Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
21/05/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/05/2020, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0 0 0 0 0 0
6 Months 0.1018 0.1081 0.1144 0.1207 0.1269 0.1332
1 Year 0.29 0.298 0.3061 0.3141 0.3222 0.3302
2 Years 0.2847 0.2943 0.3038 0.3134 0.3229 0.3325
3 Years 0.3065 0.3185 0.3306 0.3426 0.3546 0.3667
4 Years 0.3444 0.3594 0.3744 0.3894 0.4043 0.4193
5 Years 0.3824 0.4003 0.4182 0.4361 0.4541 0.472
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 6 Months
5,000+ 0.1018
10,000+ 0.1081
50,000+ 0.1144
100,000+ 0.1207
500,000+ 0.1269
1,000,000+ 0.1332
Term 1 Year
5,000+ 0.29
10,000+ 0.298
50,000+ 0.3061
100,000+ 0.3141
500,000+ 0.3222
1,000,000+ 0.3302
Term 2 Years
5,000+ 0.2847
10,000+ 0.2943
50,000+ 0.3038
100,000+ 0.3134
500,000+ 0.3229
1,000,000+ 0.3325
Term 3 Years
5,000+ 0.3065
10,000+ 0.3185
50,000+ 0.3306
100,000+ 0.3426
500,000+ 0.3546
1,000,000+ 0.3667
Term 4 Years
5,000+ 0.3444
10,000+ 0.3594
50,000+ 0.3744
100,000+ 0.3894
500,000+ 0.4043
1,000,000+ 0.4193
Term 5 Years
5,000+ 0.3824
10,000+ 0.4003
50,000+ 0.4182
100,000+ 0.4361
500,000+ 0.4541
1,000,000+ 0.472
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.0146 0.0166 0.0187 0.0207 0.0227 0.0248
6 Months 0.029 0.0348 0.0406 0.0464 0.0523 0.0581
1 Year 0.0066 0.0101 0.0135 0.017 0.0205 0.0239
2 Years 0 0 0 0 0 0
3 Years 0 0 0 0 0 0
4 Years 0 0 0 0 0 0.003
5 Years 0.007 0.013 0.019 0.025 0.031 0.037
British Pounds (GBP)
Term 3 Months
5,000+ 0.0146
10,000+ 0.0166
50,000+ 0.0187
100,000+ 0.0207
500,000+ 0.0227
1,000,000+ 0.0248
Term 6 Months
5,000+ 0.029
10,000+ 0.0348
50,000+ 0.0406
100,000+ 0.0464
500,000+ 0.0523
1,000,000+ 0.0581
Term 1 Year
5,000+ 0.0066
10,000+ 0.0101
50,000+ 0.0135
100,000+ 0.017
500,000+ 0.0205
1,000,000+ 0.0239
Term 2 Years
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 3 Years
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
Term 4 Years
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0.003
Term 5 Years
5,000+ 0.007
10,000+ 0.013
50,000+ 0.019
100,000+ 0.025
500,000+ 0.031
1,000,000+ 0.037
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1746 0.1875 0.2004 0.2133 0.2262 0.2391
6 Months 0.1955 0.2107 0.226 0.2412 0.2565 0.2717
1 Year 0.2127 0.2297 0.2468 0.2638 0.2809 0.2979
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.1746
10,000+ 0.1875
50,000+ 0.2004
100,000+ 0.2133
500,000+ 0.2262
1,000,000+ 0.2391
Term 6 Months
5,000+ 0.1955
10,000+ 0.2107
50,000+ 0.226
100,000+ 0.2412
500,000+ 0.2565
1,000,000+ 0.2717
Term 1 Year
5,000+ 0.2127
10,000+ 0.2297
50,000+ 0.2468
100,000+ 0.2638
500,000+ 0.2809
1,000,000+ 0.2979
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.1372 0.147 0.1568 0.1666 0.1764 0.1862
6 Months 0.1536 0.1638 0.174 0.1841 0.1943 0.2045
1 Year 0.1863 0.1972 0.2082 0.2191 0.2301 0.241
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.1372
10,000+ 0.147
50,000+ 0.1568
100,000+ 0.1666
500,000+ 0.1764
1,000,000+ 0.1862
Term 6 Months
5,000+ 0.1536
10,000+ 0.1638
50,000+ 0.174
100,000+ 0.1841
500,000+ 0.1943
1,000,000+ 0.2045
Term 1 Year
5,000+ 0.1863
10,000+ 0.1972
50,000+ 0.2082
100,000+ 0.2191
500,000+ 0.2301
1,000,000+ 0.241
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3089 0.3357 0.3625 0.3892 0.416 0.4428
6 Months 0.3893 0.4246 0.46 0.4953 0.5307 0.566
1 Year 0.55 0.6025 0.655 0.7075 0.76 0.8125
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.3089
10,000+ 0.3357
50,000+ 0.3625
100,000+ 0.3892
500,000+ 0.416
1,000,000+ 0.4428
Term 6 Months
5,000+ 0.3893
10,000+ 0.4246
50,000+ 0.46
100,000+ 0.4953
500,000+ 0.5307
1,000,000+ 0.566
Term 1 Year
5,000+ 0.55
10,000+ 0.6025
50,000+ 0.655
100,000+ 0.7075
500,000+ 0.76
1,000,000+ 0.8125
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Statement Saving Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/04/2020, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
04/04/2020, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 04/04/2020, 9:00 am
BMD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to 199,999.99 200,000 to  499,999.99 500,000 to  999,999.99 1,000,000+
Standard Rate 0.1 0.1 0.1 0.1
 0.1
 0.1
Bonus Rate 0.4 0.4 0.4
 0.3
 0.3
 0.3
Total AER1 (if no withdrawals are made) 0.5 0.5 0.5
 0.4
 0.4
 0.4
BMD
Rates Standard Rate
100 to  49,999.99 0.1
50,000 to  99,999.99 0.1
100,000 to 199,999.99 0.1
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
1,000,000+ 0.1
Rates Bonus Rate
100 to  49,999.99 0.4
50,000 to  99,999.99 0.4
100,000 to 199,999.99 0.4
200,000 to  499,999.99 0.3
500,000 to  999,999.99 0.3
1,000,000+ 0.3
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.5
50,000 to  99,999.99 0.5
100,000 to 199,999.99 0.5
200,000 to  499,999.99 0.4
500,000 to  999,999.99 0.4
1,000,000+ 0.4
USD & CAD
Rates 100 to  49,999.99 50,000 to  99,999.99 100,000 to  199,999.99 200,000 to  499,999.99 500,000 to  999,999.99
Standard Rate 0 0 0 0
 0
Bonus Rate 0.05 0.05 0.05
 0.1
 0.1
Total AER1 (if no withdrawals are made) 0.05 0.05 0.05
 0.1
 0.1
USD & CAD
Rates Standard Rate
100 to  49,999.99 0
50,000 to  99,999.99 0
100,000 to  199,999.99 0
200,000 to  499,999.99 0
500,000 to  999,999.99 0
Rates Bonus Rate
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1
Rates Total AER1 (if no withdrawals are made)
100 to  49,999.99 0.05
50,000 to  99,999.99 0.05
100,000 to  199,999.99 0.05
200,000 to  499,999.99 0.1
500,000 to  999,999.99 0.1

1 AER - Interest earned on an annual basis.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

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