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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
02/11/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 02/11/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3492 1.3492 1.3492 1.4305 1.5118 1.5931
6 Months 1.4761 1.4761 1.4761 1.5607 1.6454 1.73
1 Year 1.5462 1.5462 1.5462 1.6364 1.7266 1.8167
2 Years 1.561 1.561 1.561 1.6538 1.7466 1.8395
3 Years 1.5605 1.5605 1.5605 1.6537 1.7469 1.8401
4 Years 1.5961 1.5961 1.5961 1.6892 1.7823 1.8754
5 Years 1.8108 1.8108 1.8108 1.9039 1.997 2.09
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3492
10,000+ 1.3492
50,000+ 1.3492
100,000+ 1.4305
500,000+ 1.5118
1,000,000+ 1.5931
Term 6 Months
5,000+ 1.4761
10,000+ 1.4761
50,000+ 1.4761
100,000+ 1.5607
500,000+ 1.6454
1,000,000+ 1.73
Term 1 Year
5,000+ 1.5462
10,000+ 1.5462
50,000+ 1.5462
100,000+ 1.6364
500,000+ 1.7266
1,000,000+ 1.8167
Term 2 Years
5,000+ 1.561
10,000+ 1.561
50,000+ 1.561
100,000+ 1.6538
500,000+ 1.7466
1,000,000+ 1.8395
Term 3 Years
5,000+ 1.5605
10,000+ 1.5605
50,000+ 1.5605
100,000+ 1.6537
500,000+ 1.7469
1,000,000+ 1.8401
Term 4 Years
5,000+ 1.5961
10,000+ 1.5961
50,000+ 1.5961
100,000+ 1.6892
500,000+ 1.7823
1,000,000+ 1.8754
Term 5 Years
5,000+ 1.8108
10,000+ 1.8108
50,000+ 1.8108
100,000+ 1.9039
500,000+ 1.997
1,000,000+ 2.09
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8256 0.8256 0.8256 0.8256 0.8256 0.8256
6 Months 0.8573 0.8573 0.8573 0.8573 0.8573 0.8573
1 Year 0.9109 0.9109 0.9109 0.9109 0.9109 0.9109
2 Years 0.9176 0.9176 0.9176 0.9176 0.9176 0.9176
3 Years 0.9164 0.9164 0.9164 0.9164 0.9164 0.9164
4 Years 0.9087 0.9087 0.9087 0.9087 0.9087 0.9087
5 Years 0.904 0.904 0.904 0.904 0.904 0.904
British Pounds (GBP)
Term 3 Months
5,000+ 0.8256
10,000+ 0.8256
50,000+ 0.8256
100,000+ 0.8256
500,000+ 0.8256
1,000,000+ 0.8256
Term 6 Months
5,000+ 0.8573
10,000+ 0.8573
50,000+ 0.8573
100,000+ 0.8573
500,000+ 0.8573
1,000,000+ 0.8573
Term 1 Year
5,000+ 0.9109
10,000+ 0.9109
50,000+ 0.9109
100,000+ 0.9109
500,000+ 0.9109
1,000,000+ 0.9109
Term 2 Years
5,000+ 0.9176
10,000+ 0.9176
50,000+ 0.9176
100,000+ 0.9176
500,000+ 0.9176
1,000,000+ 0.9176
Term 3 Years
5,000+ 0.9164
10,000+ 0.9164
50,000+ 0.9164
100,000+ 0.9164
500,000+ 0.9164
1,000,000+ 0.9164
Term 4 Years
5,000+ 0.9087
10,000+ 0.9087
50,000+ 0.9087
100,000+ 0.9087
500,000+ 0.9087
1,000,000+ 0.9087
Term 5 Years
5,000+ 0.904
10,000+ 0.904
50,000+ 0.904
100,000+ 0.904
500,000+ 0.904
1,000,000+ 0.904
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3727 0.3727 0.3727 0.3727 0.3727 0.3727
6 Months 0.5949 0.5949 0.5949 0.5949 0.5949 0.5949
1 Year 1.1282 1.1282 1.1282 1.1282 1.1282 1.1282
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3727
10,000+ 0.3727
50,000+ 0.3727
100,000+ 0.3727
500,000+ 0.3727
1,000,000+ 0.3727
Term 6 Months
5,000+ 0.5949
10,000+ 0.5949
50,000+ 0.5949
100,000+ 0.5949
500,000+ 0.5949
1,000,000+ 0.5949
Term 1 Year
5,000+ 1.1282
10,000+ 1.1282
50,000+ 1.1282
100,000+ 1.1282
500,000+ 1.1282
1,000,000+ 1.1282
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.083 1.083 1.083 1.083 1.083 1.083
6 Months 1.1013 1.1013 1.1013 1.1013 1.1013 1.1013
1 Year 1.0849 1.0849 1.0849 1.0849 1.0849 1.0849
Australian Dollars (AUD)
Term 3 Months
5,000+ 1.083
10,000+ 1.083
50,000+ 1.083
100,000+ 1.083
500,000+ 1.083
1,000,000+ 1.083
Term 6 Months
5,000+ 1.1013
10,000+ 1.1013
50,000+ 1.1013
100,000+ 1.1013
500,000+ 1.1013
1,000,000+ 1.1013
Term 1 Year
5,000+ 1.0849
10,000+ 1.0849
50,000+ 1.0849
100,000+ 1.0849
500,000+ 1.0849
1,000,000+ 1.0849
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4561 0.4561 0.4561 0.4561 0.4561 0.4561
6 Months 0.4983 0.4983 0.4983 0.4983 0.4983 0.4983
1 Year 0.6268 0.6268 0.6268 0.6268 0.6268 0.6268
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.4561
10,000+ 0.4561
50,000+ 0.4561
100,000+ 0.4561
500,000+ 0.4561
1,000,000+ 0.4561
Term 6 Months
5,000+ 0.4983
10,000+ 0.4983
50,000+ 0.4983
100,000+ 0.4983
500,000+ 0.4983
1,000,000+ 0.4983
Term 1 Year
5,000+ 0.6268
10,000+ 0.6268
50,000+ 0.6268
100,000+ 0.6268
500,000+ 0.6268
1,000,000+ 0.6268
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
02/11/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 02/11/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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