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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
16/09/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 16/09/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.4185 1.4185 1.4185 1.4952 1.5719 1.6485
6 Months 1.5756 1.5756 1.5756 1.6551 1.7345 1.8139
1 Year 1.8109 1.8109 1.8109 1.8941 1.9772 2.0604
2 Years 1.9837 1.9837 1.9837 2.0682 2.1526 2.237
3 Years 1.9898 1.9898 1.9898 2.0742 2.1587 2.2432
4 Years 2.058 2.058 2.058 2.1425 2.227 2.3116
5 Years 2.2232 2.2232 2.2232 2.308 2.3928 2.4776
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.4185
10,000+ 1.4185
50,000+ 1.4185
100,000+ 1.4952
500,000+ 1.5719
1,000,000+ 1.6485
Term 6 Months
5,000+ 1.5756
10,000+ 1.5756
50,000+ 1.5756
100,000+ 1.6551
500,000+ 1.7345
1,000,000+ 1.8139
Term 1 Year
5,000+ 1.8109
10,000+ 1.8109
50,000+ 1.8109
100,000+ 1.8941
500,000+ 1.9772
1,000,000+ 2.0604
Term 2 Years
5,000+ 1.9837
10,000+ 1.9837
50,000+ 1.9837
100,000+ 2.0682
500,000+ 2.1526
1,000,000+ 2.237
Term 3 Years
5,000+ 1.9898
10,000+ 1.9898
50,000+ 1.9898
100,000+ 2.0742
500,000+ 2.1587
1,000,000+ 2.2432
Term 4 Years
5,000+ 2.058
10,000+ 2.058
50,000+ 2.058
100,000+ 2.1425
500,000+ 2.227
1,000,000+ 2.3116
Term 5 Years
5,000+ 2.2232
10,000+ 2.2232
50,000+ 2.2232
100,000+ 2.308
500,000+ 2.3928
1,000,000+ 2.4776
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8322 0.8322 0.8322 0.8322 0.8322 0.8322
6 Months 0.9307 0.9307 0.9307 0.9307 0.9307 0.9307
1 Year 1.0947 1.0947 1.0947 1.0947 1.0947 1.0947
2 Years 1.1772 1.1772 1.1772 1.1772 1.1772 1.1772
3 Years 1.1985 1.1985 1.1985 1.1985 1.1985 1.1985
4 Years 1.1928 1.1928 1.1928 1.1928 1.1928 1.1928
5 Years 1.1796 1.1796 1.1796 1.1796 1.1796 1.1796
British Pounds (GBP)
Term 3 Months
5,000+ 0.8322
10,000+ 0.8322
50,000+ 0.8322
100,000+ 0.8322
500,000+ 0.8322
1,000,000+ 0.8322
Term 6 Months
5,000+ 0.9307
10,000+ 0.9307
50,000+ 0.9307
100,000+ 0.9307
500,000+ 0.9307
1,000,000+ 0.9307
Term 1 Year
5,000+ 1.0947
10,000+ 1.0947
50,000+ 1.0947
100,000+ 1.0947
500,000+ 1.0947
1,000,000+ 1.0947
Term 2 Years
5,000+ 1.1772
10,000+ 1.1772
50,000+ 1.1772
100,000+ 1.1772
500,000+ 1.1772
1,000,000+ 1.1772
Term 3 Years
5,000+ 1.1985
10,000+ 1.1985
50,000+ 1.1985
100,000+ 1.1985
500,000+ 1.1985
1,000,000+ 1.1985
Term 4 Years
5,000+ 1.1928
10,000+ 1.1928
50,000+ 1.1928
100,000+ 1.1928
500,000+ 1.1928
1,000,000+ 1.1928
Term 5 Years
5,000+ 1.1796
10,000+ 1.1796
50,000+ 1.1796
100,000+ 1.1796
500,000+ 1.1796
1,000,000+ 1.1796
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3386 0.3386 0.3386 0.3386 0.3386 0.3386
6 Months 0.6764 0.6764 0.6764 0.6764 0.6764 0.6764
1 Year 1.34 1.34 1.34 1.34 1.34 1.34
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3386
10,000+ 0.3386
50,000+ 0.3386
100,000+ 0.3386
500,000+ 0.3386
1,000,000+ 0.3386
Term 6 Months
5,000+ 0.6764
10,000+ 0.6764
50,000+ 0.6764
100,000+ 0.6764
500,000+ 0.6764
1,000,000+ 0.6764
Term 1 Year
5,000+ 1.34
10,000+ 1.34
50,000+ 1.34
100,000+ 1.34
500,000+ 1.34
1,000,000+ 1.34
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.008 1.008 1.008 1.008 1.008 1.008
6 Months 1.0467 1.0467 1.0467 1.0467 1.0467 1.0467
1 Year 1.1652 1.1652 1.1652 1.1652 1.1652 1.1652
Australian Dollars (AUD)
Term 3 Months
5,000+ 1.008
10,000+ 1.008
50,000+ 1.008
100,000+ 1.008
500,000+ 1.008
1,000,000+ 1.008
Term 6 Months
5,000+ 1.0467
10,000+ 1.0467
50,000+ 1.0467
100,000+ 1.0467
500,000+ 1.0467
1,000,000+ 1.0467
Term 1 Year
5,000+ 1.1652
10,000+ 1.1652
50,000+ 1.1652
100,000+ 1.1652
500,000+ 1.1652
1,000,000+ 1.1652
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.608 0.608 0.608 0.608 0.608 0.608
6 Months 0.6753 0.6753 0.6753 0.6753 0.6753 0.6753
1 Year 0.9051 0.9051 0.9051 0.9051 0.9051 0.9051
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.608
10,000+ 0.608
50,000+ 0.608
100,000+ 0.608
500,000+ 0.608
1,000,000+ 0.608
Term 6 Months
5,000+ 0.6753
10,000+ 0.6753
50,000+ 0.6753
100,000+ 0.6753
500,000+ 0.6753
1,000,000+ 0.6753
Term 1 Year
5,000+ 0.9051
10,000+ 0.9051
50,000+ 0.9051
100,000+ 0.9051
500,000+ 0.9051
1,000,000+ 0.9051
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
16/09/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 16/09/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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