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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
12/12/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/12/2024, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.3749 1.3749 1.3749 1.4632 1.5514 1.6397
6 Months 1.3423 1.3423 1.3423 1.4295 1.5167 1.604
1 Year 1.5243 1.5243 1.5243 1.6083 1.6922 1.7762
2 Years 1.8201 1.8201 1.8201 1.9025 1.985 2.0675
3 Years 1.9489 1.9489 1.9489 2.0306 2.1124 2.1941
4 Years 2.0663 2.0663 2.0663 2.1478 2.2293 2.3108
5 Years 2.2673 2.2673 2.2673 2.3486 2.4299 2.5112
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.3749
10,000+ 1.3749
50,000+ 1.3749
100,000+ 1.4632
500,000+ 1.5514
1,000,000+ 1.6397
Term 6 Months
5,000+ 1.3423
10,000+ 1.3423
50,000+ 1.3423
100,000+ 1.4295
500,000+ 1.5167
1,000,000+ 1.604
Term 1 Year
5,000+ 1.5243
10,000+ 1.5243
50,000+ 1.5243
100,000+ 1.6083
500,000+ 1.6922
1,000,000+ 1.7762
Term 2 Years
5,000+ 1.8201
10,000+ 1.8201
50,000+ 1.8201
100,000+ 1.9025
500,000+ 1.985
1,000,000+ 2.0675
Term 3 Years
5,000+ 1.9489
10,000+ 1.9489
50,000+ 1.9489
100,000+ 2.0306
500,000+ 2.1124
1,000,000+ 2.1941
Term 4 Years
5,000+ 2.0663
10,000+ 2.0663
50,000+ 2.0663
100,000+ 2.1478
500,000+ 2.2293
1,000,000+ 2.3108
Term 5 Years
5,000+ 2.2673
10,000+ 2.2673
50,000+ 2.2673
100,000+ 2.3486
500,000+ 2.4299
1,000,000+ 2.5112
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.927 0.927 0.927 0.927 0.927 0.927
6 Months 1.0424 1.0424 1.0424 1.0424 1.0424 1.0424
1 Year 0.9228 0.9228 0.9228 0.9228 0.9228 0.9228
2 Years 0.8706 0.8706 0.8706 0.8706 0.8706 0.8706
3 Years 0.8222 0.8222 0.8222 0.8222 0.8222 0.8222
4 Years 0.816 0.816 0.816 0.816 0.816 0.816
5 Years 0.8458 0.8458 0.8458 0.8458 0.8458 0.8458
British Pounds (GBP)
Term 3 Months
5,000+ 0.927
10,000+ 0.927
50,000+ 0.927
100,000+ 0.927
500,000+ 0.927
1,000,000+ 0.927
Term 6 Months
5,000+ 1.0424
10,000+ 1.0424
50,000+ 1.0424
100,000+ 1.0424
500,000+ 1.0424
1,000,000+ 1.0424
Term 1 Year
5,000+ 0.9228
10,000+ 0.9228
50,000+ 0.9228
100,000+ 0.9228
500,000+ 0.9228
1,000,000+ 0.9228
Term 2 Years
5,000+ 0.8706
10,000+ 0.8706
50,000+ 0.8706
100,000+ 0.8706
500,000+ 0.8706
1,000,000+ 0.8706
Term 3 Years
5,000+ 0.8222
10,000+ 0.8222
50,000+ 0.8222
100,000+ 0.8222
500,000+ 0.8222
1,000,000+ 0.8222
Term 4 Years
5,000+ 0.816
10,000+ 0.816
50,000+ 0.816
100,000+ 0.816
500,000+ 0.816
1,000,000+ 0.816
Term 5 Years
5,000+ 0.8458
10,000+ 0.8458
50,000+ 0.8458
100,000+ 0.8458
500,000+ 0.8458
1,000,000+ 0.8458
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5754 0.5754 0.5754 0.5754 0.5754 0.5754
6 Months 0.7566 0.7566 0.7566 0.7566 0.7566 0.7566
1 Year 1.27 1.27 1.27 1.27 1.27 1.27
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.5754
10,000+ 0.5754
50,000+ 0.5754
100,000+ 0.5754
500,000+ 0.5754
1,000,000+ 0.5754
Term 6 Months
5,000+ 0.7566
10,000+ 0.7566
50,000+ 0.7566
100,000+ 0.7566
500,000+ 0.7566
1,000,000+ 0.7566
Term 1 Year
5,000+ 1.27
10,000+ 1.27
50,000+ 1.27
100,000+ 1.27
500,000+ 1.27
1,000,000+ 1.27
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8782 0.8782 0.8782 0.8782 0.8782 0.8782
6 Months 0.8593 0.8593 0.8593 0.8593 0.8593 0.8593
1 Year 0.8213 0.8213 0.8213 0.8213 0.8213 0.8213
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8782
10,000+ 0.8782
50,000+ 0.8782
100,000+ 0.8782
500,000+ 0.8782
1,000,000+ 0.8782
Term 6 Months
5,000+ 0.8593
10,000+ 0.8593
50,000+ 0.8593
100,000+ 0.8593
500,000+ 0.8593
1,000,000+ 0.8593
Term 1 Year
5,000+ 0.8213
10,000+ 0.8213
50,000+ 0.8213
100,000+ 0.8213
500,000+ 0.8213
1,000,000+ 0.8213
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8408 0.8408 0.8408 0.8408 0.8408 0.8408
6 Months 0.8352 0.8352 0.8352 0.8352 0.8352 0.8352
1 Year 0.824 0.824 0.824 0.824 0.824 0.824
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.8408
10,000+ 0.8408
50,000+ 0.8408
100,000+ 0.8408
500,000+ 0.8408
1,000,000+ 0.8408
Term 6 Months
5,000+ 0.8352
10,000+ 0.8352
50,000+ 0.8352
100,000+ 0.8352
500,000+ 0.8352
1,000,000+ 0.8352
Term 1 Year
5,000+ 0.824
10,000+ 0.824
50,000+ 0.824
100,000+ 0.824
500,000+ 0.824
1,000,000+ 0.824
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
12/12/2024, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/12/2024, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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