Term Deposit Saving Rates

Term Deposit Rates

rates are indicative only and subject to change without notice
all rates are quoted as Annual Rates of Return

(Date format is dd/mm/yyyy)
Rates as of:
26/07/2021, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	26/07/2021, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0	0	0	0	0	0
6 Months	0	0	0	0	0	0
1 Year	0.0928	0.0963	0.0998	0.1033	0.1067	0.1102
2 Years	0.1762	0.1866	0.1971	0.2075	0.2179	0.2284
3 Years	0.2821	0.3015	0.321	0.3405	0.36	0.3795
4 Years	0.3932	0.4208	0.4484	0.476	0.5036	0.5312
5 Years	0.5044	0.5401	0.5758	0.6116	0.6473	0.683

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	3 Months
5,000+	0
10,000+	0
50,000+	0
100,000+	0
500,000+	0
1,000,000+	0

Term	6 Months
5,000+	0
10,000+	0
50,000+	0
100,000+	0
500,000+	0
1,000,000+	0

Term	1 Year
5,000+	0.0928
10,000+	0.0963
50,000+	0.0998
100,000+	0.1033
500,000+	0.1067
1,000,000+	0.1102

Term	2 Years
5,000+	0.1762
10,000+	0.1866
50,000+	0.1971
100,000+	0.2075
500,000+	0.2179
1,000,000+	0.2284

Term	3 Years
5,000+	0.2821
10,000+	0.3015
50,000+	0.321
100,000+	0.3405
500,000+	0.36
1,000,000+	0.3795

Term	4 Years
5,000+	0.3932
10,000+	0.4208
50,000+	0.4484
100,000+	0.476
500,000+	0.5036
1,000,000+	0.5312

Term	5 Years
5,000+	0.5044
10,000+	0.5401
50,000+	0.5758
100,000+	0.6116
500,000+	0.6473
1,000,000+	0.683

British Pounds (GBP)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.0321	0.0327	0.0334	0.034	0.0346	0.0352
6 Months	0.0005	0.0037	0.007	0.0102	0.0135	0.0167
1 Year	0.0632	0.0643	0.0654	0.0665	0.0677	0.0688
2 Years	0.0657	0.0681	0.0706	0.0731	0.0756	0.078
3 Years	0.1258	0.1338	0.1419	0.1499	0.1579	0.1659
4 Years	0.1268	0.1383	0.1497	0.1612	0.1726	0.1841
5 Years	0.1678	0.1839	0.2001	0.2163	0.2325	0.2486

British Pounds (GBP)
Term	3 Months
5,000+	0.0321
10,000+	0.0327
50,000+	0.0334
100,000+	0.034
500,000+	0.0346
1,000,000+	0.0352

Term	6 Months
5,000+	0.0005
10,000+	0.0037
50,000+	0.007
100,000+	0.0102
500,000+	0.0135
1,000,000+	0.0167

Term	1 Year
5,000+	0.0632
10,000+	0.0643
50,000+	0.0654
100,000+	0.0665
500,000+	0.0677
1,000,000+	0.0688

Term	2 Years
5,000+	0.0657
10,000+	0.0681
50,000+	0.0706
100,000+	0.0731
500,000+	0.0756
1,000,000+	0.078

Term	3 Years
5,000+	0.1258
10,000+	0.1338
50,000+	0.1419
100,000+	0.1499
500,000+	0.1579
1,000,000+	0.1659

Term	4 Years
5,000+	0.1268
10,000+	0.1383
50,000+	0.1497
100,000+	0.1612
500,000+	0.1726
1,000,000+	0.1841

Term	5 Years
5,000+	0.1678
10,000+	0.1839
50,000+	0.2001
100,000+	0.2163
500,000+	0.2325
1,000,000+	0.2486

Canadian Dollars (CAD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.1176	0.1248	0.132	0.1392	0.1464	0.1536
6 Months	0.1257	0.1346	0.1435	0.1524	0.1613	0.1702
1 Year	0.1617	0.1736	0.1855	0.1974	0.2093	0.2212

Canadian Dollars (CAD)
Term	3 Months
5,000+	0.1176
10,000+	0.1248
50,000+	0.132
100,000+	0.1392
500,000+	0.1464
1,000,000+	0.1536

Term	6 Months
5,000+	0.1257
10,000+	0.1346
50,000+	0.1435
100,000+	0.1524
500,000+	0.1613
1,000,000+	0.1702

Term	1 Year
5,000+	0.1617
10,000+	0.1736
50,000+	0.1855
100,000+	0.1974
500,000+	0.2093
1,000,000+	0.2212

Australian Dollars (AUD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.0041	0.0047	0.0052	0.0058	0.0063	0.0069
6 Months	0.0057	0.0065	0.0072	0.008	0.0087	0.0095
1 Year	0.0089	0.0101	0.0112	0.0124	0.0135	0.0147

Australian Dollars (AUD)
Term	3 Months
5,000+	0.0041
10,000+	0.0047
50,000+	0.0052
100,000+	0.0058
500,000+	0.0063
1,000,000+	0.0069

Term	6 Months
5,000+	0.0057
10,000+	0.0065
50,000+	0.0072
100,000+	0.008
500,000+	0.0087
1,000,000+	0.0095

Term	1 Year
5,000+	0.0089
10,000+	0.0101
50,000+	0.0112
100,000+	0.0124
500,000+	0.0135
1,000,000+	0.0147

New Zealand Dollars (NZD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.3451	0.3632	0.3812	0.3993	0.4173	0.4353
6 Months	0.4548	0.4762	0.4975	0.5189	0.5402	0.5616
1 Year	0.674	0.702	0.73	0.758	0.786	0.814

New Zealand Dollars (NZD)
Term	3 Months
5,000+	0.3451
10,000+	0.3632
50,000+	0.3812
100,000+	0.3993
500,000+	0.4173
1,000,000+	0.4353

Term	6 Months
5,000+	0.4548
10,000+	0.4762
50,000+	0.4975
100,000+	0.5189
500,000+	0.5402
1,000,000+	0.5616

Term	1 Year
5,000+	0.674
10,000+	0.702
50,000+	0.73
100,000+	0.758
500,000+	0.786
1,000,000+	0.814

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/07/2020, 7:00 pm

(Date format is dd/mm/yyyy)
Rates as of:	01/07/2020, 7:00 pm

Bermuda Dollar (BMD)
Currency	0 to 49999.99	50,000 to 99999.99	100,000 to 199999.99	200,000 to 499999.99	500,000 to 999999.99	1,000,000+
Bermuda Dollar (BMD)	0.01	0.05	0.05	0.1	0.1	0.15

Bermuda Dollar (BMD)
Currency	Bermuda Dollar (BMD)
0 to 49999.99	0.01
50,000 to 99999.99	0.05
100,000 to 199999.99	0.05
200,000 to 499999.99	0.1
500,000 to 999999.99	0.1
1,000,000+	0.15

Other Currencies
Currency	Rate
Canada Dollar (CAD)	0.01
Euro (EUR)	0
British Pound (GBP)	0.01
United States Dollar (USD)	0.01
Australian Dollar (AUD)	0.01
Danish Krone (DKK)	0
Japanese Yen (JPY)	0
New Zealand Dollar (NZD)	0.01
Norwegian Krone (NOK)	0
Singapore Dollar (SGD)	0
Swiss Franc (CHF)	0
Swedish Krone (SEK)	0

Other Currencies
Currency	Canada Dollar (CAD)
Rate	0.01

Currency	Euro (EUR)
Rate	0

Currency	British Pound (GBP)
Rate	0.01

Currency	United States Dollar (USD)
Rate	0.01

Currency	Australian Dollar (AUD)
Rate	0.01

Currency	Danish Krone (DKK)
Rate	0

Currency	Japanese Yen (JPY)
Rate	0

Currency	New Zealand Dollar (NZD)
Rate	0.01

Currency	Norwegian Krone (NOK)
Rate	0

Currency	Singapore Dollar (SGD)
Rate	0

Currency	Swiss Franc (CHF)
Rate	0

Currency	Swedish Krone (SEK)
Rate	0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
01/06/2020, 3:01 pm

(Date format is dd/mm/yyyy)
Rates as of:	01/06/2020, 3:01 pm

BMD
Rates	100 to 49,999.99	50,000 to 99,999.99	100,000 to 199,999.99	200,000 to 499,999.99	500,000 to 999,999.99	1,000,000+
Standard Rate	0.1	0.1	0.1	0.1	0.1	0.1
Bonus Rate	0.2	0.2	0.2	0.1	0.1	0.1
Total AER¹ (if no withdrawals are made)	0.3	0.3	0.3	0.2	0.2	0.2

BMD
Rates	Standard Rate
100 to 49,999.99	0.1
50,000 to 99,999.99	0.1
100,000 to 199,999.99	0.1
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1
1,000,000+	0.1

Rates	Bonus Rate
100 to 49,999.99	0.2
50,000 to 99,999.99	0.2
100,000 to 199,999.99	0.2
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1
1,000,000+	0.1

Rates	Total AER¹ (if no withdrawals are made)
100 to 49,999.99	0.3
50,000 to 99,999.99	0.3
100,000 to 199,999.99	0.3
200,000 to 499,999.99	0.2
500,000 to 999,999.99	0.2
1,000,000+	0.2

USD & CAD
Rates	100 to 49,999.99	50,000 to 99,999.99	100,000 to 199,999.99	200,000 to 499,999.99	500,000 to 999,999.99
Standard Rate	0	0	0	0	0
Bonus Rate	0.05	0.05	0.05	0.1	0.1
Total AER¹ (if no withdrawals are made)	0.05	0.05	0.05	0.1	0.1

USD & CAD
Rates	Standard Rate
100 to 49,999.99	0
50,000 to 99,999.99	0
100,000 to 199,999.99	0
200,000 to 499,999.99	0
500,000 to 999,999.99	0

Rates	Bonus Rate
100 to 49,999.99	0.05
50,000 to 99,999.99	0.05
100,000 to 199,999.99	0.05
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1

Rates	Total AER¹ (if no withdrawals are made)
100 to 49,999.99	0.05
50,000 to 99,999.99	0.05
100,000 to 199,999.99	0.05
200,000 to 499,999.99	0.1
500,000 to 999,999.99	0.1

¹ AER - Interest earned on an annual basis.

MySavings Youth Account Interest Rates

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.80%* AER
Bonus interest rate	0.20% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.80%* AER

Rate	Bonus interest rate
Interest	0.20% AER

**Balance over $15,000**
Rate	Interest
Standard interest rate	0.10%** AER
Bonus interest rate	0.20% AER (up to $200k)

**Balance over $15,000**
Rate	Standard interest rate
Interest	0.10%** AER

Rate	Bonus interest rate
Interest	0.20% AER (up to $200k)

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Deposit Rate

Term Deposit Rates

Everyday Savings Rates

Quarterly Bonus Saver Rate

MySavings Youth Account Interest Rates

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