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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
26/05/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 26/05/2023, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.2397 1.2397 1.2397 1.3453 1.4509 1.5564
6 Months 1.4269 1.4269 1.4269 1.534 1.641 1.7481
1 Year 1.7874 1.7874 1.7874 1.8891 1.9908 2.0924
2 Years 1.8264 1.8264 1.8264 1.913 1.9995 2.0861
3 Years 1.8841 1.8841 1.8841 1.964 2.0438 2.1237
4 Years 1.9514 1.9514 1.9514 2.029 2.1067 2.1843
5 Years 2.2758 2.2758 2.2758 2.3513 2.4267 2.5021
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.2397
10,000+ 1.2397
50,000+ 1.2397
100,000+ 1.3453
500,000+ 1.4509
1,000,000+ 1.5564
Term 6 Months
5,000+ 1.4269
10,000+ 1.4269
50,000+ 1.4269
100,000+ 1.534
500,000+ 1.641
1,000,000+ 1.7481
Term 1 Year
5,000+ 1.7874
10,000+ 1.7874
50,000+ 1.7874
100,000+ 1.8891
500,000+ 1.9908
1,000,000+ 2.0924
Term 2 Years
5,000+ 1.8264
10,000+ 1.8264
50,000+ 1.8264
100,000+ 1.913
500,000+ 1.9995
1,000,000+ 2.0861
Term 3 Years
5,000+ 1.8841
10,000+ 1.8841
50,000+ 1.8841
100,000+ 1.964
500,000+ 2.0438
1,000,000+ 2.1237
Term 4 Years
5,000+ 1.9514
10,000+ 1.9514
50,000+ 1.9514
100,000+ 2.029
500,000+ 2.1067
1,000,000+ 2.1843
Term 5 Years
5,000+ 2.2758
10,000+ 2.2758
50,000+ 2.2758
100,000+ 2.3513
500,000+ 2.4267
1,000,000+ 2.5021
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1358 1.1358 1.1358 1.1358 1.1358 1.1358
6 Months 1.1982 1.1982 1.1982 1.1982 1.1982 1.1982
1 Year 1.7248 1.7248 1.7248 1.7248 1.7248 1.7248
2 Years 1.1096 1.1096 1.1096 1.1096 1.1096 1.1096
3 Years 1.0748 1.0748 1.0748 1.0748 1.0748 1.0748
4 Years 1.0326 1.0326 1.0326 1.0326 1.0326 1.0326
5 Years 0.9926 0.9926 0.9926 0.9926 0.9926 0.9926
British Pounds (GBP)
Term 3 Months
5,000+ 1.1358
10,000+ 1.1358
50,000+ 1.1358
100,000+ 1.1358
500,000+ 1.1358
1,000,000+ 1.1358
Term 6 Months
5,000+ 1.1982
10,000+ 1.1982
50,000+ 1.1982
100,000+ 1.1982
500,000+ 1.1982
1,000,000+ 1.1982
Term 1 Year
5,000+ 1.7248
10,000+ 1.7248
50,000+ 1.7248
100,000+ 1.7248
500,000+ 1.7248
1,000,000+ 1.7248
Term 2 Years
5,000+ 1.1096
10,000+ 1.1096
50,000+ 1.1096
100,000+ 1.1096
500,000+ 1.1096
1,000,000+ 1.1096
Term 3 Years
5,000+ 1.0748
10,000+ 1.0748
50,000+ 1.0748
100,000+ 1.0748
500,000+ 1.0748
1,000,000+ 1.0748
Term 4 Years
5,000+ 1.0326
10,000+ 1.0326
50,000+ 1.0326
100,000+ 1.0326
500,000+ 1.0326
1,000,000+ 1.0326
Term 5 Years
5,000+ 0.9926
10,000+ 0.9926
50,000+ 0.9926
100,000+ 0.9926
500,000+ 0.9926
1,000,000+ 0.9926
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.758 0.758 0.758 0.758 0.758 0.758
6 Months 0.9544 0.9544 0.9544 0.9544 0.9544 0.9544
1 Year 1.5076 1.5076 1.5076 1.5076 1.5076 1.5076
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.758
10,000+ 0.758
50,000+ 0.758
100,000+ 0.758
500,000+ 0.758
1,000,000+ 0.758
Term 6 Months
5,000+ 0.9544
10,000+ 0.9544
50,000+ 0.9544
100,000+ 0.9544
500,000+ 0.9544
1,000,000+ 0.9544
Term 1 Year
5,000+ 1.5076
10,000+ 1.5076
50,000+ 1.5076
100,000+ 1.5076
500,000+ 1.5076
1,000,000+ 1.5076
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7832 0.7832 0.7832 0.7832 0.7832 0.7832
6 Months 0.7688 0.7688 0.7688 0.7688 0.7688 0.7688
1 Year 0.74 0.74 0.74 0.74 0.74 0.74
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7832
10,000+ 0.7832
50,000+ 0.7832
100,000+ 0.7832
500,000+ 0.7832
1,000,000+ 0.7832
Term 6 Months
5,000+ 0.7688
10,000+ 0.7688
50,000+ 0.7688
100,000+ 0.7688
500,000+ 0.7688
1,000,000+ 0.7688
Term 1 Year
5,000+ 0.74
10,000+ 0.74
50,000+ 0.74
100,000+ 0.74
500,000+ 0.74
1,000,000+ 0.74
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0696 1.0696 1.0696 1.0696 1.0696 1.0696
6 Months 1.0814 1.0814 1.0814 1.0814 1.0814 1.0814
1 Year 1.105 1.105 1.105 1.105 1.105 1.105
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 1.0696
10,000+ 1.0696
50,000+ 1.0696
100,000+ 1.0696
500,000+ 1.0696
1,000,000+ 1.0696
Term 6 Months
5,000+ 1.0814
10,000+ 1.0814
50,000+ 1.0814
100,000+ 1.0814
500,000+ 1.0814
1,000,000+ 1.0814
Term 1 Year
5,000+ 1.105
10,000+ 1.105
50,000+ 1.105
100,000+ 1.105
500,000+ 1.105
1,000,000+ 1.105

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
26/05/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 26/05/2023, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

BMD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50

USD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.45

Rates

Total AER3

100 to 500,000+

0.50

CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25

CAD
Rates

Standard Rate1

100 to 500,000+

0.05

Rates

Bonus Rate2

100 to 500,000+

0.20

Rates

Total AER3

100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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