Top of main content

HSBC Fixed Term Deposit Account

With a Fixed Term Account, you get the option of a high liquidity savings solution that will maximise earnings of idle funds.


Existing customers can open a new account from the comfort of your home using online banking.


Short term

  • Fixed maturity from 3 months to 1 year
  • Available in BMD, USD, GBP, CAD, AUD and NZD
  • Interest is paid on maturity for all deposits up to one year
  • $1,000 minimum deposit

Long term

  • Fixed maturity of 2, 3, 4 and 5 years
  • Available in BMD, USD, GBP, CAD, AUD, and NZD
  • $1,000 minimum deposit

Things you should know

  • Aged 18 or over for a sole account. Under-18s must hold the account jointly with an individual over the age of 18
  • Non-residents must be able to demonstrate their relationship to Bermuda, such as property or employment
  • Withdrawals made on fixed term deposits prior to maturity will be subject to penalties
  • Fixed Term Deposit Account interest rates

Apply now

Related products


Get easy access to your savings and a variable interest rate with the Statement Savings Account.


Instant access account with additional 1% bonus interest if no withdrawals are made.


Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority



This site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

Listening to what you have to say about our services matters to us.