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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
05/02/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/02/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1354 1.1354 1.1354 1.2088 1.2821 1.3555
6 Months 1.0789 1.0789 1.0789 1.1514 1.2239 1.2965
1 Year 1.1557 1.1557 1.1557 1.2261 1.2966 1.367
2 Years 1.5183 1.5183 1.5183 1.5866 1.6548 1.723
3 Years 1.5394 1.5394 1.5394 1.6081 1.6769 1.7456
4 Years 1.6685 1.6685 1.6685 1.7383 1.8082 1.878
5 Years 1.8417 1.8417 1.8417 1.9129 1.984 2.0551
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1354
10,000+ 1.1354
50,000+ 1.1354
100,000+ 1.2088
500,000+ 1.2821
1,000,000+ 1.3555
Term 6 Months
5,000+ 1.0789
10,000+ 1.0789
50,000+ 1.0789
100,000+ 1.1514
500,000+ 1.2239
1,000,000+ 1.2965
Term 1 Year
5,000+ 1.1557
10,000+ 1.1557
50,000+ 1.1557
100,000+ 1.2261
500,000+ 1.2966
1,000,000+ 1.367
Term 2 Years
5,000+ 1.5183
10,000+ 1.5183
50,000+ 1.5183
100,000+ 1.5866
500,000+ 1.6548
1,000,000+ 1.723
Term 3 Years
5,000+ 1.5394
10,000+ 1.5394
50,000+ 1.5394
100,000+ 1.6081
500,000+ 1.6769
1,000,000+ 1.7456
Term 4 Years
5,000+ 1.6685
10,000+ 1.6685
50,000+ 1.6685
100,000+ 1.7383
500,000+ 1.8082
1,000,000+ 1.878
Term 5 Years
5,000+ 1.8417
10,000+ 1.8417
50,000+ 1.8417
100,000+ 1.9129
500,000+ 1.984
1,000,000+ 2.0551
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0263 1.0263 1.0263 1.0263 1.0263 1.0263
6 Months 0.9923 0.9923 0.9923 0.9923 0.9923 0.9923
1 Year 0.8495 0.8495 0.8495 0.8495 0.8495 0.8495
2 Years 0.978 0.978 0.978 0.978 0.978 0.978
3 Years 0.9242 0.9242 0.9242 0.9242 0.9242 0.9242
4 Years 0.9354 0.9354 0.9354 0.9354 0.9354 0.9354
5 Years 0.9428 0.9428 0.9428 0.9428 0.9428 0.9428
British Pounds (GBP)
Term 3 Months
5,000+ 1.0263
10,000+ 1.0263
50,000+ 1.0263
100,000+ 1.0263
500,000+ 1.0263
1,000,000+ 1.0263
Term 6 Months
5,000+ 0.9923
10,000+ 0.9923
50,000+ 0.9923
100,000+ 0.9923
500,000+ 0.9923
1,000,000+ 0.9923
Term 1 Year
5,000+ 0.8495
10,000+ 0.8495
50,000+ 0.8495
100,000+ 0.8495
500,000+ 0.8495
1,000,000+ 0.8495
Term 2 Years
5,000+ 0.978
10,000+ 0.978
50,000+ 0.978
100,000+ 0.978
500,000+ 0.978
1,000,000+ 0.978
Term 3 Years
5,000+ 0.9242
10,000+ 0.9242
50,000+ 0.9242
100,000+ 0.9242
500,000+ 0.9242
1,000,000+ 0.9242
Term 4 Years
5,000+ 0.9354
10,000+ 0.9354
50,000+ 0.9354
100,000+ 0.9354
500,000+ 0.9354
1,000,000+ 0.9354
Term 5 Years
5,000+ 0.9428
10,000+ 0.9428
50,000+ 0.9428
100,000+ 0.9428
500,000+ 0.9428
1,000,000+ 0.9428
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.259 0.259 0.259 0.259 0.259 0.259
6 Months 0.464 0.464 0.464 0.464 0.464 0.464
1 Year 0.9721 0.9721 0.9721 0.9721 0.9721 0.9721
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.259
10,000+ 0.259
50,000+ 0.259
100,000+ 0.259
500,000+ 0.259
1,000,000+ 0.259
Term 6 Months
5,000+ 0.464
10,000+ 0.464
50,000+ 0.464
100,000+ 0.464
500,000+ 0.464
1,000,000+ 0.464
Term 1 Year
5,000+ 0.9721
10,000+ 0.9721
50,000+ 0.9721
100,000+ 0.9721
500,000+ 0.9721
1,000,000+ 0.9721
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6852 0.6852 0.6852 0.6852 0.6852 0.6852
6 Months 0.6008 0.6008 0.6008 0.6008 0.6008 0.6008
1 Year 0.4423 0.4423 0.4423 0.4423 0.4423 0.4423
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.6852
10,000+ 0.6852
50,000+ 0.6852
100,000+ 0.6852
500,000+ 0.6852
1,000,000+ 0.6852
Term 6 Months
5,000+ 0.6008
10,000+ 0.6008
50,000+ 0.6008
100,000+ 0.6008
500,000+ 0.6008
1,000,000+ 0.6008
Term 1 Year
5,000+ 0.4423
10,000+ 0.4423
50,000+ 0.4423
100,000+ 0.4423
500,000+ 0.4423
1,000,000+ 0.4423
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.727 0.727 0.727 0.727 0.727 0.727
6 Months 0.725 0.725 0.725 0.725 0.725 0.725
1 Year 0.4334 0.4334 0.4334 0.4334 0.4334 0.4334
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.727
10,000+ 0.727
50,000+ 0.727
100,000+ 0.727
500,000+ 0.727
1,000,000+ 0.727
Term 6 Months
5,000+ 0.725
10,000+ 0.725
50,000+ 0.725
100,000+ 0.725
500,000+ 0.725
1,000,000+ 0.725
Term 1 Year
5,000+ 0.4334
10,000+ 0.4334
50,000+ 0.4334
100,000+ 0.4334
500,000+ 0.4334
1,000,000+ 0.4334
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
05/02/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/02/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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