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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
01/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/05/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1357 1.1357 1.1357 1.2091 1.2824 1.3558
6 Months 1.05 1.05 1.05 1.1216 1.1967 1.2701
1 Year 1.0563 1.0563 1.0563 1.1298 1.2033 1.2768
2 Years 1.3933 1.3933 1.3933 1.4655 1.5377 1.6099
3 Years 1.4505 1.4505 1.4505 1.5221 1.5937 1.6652
4 Years 1.6106 1.6106 1.6106 1.6824 1.7541 1.8259
5 Years 1.8104 1.8104 1.8104 1.8828 1.9552 2.0276
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1357
10,000+ 1.1357
50,000+ 1.1357
100,000+ 1.2091
500,000+ 1.2824
1,000,000+ 1.3558
Term 6 Months
5,000+ 1.05
10,000+ 1.05
50,000+ 1.05
100,000+ 1.1216
500,000+ 1.1967
1,000,000+ 1.2701
Term 1 Year
5,000+ 1.0563
10,000+ 1.0563
50,000+ 1.0563
100,000+ 1.1298
500,000+ 1.2033
1,000,000+ 1.2768
Term 2 Years
5,000+ 1.3933
10,000+ 1.3933
50,000+ 1.3933
100,000+ 1.4655
500,000+ 1.5377
1,000,000+ 1.6099
Term 3 Years
5,000+ 1.4505
10,000+ 1.4505
50,000+ 1.4505
100,000+ 1.5221
500,000+ 1.5937
1,000,000+ 1.6652
Term 4 Years
5,000+ 1.6106
10,000+ 1.6106
50,000+ 1.6106
100,000+ 1.6824
500,000+ 1.7541
1,000,000+ 1.8259
Term 5 Years
5,000+ 1.8104
10,000+ 1.8104
50,000+ 1.8104
100,000+ 1.8828
500,000+ 1.9552
1,000,000+ 2.0276
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9279 0.9279 0.9279 0.9279 0.9279 0.9279
6 Months 0.6984 0.6984 0.6984 0.6984 0.6984 0.6984
1 Year 0.3154 0.3154 0.3154 0.3154 0.3154 0.3154
2 Years 0.3882 0.3882 0.3882 0.3882 0.3882 0.3882
3 Years 0.3986 0.3986 0.3986 0.3986 0.3986 0.3986
4 Years 0.4626 0.4626 0.4626 0.4626 0.4626 0.4626
5 Years 0.5044 0.5044 0.5044 0.5044 0.5044 0.5044
British Pounds (GBP)
Term 3 Months
5,000+ 0.9279
10,000+ 0.9279
50,000+ 0.9279
100,000+ 0.9279
500,000+ 0.9279
1,000,000+ 0.9279
Term 6 Months
5,000+ 0.6984
10,000+ 0.6984
50,000+ 0.6984
100,000+ 0.6984
500,000+ 0.6984
1,000,000+ 0.6984
Term 1 Year
5,000+ 0.3154
10,000+ 0.3154
50,000+ 0.3154
100,000+ 0.3154
500,000+ 0.3154
1,000,000+ 0.3154
Term 2 Years
5,000+ 0.3882
10,000+ 0.3882
50,000+ 0.3882
100,000+ 0.3882
500,000+ 0.3882
1,000,000+ 0.3882
Term 3 Years
5,000+ 0.3986
10,000+ 0.3986
50,000+ 0.3986
100,000+ 0.3986
500,000+ 0.3986
1,000,000+ 0.3986
Term 4 Years
5,000+ 0.4626
10,000+ 0.4626
50,000+ 0.4626
100,000+ 0.4626
500,000+ 0.4626
1,000,000+ 0.4626
Term 5 Years
5,000+ 0.5044
10,000+ 0.5044
50,000+ 0.5044
100,000+ 0.5044
500,000+ 0.5044
1,000,000+ 0.5044
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2278 0.2278 0.2278 0.2278 0.2278 0.2278
6 Months 0.3925 0.3925 0.3925 0.3925 0.3925 0.3925
1 Year 0.8037 0.8037 0.8037 0.8037 0.8037 0.8037
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2278
10,000+ 0.2278
50,000+ 0.2278
100,000+ 0.2278
500,000+ 0.2278
1,000,000+ 0.2278
Term 6 Months
5,000+ 0.3925
10,000+ 0.3925
50,000+ 0.3925
100,000+ 0.3925
500,000+ 0.3925
1,000,000+ 0.3925
Term 1 Year
5,000+ 0.8037
10,000+ 0.8037
50,000+ 0.8037
100,000+ 0.8037
500,000+ 0.8037
1,000,000+ 0.8037
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.189 0.189 0.189 0.189 0.189 0.189
6 Months 0.0748 0.0748 0.0748 0.0748 0.0748 0.0748
1 Year 0 0 0 0 0 0
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.189
10,000+ 0.189
50,000+ 0.189
100,000+ 0.189
500,000+ 0.189
1,000,000+ 0.189
Term 6 Months
5,000+ 0.0748
10,000+ 0.0748
50,000+ 0.0748
100,000+ 0.0748
500,000+ 0.0748
1,000,000+ 0.0748
Term 1 Year
5,000+ 0
10,000+ 0
50,000+ 0
100,000+ 0
500,000+ 0
1,000,000+ 0
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.621 0.621 0.621 0.621 0.621 0.621
6 Months 0.5023 0.5023 0.5023 0.5023 0.5023 0.5023
1 Year 0.058 0.058 0.058 0.058 0.058 0.058
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.621
10,000+ 0.621
50,000+ 0.621
100,000+ 0.621
500,000+ 0.621
1,000,000+ 0.621
Term 6 Months
5,000+ 0.5023
10,000+ 0.5023
50,000+ 0.5023
100,000+ 0.5023
500,000+ 0.5023
1,000,000+ 0.5023
Term 1 Year
5,000+ 0.058
10,000+ 0.058
50,000+ 0.058
100,000+ 0.058
500,000+ 0.058
1,000,000+ 0.058
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
01/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 01/05/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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