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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
12/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/12/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0972 1.0972 1.0972 1.1717 1.2461 1.3206
6 Months 1.0665 1.0665 1.0665 1.1394 1.2123 1.2852
1 Year 1.196 1.196 1.196 1.2652 1.3344 1.4036
2 Years 1.4426 1.4426 1.4426 1.5132 1.5839 1.6545
3 Years 1.4737 1.4737 1.4737 1.5446 1.6154 1.6862
4 Years 1.6018 1.6018 1.6018 1.6739 1.7459 1.8179
5 Years 1.7889 1.7889 1.7889 1.8621 1.9354 2.0086
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0972
10,000+ 1.0972
50,000+ 1.0972
100,000+ 1.1717
500,000+ 1.2461
1,000,000+ 1.3206
Term 6 Months
5,000+ 1.0665
10,000+ 1.0665
50,000+ 1.0665
100,000+ 1.1394
500,000+ 1.2123
1,000,000+ 1.2852
Term 1 Year
5,000+ 1.196
10,000+ 1.196
50,000+ 1.196
100,000+ 1.2652
500,000+ 1.3344
1,000,000+ 1.4036
Term 2 Years
5,000+ 1.4426
10,000+ 1.4426
50,000+ 1.4426
100,000+ 1.5132
500,000+ 1.5839
1,000,000+ 1.6545
Term 3 Years
5,000+ 1.4737
10,000+ 1.4737
50,000+ 1.4737
100,000+ 1.5446
500,000+ 1.6154
1,000,000+ 1.6862
Term 4 Years
5,000+ 1.6018
10,000+ 1.6018
50,000+ 1.6018
100,000+ 1.6739
500,000+ 1.7459
1,000,000+ 1.8179
Term 5 Years
5,000+ 1.7889
10,000+ 1.7889
50,000+ 1.7889
100,000+ 1.8621
500,000+ 1.9354
1,000,000+ 2.0086
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.933 0.933 0.933 0.933 0.933 0.933
6 Months 0.9412 0.9412 0.9412 0.9412 0.9412 0.9412
1 Year 0.6592 0.6592 0.6592 0.6592 0.6592 0.6592
2 Years 0.7622 0.7622 0.7622 0.7622 0.7622 0.7622
3 Years 0.745 0.745 0.745 0.745 0.745 0.745
4 Years 0.739 0.739 0.739 0.739 0.739 0.739
5 Years 0.7404 0.7404 0.7404 0.7404 0.7404 0.7404
British Pounds (GBP)
Term 3 Months
5,000+ 0.933
10,000+ 0.933
50,000+ 0.933
100,000+ 0.933
500,000+ 0.933
1,000,000+ 0.933
Term 6 Months
5,000+ 0.9412
10,000+ 0.9412
50,000+ 0.9412
100,000+ 0.9412
500,000+ 0.9412
1,000,000+ 0.9412
Term 1 Year
5,000+ 0.6592
10,000+ 0.6592
50,000+ 0.6592
100,000+ 0.6592
500,000+ 0.6592
1,000,000+ 0.6592
Term 2 Years
5,000+ 0.7622
10,000+ 0.7622
50,000+ 0.7622
100,000+ 0.7622
500,000+ 0.7622
1,000,000+ 0.7622
Term 3 Years
5,000+ 0.745
10,000+ 0.745
50,000+ 0.745
100,000+ 0.745
500,000+ 0.745
1,000,000+ 0.745
Term 4 Years
5,000+ 0.739
10,000+ 0.739
50,000+ 0.739
100,000+ 0.739
500,000+ 0.739
1,000,000+ 0.739
Term 5 Years
5,000+ 0.7404
10,000+ 0.7404
50,000+ 0.7404
100,000+ 0.7404
500,000+ 0.7404
1,000,000+ 0.7404
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3078 0.3078 0.3078 0.3078 0.3078 0.3078
6 Months 0.4694 0.4694 0.4694 0.4694 0.4694 0.4694
1 Year 0.9596 0.9596 0.9596 0.9596 0.9596 0.9596
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3078
10,000+ 0.3078
50,000+ 0.3078
100,000+ 0.3078
500,000+ 0.3078
1,000,000+ 0.3078
Term 6 Months
5,000+ 0.4694
10,000+ 0.4694
50,000+ 0.4694
100,000+ 0.4694
500,000+ 0.4694
1,000,000+ 0.4694
Term 1 Year
5,000+ 0.9596
10,000+ 0.9596
50,000+ 0.9596
100,000+ 0.9596
500,000+ 0.9596
1,000,000+ 0.9596
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7117 0.7117 0.7117 0.7117 0.7117 0.7117
6 Months 0.667 0.667 0.667 0.667 0.667 0.667
1 Year 0.5767 0.5767 0.5767 0.5767 0.5767 0.5767
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7117
10,000+ 0.7117
50,000+ 0.7117
100,000+ 0.7117
500,000+ 0.7117
1,000,000+ 0.7117
Term 6 Months
5,000+ 0.667
10,000+ 0.667
50,000+ 0.667
100,000+ 0.667
500,000+ 0.667
1,000,000+ 0.667
Term 1 Year
5,000+ 0.5767
10,000+ 0.5767
50,000+ 0.5767
100,000+ 0.5767
500,000+ 0.5767
1,000,000+ 0.5767
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6034 0.6034 0.6034 0.6034 0.6034 0.6034
6 Months 0.5453 0.5453 0.5453 0.5453 0.5453 0.5453
1 Year 0.43 0.43 0.43 0.43 0.43 0.43
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.6034
10,000+ 0.6034
50,000+ 0.6034
100,000+ 0.6034
500,000+ 0.6034
1,000,000+ 0.6034
Term 6 Months
5,000+ 0.5453
10,000+ 0.5453
50,000+ 0.5453
100,000+ 0.5453
500,000+ 0.5453
1,000,000+ 0.5453
Term 1 Year
5,000+ 0.43
10,000+ 0.43
50,000+ 0.43
100,000+ 0.43
500,000+ 0.43
1,000,000+ 0.43
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
12/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 12/12/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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