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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
03/07/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 03/07/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0597 1.0597 1.0597 1.1344 1.2091 1.2838
6 Months 1.1838 1.1838 1.1838 1.2609 1.338 1.415
1 Year 1.4847 1.4847 1.4847 1.5646 1.6444 1.7543
2 Years 1.6495 1.6495 1.6495 1.7288 1.8082 1.8876
3 Years 1.6787 1.6787 1.6787 1.7574 1.8354 1.9135
4 Years 1.801 1.801 1.801 1.8783 1.9556 2.033
5 Years 1.996 1.996 1.996 2.0731 2.1502 2.2273
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0597
10,000+ 1.0597
50,000+ 1.0597
100,000+ 1.1344
500,000+ 1.2091
1,000,000+ 1.2838
Term 6 Months
5,000+ 1.1838
10,000+ 1.1838
50,000+ 1.1838
100,000+ 1.2609
500,000+ 1.338
1,000,000+ 1.415
Term 1 Year
5,000+ 1.4847
10,000+ 1.4847
50,000+ 1.4847
100,000+ 1.5646
500,000+ 1.6444
1,000,000+ 1.7543
Term 2 Years
5,000+ 1.6495
10,000+ 1.6495
50,000+ 1.6495
100,000+ 1.7288
500,000+ 1.8082
1,000,000+ 1.8876
Term 3 Years
5,000+ 1.6787
10,000+ 1.6787
50,000+ 1.6787
100,000+ 1.7574
500,000+ 1.8354
1,000,000+ 1.9135
Term 4 Years
5,000+ 1.801
10,000+ 1.801
50,000+ 1.801
100,000+ 1.8783
500,000+ 1.9556
1,000,000+ 2.033
Term 5 Years
5,000+ 1.996
10,000+ 1.996
50,000+ 1.996
100,000+ 2.0731
500,000+ 2.1502
1,000,000+ 2.2273
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7457 0.7457 0.7457 0.7457 0.7457 0.7457
6 Months 0.7517 0.7517 0.7517 0.7517 0.7517 0.7517
1 Year 0.7594 0.7594 0.7594 0.7594 0.7594 0.7594
2 Years 0.7695 0.7695 0.7695 0.7695 0.7695 0.7695
3 Years 0.8003 0.8003 0.8003 0.8003 0.8003 0.8003
4 Years 0.8172 0.8172 0.8172 0.8172 0.8172 0.8172
5 Years 0.8344 0.8344 0.8344 0.8344 0.8344 0.8344
British Pounds (GBP)
Term 3 Months
5,000+ 0.7457
10,000+ 0.7457
50,000+ 0.7457
100,000+ 0.7457
500,000+ 0.7457
1,000,000+ 0.7457
Term 6 Months
5,000+ 0.7517
10,000+ 0.7517
50,000+ 0.7517
100,000+ 0.7517
500,000+ 0.7517
1,000,000+ 0.7517
Term 1 Year
5,000+ 0.7594
10,000+ 0.7594
50,000+ 0.7594
100,000+ 0.7594
500,000+ 0.7594
1,000,000+ 0.7594
Term 2 Years
5,000+ 0.7695
10,000+ 0.7695
50,000+ 0.7695
100,000+ 0.7695
500,000+ 0.7695
1,000,000+ 0.7695
Term 3 Years
5,000+ 0.8003
10,000+ 0.8003
50,000+ 0.8003
100,000+ 0.8003
500,000+ 0.8003
1,000,000+ 0.8003
Term 4 Years
5,000+ 0.8172
10,000+ 0.8172
50,000+ 0.8172
100,000+ 0.8172
500,000+ 0.8172
1,000,000+ 0.8172
Term 5 Years
5,000+ 0.8344
10,000+ 0.8344
50,000+ 0.8344
100,000+ 0.8344
500,000+ 0.8344
1,000,000+ 0.8344
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2589 0.2589 0.2589 0.2589 0.2589 0.2589
6 Months 0.4706 0.4706 0.4706 0.4706 0.4706 0.4706
1 Year 1.012 1.012 1.012 1.012 1.012 1.012
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2589
10,000+ 0.2589
50,000+ 0.2589
100,000+ 0.2589
500,000+ 0.2589
1,000,000+ 0.2589
Term 6 Months
5,000+ 0.4706
10,000+ 0.4706
50,000+ 0.4706
100,000+ 0.4706
500,000+ 0.4706
1,000,000+ 0.4706
Term 1 Year
5,000+ 1.012
10,000+ 1.012
50,000+ 1.012
100,000+ 1.012
500,000+ 1.012
1,000,000+ 1.012
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.8801 0.8801 0.8801 0.8801 0.8801 0.8801
6 Months 0.9 0.9 0.9 0.9 0.9 0.9
1 Year 0.9165 0.9165 0.9165 0.9165 0.9165 0.9165
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.8801
10,000+ 0.8801
50,000+ 0.8801
100,000+ 0.8801
500,000+ 0.8801
1,000,000+ 0.8801
Term 6 Months
5,000+ 0.9
10,000+ 0.9
50,000+ 0.9
100,000+ 0.9
500,000+ 0.9
1,000,000+ 0.9
Term 1 Year
5,000+ 0.9165
10,000+ 0.9165
50,000+ 0.9165
100,000+ 0.9165
500,000+ 0.9165
1,000,000+ 0.9165
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.535 0.535 0.535 0.535 0.535 0.535
6 Months 0.5524 0.5524 0.5524 0.5524 0.5524 0.5524
1 Year 0.6732 0.6732 0.6732 0.6732 0.6732 0.6732
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.535
10,000+ 0.535
50,000+ 0.535
100,000+ 0.535
500,000+ 0.535
1,000,000+ 0.535
Term 6 Months
5,000+ 0.5524
10,000+ 0.5524
50,000+ 0.5524
100,000+ 0.5524
500,000+ 0.5524
1,000,000+ 0.5524
Term 1 Year
5,000+ 0.6732
10,000+ 0.6732
50,000+ 0.6732
100,000+ 0.6732
500,000+ 0.6732
1,000,000+ 0.6732
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
03/07/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 03/07/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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