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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
02/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 02/12/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0937 1.0937 1.0937 1.1683 1.2428 1.3174
6 Months 1.056 1.056 1.056 1.1292 1.2024 1.2756
1 Year 1.1765 1.1765 1.1765 1.2463 1.3161 1.3859
2 Years 1.4463 1.4463 1.4463 1.5168 1.5874 1.6579
3 Years 1.4914 1.4914 1.4914 1.5616 1.6319 1.7022
4 Years 1.6199 1.6199 1.6199 1.6914 1.7628 1.8343
5 Years 1.8051 1.8051 1.8051 1.8777 1.9503 2.0229
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.0937
10,000+ 1.0937
50,000+ 1.0937
100,000+ 1.1683
500,000+ 1.2428
1,000,000+ 1.3174
Term 6 Months
5,000+ 1.056
10,000+ 1.056
50,000+ 1.056
100,000+ 1.1292
500,000+ 1.2024
1,000,000+ 1.2756
Term 1 Year
5,000+ 1.1765
10,000+ 1.1765
50,000+ 1.1765
100,000+ 1.2463
500,000+ 1.3161
1,000,000+ 1.3859
Term 2 Years
5,000+ 1.4463
10,000+ 1.4463
50,000+ 1.4463
100,000+ 1.5168
500,000+ 1.5874
1,000,000+ 1.6579
Term 3 Years
5,000+ 1.4914
10,000+ 1.4914
50,000+ 1.4914
100,000+ 1.5616
500,000+ 1.6319
1,000,000+ 1.7022
Term 4 Years
5,000+ 1.6199
10,000+ 1.6199
50,000+ 1.6199
100,000+ 1.6914
500,000+ 1.7628
1,000,000+ 1.8343
Term 5 Years
5,000+ 1.8051
10,000+ 1.8051
50,000+ 1.8051
100,000+ 1.8777
500,000+ 1.9503
1,000,000+ 2.0229
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.9154 0.9154 0.9154 0.9154 0.9154 0.9154
6 Months 0.9228 0.9228 0.9228 0.9228 0.9228 0.9228
1 Year 0.6728 0.6728 0.6728 0.6728 0.6728 0.6728
2 Years 0.7294 0.7294 0.7294 0.7294 0.7294 0.7294
3 Years 0.6994 0.6994 0.6994 0.6994 0.6994 0.6994
4 Years 0.6862 0.6862 0.6862 0.6862 0.6862 0.6862
5 Years 0.69 0.69 0.69 0.69 0.69 0.69
British Pounds (GBP)
Term 3 Months
5,000+ 0.9154
10,000+ 0.9154
50,000+ 0.9154
100,000+ 0.9154
500,000+ 0.9154
1,000,000+ 0.9154
Term 6 Months
5,000+ 0.9228
10,000+ 0.9228
50,000+ 0.9228
100,000+ 0.9228
500,000+ 0.9228
1,000,000+ 0.9228
Term 1 Year
5,000+ 0.6728
10,000+ 0.6728
50,000+ 0.6728
100,000+ 0.6728
500,000+ 0.6728
1,000,000+ 0.6728
Term 2 Years
5,000+ 0.7294
10,000+ 0.7294
50,000+ 0.7294
100,000+ 0.7294
500,000+ 0.7294
1,000,000+ 0.7294
Term 3 Years
5,000+ 0.6994
10,000+ 0.6994
50,000+ 0.6994
100,000+ 0.6994
500,000+ 0.6994
1,000,000+ 0.6994
Term 4 Years
5,000+ 0.6862
10,000+ 0.6862
50,000+ 0.6862
100,000+ 0.6862
500,000+ 0.6862
1,000,000+ 0.6862
Term 5 Years
5,000+ 0.69
10,000+ 0.69
50,000+ 0.69
100,000+ 0.69
500,000+ 0.69
1,000,000+ 0.69
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3014 0.3014 0.3014 0.3014 0.3014 0.3014
6 Months 0.4774 0.4774 0.4774 0.4774 0.4774 0.4774
1 Year 0.9628 0.9628 0.9628 0.9628 0.9628 0.9628
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3014
10,000+ 0.3014
50,000+ 0.3014
100,000+ 0.3014
500,000+ 0.3014
1,000,000+ 0.3014
Term 6 Months
5,000+ 0.4774
10,000+ 0.4774
50,000+ 0.4774
100,000+ 0.4774
500,000+ 0.4774
1,000,000+ 0.4774
Term 1 Year
5,000+ 0.9628
10,000+ 0.9628
50,000+ 0.9628
100,000+ 0.9628
500,000+ 0.9628
1,000,000+ 0.9628
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7139 0.7139 0.7139 0.7139 0.7139 0.7139
6 Months 0.6981 0.6981 0.6981 0.6981 0.6981 0.6981
1 Year 0.6654 0.6654 0.6654 0.6654 0.6654 0.6654
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7139
10,000+ 0.7139
50,000+ 0.7139
100,000+ 0.7139
500,000+ 0.7139
1,000,000+ 0.7139
Term 6 Months
5,000+ 0.6981
10,000+ 0.6981
50,000+ 0.6981
100,000+ 0.6981
500,000+ 0.6981
1,000,000+ 0.6981
Term 1 Year
5,000+ 0.6654
10,000+ 0.6654
50,000+ 0.6654
100,000+ 0.6654
500,000+ 0.6654
1,000,000+ 0.6654
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5034 0.5034 0.5034 0.5034 0.5034 0.5034
6 Months 0.5053 0.5053 0.5053 0.5053 0.5053 0.5053
1 Year 0.51 0.51 0.51 0.51 0.51 0.51
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.5034
10,000+ 0.5034
50,000+ 0.5034
100,000+ 0.5034
500,000+ 0.5034
1,000,000+ 0.5034
Term 6 Months
5,000+ 0.5053
10,000+ 0.5053
50,000+ 0.5053
100,000+ 0.5053
500,000+ 0.5053
1,000,000+ 0.5053
Term 1 Year
5,000+ 0.51
10,000+ 0.51
50,000+ 0.51
100,000+ 0.51
500,000+ 0.51
1,000,000+ 0.51
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
02/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 02/12/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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