| A world of benefits and rewards |
Earn double reward points for every $1 spent and redeem your points to book for travel, cashback, gift cards and much more.
You'll also get a wide selection of travel benefits, including complimentary airport lounge access, no international transaction fees and 24/7 concierge service.
Credit is subject to status, affordability and applicable terms and conditions.
Your next story begins in Africa
Use your HSBC Mastercard credit card for everyday purchases and you could win a South Africa safari experience for two. For every $300 spent between 19 November and 31 January, you'll automatically earn an entry into the prize draw. Terms and conditions apply.
Key benefits of Premier Mastercard Black
More than just a card
For the full list of benefits, refer to our Mastercard benefits summary page.
Travel benefits
An extensive range of protection and services to help you before and during travelling. Our travel assistance services include:
- No international transaction fees. 0.6% fee waived for international transactions made outside of Bermuda
- Travel protection. From luggage, to reimbursement on flight cancellations due to covered reasons - get protection from the unexpected when travelling
- Travel assistance services. Pre-trip destination information, emergency medical and legal referrals, tracing of lost luggage, and more
- Pay for a rental vehicle with your Premier Mastercard Black Card and you're covered for damages due to collision, theft and vandalism. Anywhere in the world.
Purchase protection
For when accidents or theft happens.
- Reimbursement for theft and/or accidental damage of covered items purchased with Premier Mastercard Black within 90 days
- Maximum benefit amount is up to USD5,000 per occurrence, with a maximum aggregate of USD20,000 per 12 month period
- Purchases given as gifts are covered
Extended warranty on purchases
Additional protection beyond the standard store or manufacturer's warranty.
- Extended coverage on the terms of the original manufacturer’s warranty on covered purchases up to 1 full year after both the original or store brand warranty
- Up to USD2,500 per occurrence, up to a maximum of USD5,000 per 12 month period
- The covered purchase must be paid in full with the Mastercard Credit Account
Additional benefits with Premier Mastercard Black
- ATM robbery and assault protectionGet stolen cash and accidental death coverage when using Mastercard at an ATM.
- Fraud alerts whenever credit card is usedYou can register to receive an email alert when your card is used. It's easy to set up and manage in mobile and online banking.
Things to know
Annual fee
*$350.00 annual fee waived for card holders who maintain at least $1,000,000 (or foreign currency equivalent) in personal savings or investments or the annual spend of $100,000. |
| Eligibility criteria |
To apply for an HSBC Premier Mastercard Black, you must hold an HSBC Premier account. This account is available to customers who meet at least one of the following criteria:
- Maintain at least $200,000 (or foreign currency equivalent) in personal savings or investments with HSBC Bermuda
- Maintain a mortgage with an originating value of $1million or more (in good standing) with HSBC Bermuda
- Be a qualified HSBC Premier customer in another country or region
Apply for an HSBC Premier Mastercard Black
Already an HSBC customer?
You can apply online if you're already a customer and registered for online banking.
Just log on to online banking and follow these steps:
- Go to 'Our Products'
- Select 'Online Applications'
New to HSBC?
Before applying for a Premier Mastercard Black, you'll need to open a Premier account with us.