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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
13/10/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/10/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3739 1.3739 1.3739 1.4544 1.5349 1.6153
6 Months 1.5276 1.5276 1.5276 1.6111 1.6945 1.778
1 Year 1.6442 1.6442 1.6442 1.7331 1.822 1.911
2 Years 1.6973 1.6973 1.6973 1.7899 1.8824 1.9749
3 Years 1.7146 1.7146 1.7146 1.8081 1.9017 1.9953
4 Years 1.7573 1.7573 1.7573 1.8512 1.9452 2.0381
5 Years 1.9799 1.9799 1.9799 2.0743 2.1686 2.2629
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3739
10,000+ 1.3739
50,000+ 1.3739
100,000+ 1.4544
500,000+ 1.5349
1,000,000+ 1.6153
Term 6 Months
5,000+ 1.5276
10,000+ 1.5276
50,000+ 1.5276
100,000+ 1.6111
500,000+ 1.6945
1,000,000+ 1.778
Term 1 Year
5,000+ 1.6442
10,000+ 1.6442
50,000+ 1.6442
100,000+ 1.7331
500,000+ 1.822
1,000,000+ 1.911
Term 2 Years
5,000+ 1.6973
10,000+ 1.6973
50,000+ 1.6973
100,000+ 1.7899
500,000+ 1.8824
1,000,000+ 1.9749
Term 3 Years
5,000+ 1.7146
10,000+ 1.7146
50,000+ 1.7146
100,000+ 1.8081
500,000+ 1.9017
1,000,000+ 1.9953
Term 4 Years
5,000+ 1.7573
10,000+ 1.7573
50,000+ 1.7573
100,000+ 1.8512
500,000+ 1.9452
1,000,000+ 2.0381
Term 5 Years
5,000+ 1.9799
10,000+ 1.9799
50,000+ 1.9799
100,000+ 2.0743
500,000+ 2.1686
1,000,000+ 2.2629
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8243 0.8243 0.8243 0.8243 0.8243 0.8243
6 Months 0.8758 0.8758 0.8758 0.8758 0.8758 0.8758
1 Year 0.968 0.968 0.968 0.968 0.968 0.968
2 Years 1.0074 1.0074 1.0074 1.0074 1.0074 1.0074
3 Years 1.0207 1.0207 1.0207 1.0207 1.0207 1.0207
4 Years 1.0173 1.0173 1.0173 1.0173 1.0173 1.0173
5 Years 1.013 1.013 1.013 1.013 1.013 1.013
British Pounds (GBP)
Term 3 Months
5,000+ 0.8243
10,000+ 0.8243
50,000+ 0.8243
100,000+ 0.8243
500,000+ 0.8243
1,000,000+ 0.8243
Term 6 Months
5,000+ 0.8758
10,000+ 0.8758
50,000+ 0.8758
100,000+ 0.8758
500,000+ 0.8758
1,000,000+ 0.8758
Term 1 Year
5,000+ 0.968
10,000+ 0.968
50,000+ 0.968
100,000+ 0.968
500,000+ 0.968
1,000,000+ 0.968
Term 2 Years
5,000+ 1.0074
10,000+ 1.0074
50,000+ 1.0074
100,000+ 1.0074
500,000+ 1.0074
1,000,000+ 1.0074
Term 3 Years
5,000+ 1.0207
10,000+ 1.0207
50,000+ 1.0207
100,000+ 1.0207
500,000+ 1.0207
1,000,000+ 1.0207
Term 4 Years
5,000+ 1.0173
10,000+ 1.0173
50,000+ 1.0173
100,000+ 1.0173
500,000+ 1.0173
1,000,000+ 1.0173
Term 5 Years
5,000+ 1.013
10,000+ 1.013
50,000+ 1.013
100,000+ 1.013
500,000+ 1.013
1,000,000+ 1.013
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2722 0.2722 0.2722 0.2722 0.2722 0.2722
6 Months 0.4937 0.4937 0.4937 0.4937 0.4937 0.4937
1 Year 1.0288 1.0288 1.0288 1.0288 1.0288 1.0288
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2722
10,000+ 0.2722
50,000+ 0.2722
100,000+ 0.2722
500,000+ 0.2722
1,000,000+ 0.2722
Term 6 Months
5,000+ 0.4937
10,000+ 0.4937
50,000+ 0.4937
100,000+ 0.4937
500,000+ 0.4937
1,000,000+ 0.4937
Term 1 Year
5,000+ 1.0288
10,000+ 1.0288
50,000+ 1.0288
100,000+ 1.0288
500,000+ 1.0288
1,000,000+ 1.0288
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9502 0.9502 0.9502 0.9502 0.9502 0.9502
6 Months 0.981 0.981 0.981 0.981 0.981 0.981
1 Year 0.9994 0.9994 0.9994 0.9994 0.9994 0.9994
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.9502
10,000+ 0.9502
50,000+ 0.9502
100,000+ 0.9502
500,000+ 0.9502
1,000,000+ 0.9502
Term 6 Months
5,000+ 0.981
10,000+ 0.981
50,000+ 0.981
100,000+ 0.981
500,000+ 0.981
1,000,000+ 0.981
Term 1 Year
5,000+ 0.9994
10,000+ 0.9994
50,000+ 0.9994
100,000+ 0.9994
500,000+ 0.9994
1,000,000+ 0.9994
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6077 0.6077 0.6077 0.6077 0.6077 0.6077
6 Months 0.6351 0.6351 0.6351 0.6351 0.6351 0.6351
1 Year 0.7169 0.7169 0.7169 0.7169 0.7169 0.7169
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6077
10,000+ 0.6077
50,000+ 0.6077
100,000+ 0.6077
500,000+ 0.6077
1,000,000+ 0.6077
Term 6 Months
5,000+ 0.6351
10,000+ 0.6351
50,000+ 0.6351
100,000+ 0.6351
500,000+ 0.6351
1,000,000+ 0.6351
Term 1 Year
5,000+ 0.7169
10,000+ 0.7169
50,000+ 0.7169
100,000+ 0.7169
500,000+ 0.7169
1,000,000+ 0.7169
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
13/10/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 13/10/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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