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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
21/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/05/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0328 1.0328 1.0328 1.1057 1.1785 1.2513
6 Months 1.1551 1.1551 1.1551 1.2291 1.303 1.3769
1 Year 1.442 1.442 1.442 1.5185 1.595 1.6716
2 Years 1.6112 1.6112 1.6112 1.6895 1.7679 1.8463
3 Years 1.6451 1.6451 1.6451 1.7237 1.8024 1.881
4 Years 1.7738 1.7738 1.7738 1.8526 1.9315 2.0104
5 Years 1.9819 1.9819 1.9819 2.0613 2.1407 2.2201
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0328
10,000+ 1.0328
50,000+ 1.0328
100,000+ 1.1057
500,000+ 1.1785
1,000,000+ 1.2513
Term 6 Months
5,000+ 1.1551
10,000+ 1.1551
50,000+ 1.1551
100,000+ 1.2291
500,000+ 1.303
1,000,000+ 1.3769
Term 1 Year
5,000+ 1.442
10,000+ 1.442
50,000+ 1.442
100,000+ 1.5185
500,000+ 1.595
1,000,000+ 1.6716
Term 2 Years
5,000+ 1.6112
10,000+ 1.6112
50,000+ 1.6112
100,000+ 1.6895
500,000+ 1.7679
1,000,000+ 1.8463
Term 3 Years
5,000+ 1.6451
10,000+ 1.6451
50,000+ 1.6451
100,000+ 1.7237
500,000+ 1.8024
1,000,000+ 1.881
Term 4 Years
5,000+ 1.7738
10,000+ 1.7738
50,000+ 1.7738
100,000+ 1.8526
500,000+ 1.9315
1,000,000+ 2.0104
Term 5 Years
5,000+ 1.9819
10,000+ 1.9819
50,000+ 1.9819
100,000+ 2.0613
500,000+ 2.1407
1,000,000+ 2.2201
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7295 0.7295 0.7295 0.7295 0.7295 0.7295
6 Months 0.7339 0.7339 0.7339 0.7339 0.7339 0.7339
1 Year 0.7515 0.7515 0.7515 0.7515 0.7515 0.7515
2 Years 0.7458 0.7458 0.7458 0.7458 0.7458 0.7458
3 Years 0.7646 0.7646 0.7646 0.7646 0.7646 0.7646
4 Years 0.7776 0.7776 0.7776 0.7776 0.7776 0.7776
5 Years 0.7902 0.7902 0.7902 0.7902 0.7902 0.7902
British Pounds (GBP)
Term 3 Months
5,000+ 0.7295
10,000+ 0.7295
50,000+ 0.7295
100,000+ 0.7295
500,000+ 0.7295
1,000,000+ 0.7295
Term 6 Months
5,000+ 0.7339
10,000+ 0.7339
50,000+ 0.7339
100,000+ 0.7339
500,000+ 0.7339
1,000,000+ 0.7339
Term 1 Year
5,000+ 0.7515
10,000+ 0.7515
50,000+ 0.7515
100,000+ 0.7515
500,000+ 0.7515
1,000,000+ 0.7515
Term 2 Years
5,000+ 0.7458
10,000+ 0.7458
50,000+ 0.7458
100,000+ 0.7458
500,000+ 0.7458
1,000,000+ 0.7458
Term 3 Years
5,000+ 0.7646
10,000+ 0.7646
50,000+ 0.7646
100,000+ 0.7646
500,000+ 0.7646
1,000,000+ 0.7646
Term 4 Years
5,000+ 0.7776
10,000+ 0.7776
50,000+ 0.7776
100,000+ 0.7776
500,000+ 0.7776
1,000,000+ 0.7776
Term 5 Years
5,000+ 0.7902
10,000+ 0.7902
50,000+ 0.7902
100,000+ 0.7902
500,000+ 0.7902
1,000,000+ 0.7902
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2359 0.2359 0.2359 0.2359 0.2359 0.2359
6 Months 0.4283 0.4283 0.4283 0.4283 0.4283 0.4283
1 Year 0.9401 0.9401 0.9401 0.9401 0.9401 0.9401
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2359
10,000+ 0.2359
50,000+ 0.2359
100,000+ 0.2359
500,000+ 0.2359
1,000,000+ 0.2359
Term 6 Months
5,000+ 0.4283
10,000+ 0.4283
50,000+ 0.4283
100,000+ 0.4283
500,000+ 0.4283
1,000,000+ 0.4283
Term 1 Year
5,000+ 0.9401
10,000+ 0.9401
50,000+ 0.9401
100,000+ 0.9401
500,000+ 0.9401
1,000,000+ 0.9401
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8829 0.8829 0.8829 0.8829 0.8829 0.8829
6 Months 0.8992 0.8992 0.8992 0.8992 0.8992 0.8992
1 Year 0.911 0.911 0.911 0.911 0.911 0.911
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8829
10,000+ 0.8829
50,000+ 0.8829
100,000+ 0.8829
500,000+ 0.8829
1,000,000+ 0.8829
Term 6 Months
5,000+ 0.8992
10,000+ 0.8992
50,000+ 0.8992
100,000+ 0.8992
500,000+ 0.8992
1,000,000+ 0.8992
Term 1 Year
5,000+ 0.911
10,000+ 0.911
50,000+ 0.911
100,000+ 0.911
500,000+ 0.911
1,000,000+ 0.911
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4733 0.4733 0.4733 0.4733 0.4733 0.4733
6 Months 0.5047 0.5047 0.5047 0.5047 0.5047 0.5047
1 Year 0.6266 0.6266 0.6266 0.6266 0.6266 0.6266
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.4733
10,000+ 0.4733
50,000+ 0.4733
100,000+ 0.4733
500,000+ 0.4733
1,000,000+ 0.4733
Term 6 Months
5,000+ 0.5047
10,000+ 0.5047
50,000+ 0.5047
100,000+ 0.5047
500,000+ 0.5047
1,000,000+ 0.5047
Term 1 Year
5,000+ 0.6266
10,000+ 0.6266
50,000+ 0.6266
100,000+ 0.6266
500,000+ 0.6266
1,000,000+ 0.6266
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
21/05/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 21/05/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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