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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 

(Date format is dd/mm/yyyy)

Rates as of:
13/04/2021, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 13/04/2021, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0 0 0 0 0 0
6 Months 0 0 0 0 0 0
1 Year 0.1375 0.1405 0.1435 0.1465 0.1495 0.1524
2 Years 0.2139 0.2219 0.2299 0.2379 0.2459 0.2539
3 Years 0.3537 0.3708 0.388 0.4051 0.4223 0.4394
4 Years 0.5161 0.5466 0.5772 0.6077 0.6383 0.6689
5 Years 0.6784 0.7224 0.7664 0.8104 0.8543 0.8983

Bermuda Dollar (BMD) / United States Dollar (USD)

Term 3 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 6 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 1 Year
5,000+ 0.1375
10,000+ 0.1405
50,000+ 0.1435
100,000+ 0.1465
500,000+ 0.1495
1,000,000+ 0.1524
Term 2 Years
5,000+ 0.2139
10,000+ 0.2219
50,000+ 0.2299
100,000+ 0.2379
500,000+ 0.2459
1,000,000+ 0.2539
Term 3 Years
5,000+ 0.3537
10,000+ 0.3708
50,000+ 0.388
100,000+ 0.4051
500,000+ 0.4223
1,000,000+ 0.4394
Term 4 Years
5,000+ 0.5161
10,000+ 0.5466
50,000+ 0.5772
100,000+ 0.6077
500,000+ 0.6383
1,000,000+ 0.6689
Term 5 Years
5,000+ 0.6784
10,000+ 0.7224
50,000+ 0.7664
100,000+ 0.8104
500,000+ 0.8543
1,000,000+ 0.8983

British Pounds (GBP)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0221 0.0194 0.0167 0.014 0.0112 0.0085
6 Months 0.0135 0.0131 0.0127 0.0123 0.0118 0.0114
1 Year 0.0024 0.002 0.0017 0.0014 0.001 0.0007
2 Years 0.0296 0.0337 0.0377 0.0418 0.0458 0.0499
3 Years 0.0969 0.1061 0.1152 0.1244 0.1335 0.1427
4 Years 0.164 0.1769 0.1897 0.2026 0.2154 0.2283
5 Years 0.2378 0.2563 0.2747 0.2932 0.3116 0.3301

British Pounds (GBP)

Term 3 Months
5,000+ 0.0221
10,000+ 0.0194
50,000+ 0.0167
100,000+ 0.014
500,000+ 0.0112
1,000,000+ 0.0085
Term 6 Months
5,000+ 0.0135
10,000+ 0.0131
50,000+ 0.0127
100,000+ 0.0123
500,000+ 0.0118
1,000,000+ 0.0114
Term 1 Year
5,000+ 0.0024
10,000+ 0.002
50,000+ 0.0017
100,000+ 0.0014
500,000+ 0.001
1,000,000+ 0.0007
Term 2 Years
5,000+ 0.0296
10,000+ 0.0337
50,000+ 0.0377
100,000+ 0.0418
500,000+ 0.0458
1,000,000+ 0.0499
Term 3 Years
5,000+ 0.0969
10,000+ 0.1061
50,000+ 0.1152
100,000+ 0.1244
500,000+ 0.1335
1,000,000+ 0.1427
Term 4 Years
5,000+ 0.164
10,000+ 0.1769
50,000+ 0.1897
100,000+ 0.2026
500,000+ 0.2154
1,000,000+ 0.2283
Term 5 Years
5,000+ 0.2378
10,000+ 0.2563
50,000+ 0.2747
100,000+ 0.2932
500,000+ 0.3116
1,000,000+ 0.3301

Canadian Dollars (CAD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0565 0.0609 0.0652 0.0696 0.0739 0.0783
6 Months 0.0892 0.0955 0.1017 0.108 0.1142 0.1205
1 Year 0.1299 0.1382 0.1465 0.1548 0.1631 0.1714

Canadian Dollars (CAD)

Term 3 Months
5,000+ 0.0565
10,000+ 0.0609
50,000+ 0.0652
100,000+ 0.0696
500,000+ 0.0739
1,000,000+ 0.0783
Term 6 Months
5,000+ 0.0892
10,000+ 0.0955
50,000+ 0.1017
100,000+ 0.108
500,000+ 0.1142
1,000,000+ 0.1205
Term 1 Year
5,000+ 0.1299
10,000+ 0.1382
50,000+ 0.1465
100,000+ 0.1548
500,000+ 0.1631
1,000,000+ 0.1714

Australian Dollars (AUD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0104 0.0122 0.014 0.0158 0.0176 0.0194
6 Months 0.0215 0.0238 0.026 0.0283 0.0305 0.0328
1 Year 0.0439 0.0471 0.0502 0.0534 0.0565 0.0597

Australian Dollars (AUD)

Term 3 Months
5,000+ 0.0104
10,000+ 0.0122
50,000+ 0.014
100,000+ 0.0158
500,000+ 0.0176
1,000,000+ 0.0194
Term 6 Months
5,000+ 0.0215
10,000+ 0.0238
50,000+ 0.026
100,000+ 0.0283
500,000+ 0.0305
1,000,000+ 0.0328
Term 1 Year
5,000+ 0.0439
10,000+ 0.0471
50,000+ 0.0502
100,000+ 0.0534
500,000+ 0.0565
1,000,000+ 0.0597

New Zealand Dollars (NZD)

Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1757 0.1932 0.2107 0.2282 0.2457 0.2632
6 Months 0.1836 0.2041 0.2246 0.2451 0.2656 0.2861
1 Year 0.1995 0.226 0.2525 0.279 0.3055 0.332

New Zealand Dollars (NZD)

Term 3 Months
5,000+ 0.1757
10,000+ 0.1932
50,000+ 0.2107
100,000+ 0.2282
500,000+ 0.2457
1,000,000+ 0.2632
Term 6 Months
5,000+ 0.1836
10,000+ 0.2041
50,000+ 0.2246
100,000+ 0.2451
500,000+ 0.2656
1,000,000+ 0.2861
Term 1 Year
5,000+ 0.1995
10,000+ 0.226
50,000+ 0.2525
100,000+ 0.279
500,000+ 0.3055
1,000,000+ 0.332

Everyday Savings Rates

(Date format is dd/mm/yyyy)

Rates as of:
01/04/2020, 9:00 am

(Date format is dd/mm/yyyy)

Rates as of: 01/04/2020, 9:00 am

Bermuda Dollar (BMD)

Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15

Bermuda Dollar (BMD)

Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15

Other Currencies

Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0

Other Currencies

Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)

Rates as of:
03/08/2020, 9:01 am

(Date format is dd/mm/yyyy)

Rates as of: 03/08/2020, 9:01 am

BMD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
0.1
0.1
Bonus Rate 0.2 0.2 0.2
0.1
0.1
0.1
Total AER1 (if no withdrawals are made) 0.3 0.3 0.3
0.2
0.2
0.2

BMD

Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.2
50,000 to  99,999.99 0.2
100,000 to 199,999.99 0.2
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.3
50,000 to  99,999.99 0.3
100,000 to 199,999.99 0.3
200,000 to  499,999.99 0.2
500,000 to  999,999.99 0.2
1,000,000+ 0.2

USD & CAD

Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
0
Bonus Rate 0.05 0.05 0.05
0.1
0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
0.1
0.1

USD & CAD

Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

MySavings Youth Account Interest Rates

Balance up to $15,000

Rate
Interest
Standard interest rate
0.80%* AER
Bonus interest rate
0.20% AER

Balance up to $15,000

Rate
Standard interest rate
Interest
0.80%* AER
Rate
Bonus interest rate
Interest
0.20% AER

Balance over $15,000

Rate
Interest
Standard interest rate
0.10%** AER
Bonus interest rate
0.20% AER (up to $200k)

Balance over $15,000

Rate
Standard interest rate
Interest
0.10%** AER
Rate
Bonus interest rate
Interest
0.20% AER (up to $200k)

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority

 

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