Term Deposit Saving Rates

Term Deposit Rates

rates are indicative only and subject to change without notice
all rates are quoted as Annual Rates of Return

(Date format is dd/mm/yyyy)
Rates as of:
21/10/2024, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	21/10/2024, 9:00 am

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	1.3318	1.3318	1.3318	1.4249	1.518	1.6112
6 Months	1.2471	1.2471	1.2471	1.3364	1.4258	1.5151
1 Year	1.2371	1.2371	1.2371	1.322	1.4069	1.4919
2 Years	1.427	1.427	1.427	1.5068	1.5867	1.6665
3 Years	1.5491	1.5491	1.5491	1.6271	1.7051	1.7831
4 Years	1.6775	1.6775	1.6775	1.7552	1.8329	1.9106
5 Years	1.8755	1.8755	1.8755	1.9529	2.0303	2.1076

Bermuda Dollar (BMD) / United States Dollar (USD)
Term	3 Months
5,000+	1.3318
10,000+	1.3318
50,000+	1.3318
100,000+	1.4249
500,000+	1.518
1,000,000+	1.6112

Term	6 Months
5,000+	1.2471
10,000+	1.2471
50,000+	1.2471
100,000+	1.3364
500,000+	1.4258
1,000,000+	1.5151

Term	1 Year
5,000+	1.2371
10,000+	1.2371
50,000+	1.2371
100,000+	1.322
500,000+	1.4069
1,000,000+	1.4919

Term	2 Years
5,000+	1.427
10,000+	1.427
50,000+	1.427
100,000+	1.5068
500,000+	1.5867
1,000,000+	1.6665

Term	3 Years
5,000+	1.5491
10,000+	1.5491
50,000+	1.5491
100,000+	1.6271
500,000+	1.7051
1,000,000+	1.7831

Term	4 Years
5,000+	1.6775
10,000+	1.6775
50,000+	1.6775
100,000+	1.7552
500,000+	1.8329
1,000,000+	1.9106

Term	5 Years
5,000+	1.8755
10,000+	1.8755
50,000+	1.8755
100,000+	1.9529
500,000+	2.0303
1,000,000+	2.1076

British Pounds (GBP)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	1.0174	1.0174	1.0174	1.0174	1.0174	1.0174
6 Months	1.0424	1.0424	1.0424	1.0424	1.0424	1.0424
1 Year	0.7568	0.7568	0.7568	0.7568	0.7568	0.7568
2 Years	0.5906	0.5906	0.5906	0.5906	0.5906	0.5906
3 Years	0.5468	0.5468	0.5468	0.5468	0.5468	0.5468
4 Years	0.5598	0.5598	0.5598	0.5598	0.5598	0.5598
5 Years	0.5834	0.5834	0.5834	0.5834	0.5834	0.5834

British Pounds (GBP)
Term	3 Months
5,000+	1.0174
10,000+	1.0174
50,000+	1.0174
100,000+	1.0174
500,000+	1.0174
1,000,000+	1.0174

Term	6 Months
5,000+	1.0424
10,000+	1.0424
50,000+	1.0424
100,000+	1.0424
500,000+	1.0424
1,000,000+	1.0424

Term	1 Year
5,000+	0.7568
10,000+	0.7568
50,000+	0.7568
100,000+	0.7568
500,000+	0.7568
1,000,000+	0.7568

Term	2 Years
5,000+	0.5906
10,000+	0.5906
50,000+	0.5906
100,000+	0.5906
500,000+	0.5906
1,000,000+	0.5906

Term	3 Years
5,000+	0.5468
10,000+	0.5468
50,000+	0.5468
100,000+	0.5468
500,000+	0.5468
1,000,000+	0.5468

Term	4 Years
5,000+	0.5598
10,000+	0.5598
50,000+	0.5598
100,000+	0.5598
500,000+	0.5598
1,000,000+	0.5598

Term	5 Years
5,000+	0.5834
10,000+	0.5834
50,000+	0.5834
100,000+	0.5834
500,000+	0.5834
1,000,000+	0.5834

Canadian Dollars (CAD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.595	0.595	0.595	0.595	0.595	0.595
6 Months	0.678	0.678	0.678	0.678	0.678	0.678
1 Year	1.0032	1.0032	1.0032	1.0032	1.0032	1.0032

Canadian Dollars (CAD)
Term	3 Months
5,000+	0.595
10,000+	0.595
50,000+	0.595
100,000+	0.595
500,000+	0.595
1,000,000+	0.595

Term	6 Months
5,000+	0.678
10,000+	0.678
50,000+	0.678
100,000+	0.678
500,000+	0.678
1,000,000+	0.678

Term	1 Year
5,000+	1.0032
10,000+	1.0032
50,000+	1.0032
100,000+	1.0032
500,000+	1.0032
1,000,000+	1.0032

Australian Dollars (AUD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.8577	0.8577	0.8577	0.8577	0.8577	0.8577
6 Months	0.8167	0.8167	0.8167	0.8167	0.8167	0.8167
1 Year	0.7344	0.7344	0.7344	0.7344	0.7344	0.7344

Australian Dollars (AUD)
Term	3 Months
5,000+	0.8577
10,000+	0.8577
50,000+	0.8577
100,000+	0.8577
500,000+	0.8577
1,000,000+	0.8577

Term	6 Months
5,000+	0.8167
10,000+	0.8167
50,000+	0.8167
100,000+	0.8167
500,000+	0.8167
1,000,000+	0.8167

Term	1 Year
5,000+	0.7344
10,000+	0.7344
50,000+	0.7344
100,000+	0.7344
500,000+	0.7344
1,000,000+	0.7344

New Zealand Dollars (NZD)
Term	5,000+	10,000+	50,000+	100,000+	500,000+	1,000,000+
3 Months	0.9536	0.9536	0.9536	0.9536	0.9536	0.9536
6 Months	0.8958	0.8958	0.8958	0.8958	0.8958	0.8958
1 Year	0.78	0.78	0.78	0.78	0.78	0.78

New Zealand Dollars (NZD)
Term	3 Months
5,000+	0.9536
10,000+	0.9536
50,000+	0.9536
100,000+	0.9536
500,000+	0.9536
1,000,000+	0.9536

Term	6 Months
5,000+	0.8958
10,000+	0.8958
50,000+	0.8958
100,000+	0.8958
500,000+	0.8958
1,000,000+	0.8958

Term	1 Year
5,000+	0.78
10,000+	0.78
50,000+	0.78
100,000+	0.78
500,000+	0.78
1,000,000+	0.78

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
21/10/2024, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	21/10/2024, 9:00 am

Bermuda Dollar (BMD)
Currency	0 to 49999.99	50,000 to 99999.99	100,000 to 199999.99	200,000 to 499999.99	500,000 to 999999.99	1,000,000+
Bermuda Dollar (BMD)	0.01	0.05	0.05	0.1	0.1	0.15

Bermuda Dollar (BMD)
Currency	Bermuda Dollar (BMD)
0 to 49999.99	0.01
50,000 to 99999.99	0.05
100,000 to 199999.99	0.05
200,000 to 499999.99	0.1
500,000 to 999999.99	0.1
1,000,000+	0.15

Other Currencies
Currency	Rate
Canada Dollar (CAD)	0.01
Euro (EUR)	0
British Pound (GBP)	0.01
United States Dollar (USD)	0.01
Australian Dollar (AUD)	0.01
Danish Krone (DKK)	0
Japanese Yen (JPY)	0
New Zealand Dollar (NZD)	0.01
Norwegian Krone (NOK)	0
Singapore Dollar (SGD)	0
Swiss Franc (CHF)	0
Swedish Krone (SEK)	0

Other Currencies
Currency	Canada Dollar (CAD)
Rate	0.01

Currency	Euro (EUR)
Rate	0

Currency	British Pound (GBP)
Rate	0.01

Currency	United States Dollar (USD)
Rate	0.01

Currency	Australian Dollar (AUD)
Rate	0.01

Currency	Danish Krone (DKK)
Rate	0

Currency	Japanese Yen (JPY)
Rate	0

Currency	New Zealand Dollar (NZD)
Rate	0.01

Currency	Norwegian Krone (NOK)
Rate	0

Currency	Singapore Dollar (SGD)
Rate	0

Currency	Swiss Franc (CHF)
Rate	0

Currency	Swedish Krone (SEK)
Rate	0

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am

(Date format is dd/mm/yyyy)
Rates as of:	05/01/2023, 9:00 am

BMD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.45
Total AER³	0.50

BMD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.45

Rates	Total AER³
100 to 500,000+	0.50

USD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.45
Total AER³	0.50

USD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.45

Rates	Total AER³
100 to 500,000+	0.50

CAD
Rates	100 to 500,000+
Standard Rate¹	0.05
Bonus Rate²	0.20
Total AER³	0.25

CAD
Rates	Standard Rate¹
100 to 500,000+	0.05

Rates	Bonus Rate²
100 to 500,000+	0.20

Rates	Total AER³
100 to 500,000+	0.25

¹ AER - Interest earned on an annual basis.

²Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

³AER – Annual Equivalent Rate which is interest earned on an annual basis.

MySavings Youth Account Interest Rates

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.80%* AER
Bonus interest rate	0.45% AER
Total APR (if no withdrawals are made)	1.25% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.80%* AER

Rate	Bonus interest rate
Interest	0.45% AER

Rate	Total APR (if no withdrawals are made)
Interest	1.25% AER

**Balance over $15,000**
Rate	Interest
Standard interest rate	0.05%** AER
Bonus interest rate	0.45% AER (up to $200k)
Total APR (if no withdrawals are made)	0.50% AER

**Balance over $15,000**
Rate	Standard interest rate
Interest	0.05%** AER

Rate	Bonus interest rate
Interest	0.45% AER (up to $200k)

Rate	Total APR (if no withdrawals are made)
Interest	0.50% AER

*Balances up to $15,000 will earn the higher rate of interest.
**Only the part of the balance above $15,000 will earn the lower interest rate.

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.05%* AER
Bonus interest rate	0.45% AER
Total APR (if no withdrawals are made)	0.50% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.05%* AER

Rate	Bonus interest rate
Interest	0.45% AER

Rate	Total APR (if no withdrawals are made)
Interest	0.50% AER

**Balance up to $15,000**
Rate	Interest
Standard interest rate	0.05%* AER
Bonus interest rate	0.20% AER
Total APR (if no withdrawals are made)	0.25% AER

**Balance up to $15,000**
Rate	Standard interest rate
Interest	0.05%* AER

Rate	Bonus interest rate
Interest	0.20% AER

Rate	Total APR (if no withdrawals are made)
Interest	0.25% AER

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Deposit Rate

Term Deposit Rates

Everyday Savings Rates

Quarterly Bonus Saver Rate

MySavings Youth Account Interest Rates

BMD

USD

CAD

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