+ 0.4963
10,000+ 0.4963
50,000+ 0.4963
100,000+ 0.4963
500,000+ 0.4963
1,000,000+ 0.4963
Term 1 Year
5,000+ 0.0472
10,000+ 0.0472
50,000+ 0.0472
100,000+ 0.0472
500,000+ 0.0472
1,000,000+ 0.0472
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
19/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 19/05/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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