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Wire transfers

Send money around the world quickly and securely

Wire transfer allows you to send money around the world in a quick, safe and reliable way. You can send wire transfers 24/7 via our secure online banking services, and the money will usually arrive in the recipient’s account within 72 hours. 

What information do I need?

To send international wire payments you need to know the following information about the person or company receiving the money:

1. The beneficiary’s name, address and country

2. The beneficiary’s IBAN or account number

If you are sending money to the USA you will need to know the beneficiary’s account number. For most other countries, you should use the beneficiary’s IBAN number.

Please refer to the Additional information table to check specific requirements depending on the country you are sending the wire to.

3.The name of the beneficiary’s bank including SWIFT Code / BIC / Clearing code

It is important to choose the correct SWIFT or Routing number as specified by the recipient’s bank, regardless of the physical street address. Check your recipient bank’s website to confirm the correct payment instructions.

For example, if you are sending a wire to a Bank of America account from in the US, regardless of the street address, you would use the following instructions:

Field What to enter
Bank Name: Bank of America NA
SWIFT Code for Bank of America NA: BOFAUS3N [for US dollars (USD) or unknown currency]
Routing Transit Number: 26009593
Bank address, City & State:

Bank of America, N.A.

222 Broadway

New York, NY 10038

(regardless of where your account is located)

Beneficiary Account Number:

Your complete Bank of America NA account number

(including leading zeros)

Beneficiary Name: The name of your account as it appears on your statement

For example, if you are sending a wire to a Bank of America account from in the US, regardless of the street address, you would use the following instructions:

Field Bank Name:
What to enter Bank of America NA
Field SWIFT Code for Bank of America NA:
What to enter BOFAUS3N [for US dollars (USD) or unknown currency]
Field Routing Transit Number:
What to enter 26009593
Field Bank address, City & State:
What to enter

Bank of America, N.A.

222 Broadway

New York, NY 10038

(regardless of where your account is located)

Field Beneficiary Account Number:
What to enter

Your complete Bank of America NA account number

(including leading zeros)

Field Beneficiary Name:
What to enter The name of your account as it appears on your statement

4. Remittance currency

Ensure that the wire is being sent in the correct currency. The remittance currency is displayed next to the Amount field and should be the same as the currency of the recipient’s account.

International transfer information

The transfer information required in order to make a wire payment is different for each country and must be supplied by the receiving bank.

Receiving country Currency Information required
UK GBP
All other currencies
Sort Code
IBAN / SWIFT / BIC code
All European Countries
All currencies IBAN / SWIFT / BIC code
Beneficiary address
USA All currencies
International ABA/Fedwire Number
Canada All currencies

SWIFT / BIC code
Beneficiary address

Canadian Clearing Code

Australia/New Zealand/South Africa All currencies
Routing code
Hong Kong USD, EUR, GBP IBAN / SWIFT / BIC code
China USD, EUR, GBP SWIFT / BIC code
India INR
All other currencies
IFSC code
SWIFT / BIC code
United Arab Emirates (UAE) All currencies
IBAN Mandatory
Mexico All currencies
IBAN
Costa Rica All currencies
IBAN

The transfer information required in order to make a wire payment is different for each country and must be supplied by the receiving bank.

Receiving country UK
Currency GBP
All other currencies
Information required Sort Code
IBAN / SWIFT / BIC code
Receiving country All European Countries
Currency All currencies
Information required IBAN / SWIFT / BIC code
Beneficiary address
Receiving country USA
Currency All currencies
Information required International ABA/Fedwire Number
Receiving country Canada
Currency All currencies
Information required

SWIFT / BIC code
Beneficiary address

Canadian Clearing Code

Receiving country Australia/New Zealand/South Africa
Currency All currencies
Information required Routing code
Receiving country Hong Kong
Currency USD, EUR, GBP
Information required IBAN / SWIFT / BIC code
Receiving country China
Currency USD, EUR, GBP
Information required SWIFT / BIC code
Receiving country India
Currency INR
All other currencies
Information required IFSC code
SWIFT / BIC code
Receiving country United Arab Emirates (UAE)
Currency All currencies
Information required IBAN Mandatory
Receiving country Mexico
Currency All currencies
Information required IBAN
Receiving country Costa Rica
Currency All currencies
Information required IBAN

*other countries not listed may be IBAN mandatory

Details relating to your recipient's bank account

Term Definition
The account holder’s name
The recipient’s full name
Account number
The recipient's bank account number
IBAN The International Bank Account Number
Bank name The name of the bank where the recipient’s account is held
Bank address The address of the recipient’s bank
Sort code UK Bank Code (6 digits usually displayed as 3 pairs of numbers)
Routing number The American Bankers Association Number (consists of 9 digits). Sometimes also referred to as an ABA Routing Number
SWIFT / BIC code A SWIFT Code consists of 8 or 11 characters, both numbers and letters e.g. RFXLGB2L. 
IFSC code Indian Financial System Code. A unique 11-digit code that identifies the bank branch e.g. ICIC0001245
Routing code 
Any other local Bank Code, e.g. BSB number in Australia and New Zealand (6 digits)
Canadian Clearing Code
9-digit code (made up a leading number “zero” followed by 3-digit financial institution and 5-digit branch transit) number e.g. 001600300

Details relating to your recipient's bank account

Term The account holder’s name
Definition The recipient’s full name
Term Account number
Definition The recipient's bank account number
Term IBAN
Definition The International Bank Account Number
Term Bank name
Definition The name of the bank where the recipient’s account is held
Term Bank address
Definition The address of the recipient’s bank
Term Sort code
Definition UK Bank Code (6 digits usually displayed as 3 pairs of numbers)
Term Routing number
Definition The American Bankers Association Number (consists of 9 digits). Sometimes also referred to as an ABA Routing Number
Term SWIFT / BIC code
Definition A SWIFT Code consists of 8 or 11 characters, both numbers and letters e.g. RFXLGB2L. 
Term IFSC code
Definition Indian Financial System Code. A unique 11-digit code that identifies the bank branch e.g. ICIC0001245
Term Routing code 
Definition Any other local Bank Code, e.g. BSB number in Australia and New Zealand (6 digits)
Term Canadian Clearing Code
Definition 9-digit code (made up a leading number “zero” followed by 3-digit financial institution and 5-digit branch transit) number e.g. 001600300

How to make wire payments with HSBC

To send a wire, simply log on to online banking and select Pay bills and transfers from the Quick links menu.

Don't have online banking

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Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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