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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 

(Date format is dd/mm/yyyy)

Rates as of:
04/10/2022, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 04/10/2022, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9188 0.9188 0.9188 0.9834 1.0479 1.1125
6 Months 1.0446 1.0446 1.0446 1.1225 1.2004 1.2784
1 Year 1.3887 1.3887 1.3887 1.4715 1.5542 1.637
2 Years 1.7666 1.7666 1.7666 1.8533 1.94 2.0266
3 Years 1.7967 1.7967 1.7967 1.8844 1.9721 2.0599
4 Years 1.8785 1.8785 1.8785 1.964 2.0495 2.1351
5 Years 2.1952 2.1952 2.1952 2.2785 2.3618 2.4451

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 3 Months
5,000+ 0.9188
10,000+ 0.9188
50,000+ 0.9188
100,000+ 0.9834
500,000+ 1.0479
1,000,000+ 1.1125
Term 6 Months
5,000+ 1.0446
10,000+ 1.0446
50,000+ 1.0446
100,000+ 1.1225
500,000+ 1.2004
1,000,000+ 1.2784
Term 1 Year
5,000+ 1.3887
10,000+ 1.3887
50,000+ 1.3887
100,000+ 1.4715
500,000+ 1.5542
1,000,000+ 1.637
Term 2 Years
5,000+ 1.7666
10,000+ 1.7666
50,000+ 1.7666
100,000+ 1.8533
500,000+ 1.94
1,000,000+ 2.0266
Term 3 Years
5,000+ 1.7967
10,000+ 1.7967
50,000+ 1.7967
100,000+ 1.8844
500,000+ 1.9721
1,000,000+ 2.0599
Term 4 Years
5,000+ 1.8785
10,000+ 1.8785
50,000+ 1.8785
100,000+ 1.964
500,000+ 2.0495
1,000,000+ 2.1351
Term 5 Years
5,000+ 2.1952
10,000+ 2.1952
50,000+ 2.1952
100,000+ 2.2785
500,000+ 2.3618
1,000,000+ 2.4451

British Pounds (GBP)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.628 0.628 0.628 0.628 0.628 0.628
6 Months 0.0648 0.0648 0.0648 0.0648 0.0648 0.0648
1 Year 0.929 0.929 0.929 0.929 0.929 0.929
2 Years 1.0104 1.0104 1.0104 1.0104 1.0104 1.0104
3 Years 0.94 0.94 0.94 0.94 0.94 0.94
4 Years 0.9388 0.9388 0.9388 0.9388 0.9388 0.9388
5 Years 0.9188 0.9188 0.9188 0.9188 0.9188 0.9188

British Pounds (GBP)

Term 3 Months
5,000+ 0.628
10,000+ 0.628
50,000+ 0.628
100,000+ 0.628
500,000+ 0.628
1,000,000+ 0.628
Term 6 Months
5,000+ 0.0648
10,000+ 0.0648
50,000+ 0.0648
100,000+ 0.0648
500,000+ 0.0648
1,000,000+ 0.0648
Term 1 Year
5,000+ 0.929
10,000+ 0.929
50,000+ 0.929
100,000+ 0.929
500,000+ 0.929
1,000,000+ 0.929
Term 2 Years
5,000+ 1.0104
10,000+ 1.0104
50,000+ 1.0104
100,000+ 1.0104
500,000+ 1.0104
1,000,000+ 1.0104
Term 3 Years
5,000+ 0.94
10,000+ 0.94
50,000+ 0.94
100,000+ 0.94
500,000+ 0.94
1,000,000+ 0.94
Term 4 Years
5,000+ 0.9388
10,000+ 0.9388
50,000+ 0.9388
100,000+ 0.9388
500,000+ 0.9388
1,000,000+ 0.9388
Term 5 Years
5,000+ 0.9188
10,000+ 0.9188
50,000+ 0.9188
100,000+ 0.9188
500,000+ 0.9188
1,000,000+ 0.9188

Canadian Dollars (CAD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5434 0.5434 0.5434 0.5434 0.5434 0.5434
6 Months 0.5776 0.5776 0.5776 0.5776 0.5776 0.5776
1 Year 0.582 0.582 0.582 0.582 0.582 0.582

Canadian Dollars (CAD)

Term 3 Months
5,000+ 0.5434
10,000+ 0.5434
50,000+ 0.5434
100,000+ 0.5434
500,000+ 0.5434
1,000,000+ 0.5434
Term 6 Months
5,000+ 0.5776
10,000+ 0.5776
50,000+ 0.5776
100,000+ 0.5776
500,000+ 0.5776
1,000,000+ 0.5776
Term 1 Year
5,000+ 0.582
10,000+ 0.582
50,000+ 0.582
100,000+ 0.582
500,000+ 0.582
1,000,000+ 0.582

Australian Dollars (AUD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.604 0.604 0.604 0.604 0.604 0.604
6 Months 0.5943 0.5943 0.5943 0.5943 0.5943 0.5943
1 Year 0.575 0.575 0.575 0.575 0.575 0.575

Australian Dollars (AUD)

Term 3 Months
5,000+ 0.604
10,000+ 0.604
50,000+ 0.604
100,000+ 0.604
500,000+ 0.604
1,000,000+ 0.604
Term 6 Months
5,000+ 0.5943
10,000+ 0.5943
50,000+ 0.5943
100,000+ 0.5943
500,000+ 0.5943
1,000,000+ 0.5943
Term 1 Year
5,000+ 0.575
10,000+ 0.575
50,000+ 0.575
100,000+ 0.575
500,000+ 0.575
1,000,000+ 0.575

New Zealand Dollars (NZD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7529 0.7529 0.7529 0.7529 0.7529 0.7529
6 Months 0.8446 0.8446 0.8446 0.8446 0.8446 0.8446
1 Year 1.028 1.028 1.028 1.028 1.028 1.028

New Zealand Dollars (NZD)

Term 3 Months
5,000+ 0.7529
10,000+ 0.7529
50,000+ 0.7529
100,000+ 0.7529
500,000+ 0.7529
1,000,000+ 0.7529
Term 6 Months
5,000+ 0.8446
10,000+ 0.8446
50,000+ 0.8446
100,000+ 0.8446
500,000+ 0.8446
1,000,000+ 0.8446
Term 1 Year
5,000+ 1.028
10,000+ 1.028
50,000+ 1.028
100,000+ 1.028
500,000+ 1.028
1,000,000+ 1.028

Everyday Savings Rates

(Date format is dd/mm/yyyy)

Rates as of:
04/10/2022, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 04/10/2022, 9:00 am

Bermuda Dollar (BMD)

Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15

Bermuda Dollar (BMD)

Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15

Other Currencies

Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0

Other Currencies

Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)

Rates as of:
04/10/2022, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 04/10/2022, 9:00 am

BMD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
0.1
0.1
Bonus Rate 0.2 0.2 0.2
0.1
0.1
0.1
Total AER1 (if no withdrawals are made) 0.3 0.3 0.3
0.2
0.2
0.2

BMD

Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.2
50,000 to  99,999.99 0.2
100,000 to 199,999.99 0.2
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.3
50,000 to  99,999.99 0.3
100,000 to 199,999.99 0.3
200,000 to  499,999.99 0.2
500,000 to  999,999.99 0.2
1,000,000+ 0.2

USD & CAD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
0
Bonus Rate 0.05 0.05 0.05
0.1
0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
0.1
0.1

USD & CAD

Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

MySavings Youth Account Interest Rates

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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