How to Make a Wire Payment | Money Transfer

What information do I need?

To send international wire payments you need to know the following information about the person or company receiving the money:

1. The beneficiary’s name, address and country

2. The beneficiary’s IBAN or account number

If you are sending money to the USA you will need to know the beneficiary’s account number. For most other countries, you should use the beneficiary’s IBAN number.

Please refer to the Additional information table to check specific requirements depending on the country you are sending the wire to.

3.The name of the beneficiary’s bank including SWIFT Code / BIC / Clearing code

It is important to choose the correct SWIFT or Routing number as specified by the recipient’s bank, regardless of the physical street address. Check your recipient bank’s website to confirm the correct payment instructions.

For example, if you are sending a wire to a Bank of America account from in the US, regardless of the street address, you would use the following instructions:
Field	What to enter
Bank Name:	Bank of America NA
SWIFT Code for Bank of America NA:	BOFAUS3N [for US dollars (USD) or unknown currency]
Routing Transit Number:	26009593
Bank address, City & State:	Bank of America, N.A. 222 Broadway New York, NY 10038 (regardless of where your account is located)
Beneficiary Account Number:	Your complete Bank of America NA account number (including leading zeros)
Beneficiary Name:	The name of your account as it appears on your statement

For example, if you are sending a wire to a Bank of America account from in the US, regardless of the street address, you would use the following instructions:
Field	Bank Name:
What to enter	Bank of America NA

Field	SWIFT Code for Bank of America NA:
What to enter	BOFAUS3N [for US dollars (USD) or unknown currency]

Field	Routing Transit Number:
What to enter	26009593

Field	Bank address, City & State:
What to enter	Bank of America, N.A. 222 Broadway New York, NY 10038 (regardless of where your account is located)

Field	Beneficiary Account Number:
What to enter	Your complete Bank of America NA account number (including leading zeros)

Field	Beneficiary Name:
What to enter	The name of your account as it appears on your statement

4. Remittance currency

Ensure that the wire is being sent in the correct currency. The remittance currency is displayed next to the Amount field and should be the same as the currency of the recipient’s account.

International transfer information

The transfer information required in order to make a wire payment is different for each country and must be supplied by the receiving bank.
Receiving country	Currency	Information required
UK	GBP All other currencies	Sort Code IBAN / SWIFT / BIC code
All European Countries	All currencies	IBAN / SWIFT / BIC code Beneficiary address
USA	All currencies	International ABA/Fedwire Number
Canada	All currencies	SWIFT / BIC code Beneficiary address Canadian Clearing Code
Australia/New Zealand/South Africa	All currencies	Routing code
Hong Kong	USD, EUR, GBP	IBAN / SWIFT / BIC code
China	USD, EUR, GBP	SWIFT / BIC code
India	INR All other currencies	IFSC code SWIFT / BIC code
United Arab Emirates (UAE)	All currencies	IBAN Mandatory
Mexico	All currencies	IBAN
Costa Rica	All currencies	IBAN

The transfer information required in order to make a wire payment is different for each country and must be supplied by the receiving bank.
Receiving country	UK
Currency	GBP All other currencies
Information required	Sort Code IBAN / SWIFT / BIC code

Receiving country	All European Countries
Currency	All currencies
Information required	IBAN / SWIFT / BIC code Beneficiary address

Receiving country	USA
Currency	All currencies
Information required	International ABA/Fedwire Number

Receiving country	Canada
Currency	All currencies
Information required	SWIFT / BIC code Beneficiary address Canadian Clearing Code

Receiving country	Australia/New Zealand/South Africa
Currency	All currencies
Information required	Routing code

Receiving country	Hong Kong
Currency	USD, EUR, GBP
Information required	IBAN / SWIFT / BIC code

Receiving country	China
Currency	USD, EUR, GBP
Information required	SWIFT / BIC code

Receiving country	India
Currency	INR All other currencies
Information required	IFSC code SWIFT / BIC code

Receiving country	United Arab Emirates (UAE)
Currency	All currencies
Information required	IBAN Mandatory

Receiving country	Mexico
Currency	All currencies
Information required	IBAN

Receiving country	Costa Rica
Currency	All currencies
Information required	IBAN

*other countries not listed may be IBAN mandatory

**Details relating to your recipient's bank account**
Term	Definition
The account holder’s name	The recipient’s full name
Account number	The recipient's bank account number
IBAN	The International Bank Account Number
Bank name	The name of the bank where the recipient’s account is held
Bank address	The address of the recipient’s bank
Sort code	UK Bank Code (6 digits usually displayed as 3 pairs of numbers)
Routing number	The American Bankers Association Number (consists of 9 digits). Sometimes also referred to as an ABA Routing Number
SWIFT / BIC code	A SWIFT Code consists of 8 or 11 characters, both numbers and letters e.g. RFXLGB2L.
IFSC code	Indian Financial System Code. A unique 11-digit code that identifies the bank branch e.g. ICIC0001245
Routing code	Any other local Bank Code, e.g. BSB number in Australia and New Zealand (6 digits)
Canadian Clearing Code	9-digit code (made up a leading number “zero” followed by 3-digit financial institution and 5-digit branch transit) number e.g. 001600300

**Details relating to your recipient's bank account**
Term	The account holder’s name
Definition	The recipient’s full name

Term	Account number
Definition	The recipient's bank account number

Term	IBAN
Definition	The International Bank Account Number

Term	Bank name
Definition	The name of the bank where the recipient’s account is held

Term	Bank address
Definition	The address of the recipient’s bank

Term	Sort code
Definition	UK Bank Code (6 digits usually displayed as 3 pairs of numbers)

Term	Routing number
Definition	The American Bankers Association Number (consists of 9 digits). Sometimes also referred to as an ABA Routing Number

Term	SWIFT / BIC code
Definition	A SWIFT Code consists of 8 or 11 characters, both numbers and letters e.g. RFXLGB2L.

Term	IFSC code
Definition	Indian Financial System Code. A unique 11-digit code that identifies the bank branch e.g. ICIC0001245

Term	Routing code
Definition	Any other local Bank Code, e.g. BSB number in Australia and New Zealand (6 digits)

Term	Canadian Clearing Code
Definition	9-digit code (made up a leading number “zero” followed by 3-digit financial institution and 5-digit branch transit) number e.g. 001600300

How to make wire payments with HSBC

To send a wire, simply log on to online banking and select Pay bills and transfers from the Quick links menu.

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What information do I need?

International transfer information

How to make wire payments with HSBC

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