Top of main content

Home loans

Get your house working for you

Home Equity Loan

  • Term from 1 to 30 years
  • Borrow up to 80% of the equity built in your home
  • Conveniently separated from your mortgage

A Home Equity Loan enables you to use the equity in your property to borrow funds for home renovations or other major purchases. 

Construction Loan

  • Term up to 30 years
  • Variable interest rates
  • Interest-only payments while under construction, usually up to 1 year

With a Construction Loan we can help you construct your new house, build additions to your home or make major home improvements.

How to apply for a home loan

See how much you can afford

Our mortgages are designed with your needs in mind. Use this calculator to see how much your monthly payment will be.

Apply online

The online mortgage application is quick and easy to fill out. After you have submitted the form, a banking specialist will review it and contact you to discuss your application.

Apply by phone

You can request a callback or call+1 441 299 5959 to arrange an appointment.

This product and service is offered only in the jurisdiction of Bermuda by HSBC Bank Bermuda Limited and the material presented is not intended for use by persons located in or resident in other jurisdictions.

Related products

 

We make buying your new home a smooth process.

 

Switch your mortgage to HSBC and save.

Disclaimer

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority. The Site is primarily intended for those who access it from within Bermuda. Because of this, we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking of investment activity or any offer to buy or sell any securities or other instruments outside Bermuda.

Listening to what you have to say about our services matters to us.