Top of main content

Family Springboard mortgages

Buy your dream home today with a little help from your family

Borrow up to 100% of the value of your home

Our Family Springboard Mortgage allows first-time home buyers the ability to purchase their dream home with little or no down payment, so long as their family or loved ones can provide additional security for the down payment shortfall.

  • Family members can provide security in either cash or property
  • Unlimited overpayments without penalty
  • Lock in your interest rate with a 5-year fixed term
  • Guarantors can earn interest on their cash while the property is being secured

Product details

Find out how to apply

Starting your journey to becoming a homeowner with us is easy. First, you'll need to apply for a pre approval. We can usually process this on the same day you apply.

Once your pre-approval is confirmed, our dedicated mortgage specialists will guide you through the rest of your application.

Tools to help you choose


Compare our latest mortgage rates and understand our fees.


Use our calculator to see how much you could borrow.


Work out how much your monthly payments could be.


We've pulled together some handy articles to make it easier to decide what's right for you.

Listening to what you have to say about our services matters to us.