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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
03/03/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 03/03/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1329 1.1329 1.1329 1.2063 1.2797 1.3532
6 Months 1.081 1.081 1.081 1.1535 1.226 1.2985
1 Year 1.1952 1.1952 1.1952 1.2644 1.3336 1.4028
2 Years 1.6129 1.6129 1.6129 1.6781 1.7434 1.8086
3 Years 1.6725 1.6725 1.6725 1.737 1.8015 1.8661
4 Years 1.8111 1.8111 1.8111 1.8762 1.9412 2.0063
5 Years 1.9697 1.9697 1.9697 2.0357 2.1017 2.1677
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1329
10,000+ 1.1329
50,000+ 1.1329
100,000+ 1.2063
500,000+ 1.2797
1,000,000+ 1.3532
Term 6 Months
5,000+ 1.081
10,000+ 1.081
50,000+ 1.081
100,000+ 1.1535
500,000+ 1.226
1,000,000+ 1.2985
Term 1 Year
5,000+ 1.1952
10,000+ 1.1952
50,000+ 1.1952
100,000+ 1.2644
500,000+ 1.3336
1,000,000+ 1.4028
Term 2 Years
5,000+ 1.6129
10,000+ 1.6129
50,000+ 1.6129
100,000+ 1.6781
500,000+ 1.7434
1,000,000+ 1.8086
Term 3 Years
5,000+ 1.6725
10,000+ 1.6725
50,000+ 1.6725
100,000+ 1.737
500,000+ 1.8015
1,000,000+ 1.8661
Term 4 Years
5,000+ 1.8111
10,000+ 1.8111
50,000+ 1.8111
100,000+ 1.8762
500,000+ 1.9412
1,000,000+ 2.0063
Term 5 Years
5,000+ 1.9697
10,000+ 1.9697
50,000+ 1.9697
100,000+ 2.0357
500,000+ 2.1017
1,000,000+ 2.1677
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0825 1.0825 1.0825 1.0825 1.0825 1.0825
6 Months 1.0492 1.0492 1.0492 1.0492 1.0492 1.0492
1 Year 0.8915 0.8915 0.8915 0.8915 0.8915 0.8915
2 Years 0.9856 0.9856 0.9856 0.9856 0.9856 0.9856
3 Years 0.9062 0.9062 0.9062 0.9062 0.9062 0.9062
4 Years 0.8984 0.8984 0.8984 0.8984 0.8984 0.8984
5 Years 0.89 0.89 0.89 0.89 0.89 0.89
British Pounds (GBP)
Term 3 Months
5,000+ 1.0825
10,000+ 1.0825
50,000+ 1.0825
100,000+ 1.0825
500,000+ 1.0825
1,000,000+ 1.0825
Term 6 Months
5,000+ 1.0492
10,000+ 1.0492
50,000+ 1.0492
100,000+ 1.0492
500,000+ 1.0492
1,000,000+ 1.0492
Term 1 Year
5,000+ 0.8915
10,000+ 0.8915
50,000+ 0.8915
100,000+ 0.8915
500,000+ 0.8915
1,000,000+ 0.8915
Term 2 Years
5,000+ 0.9856
10,000+ 0.9856
50,000+ 0.9856
100,000+ 0.9856
500,000+ 0.9856
1,000,000+ 0.9856
Term 3 Years
5,000+ 0.9062
10,000+ 0.9062
50,000+ 0.9062
100,000+ 0.9062
500,000+ 0.9062
1,000,000+ 0.9062
Term 4 Years
5,000+ 0.8984
10,000+ 0.8984
50,000+ 0.8984
100,000+ 0.8984
500,000+ 0.8984
1,000,000+ 0.8984
Term 5 Years
5,000+ 0.89
10,000+ 0.89
50,000+ 0.89
100,000+ 0.89
500,000+ 0.89
1,000,000+ 0.89
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2492 0.2492 0.2492 0.2492 0.2492 0.2492
6 Months 0.4667 0.4667 0.4667 0.4667 0.4667 0.4667
1 Year 0.9926 0.9926 0.9926 0.9926 0.9926 0.9926
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2492
10,000+ 0.2492
50,000+ 0.2492
100,000+ 0.2492
500,000+ 0.2492
1,000,000+ 0.2492
Term 6 Months
5,000+ 0.4667
10,000+ 0.4667
50,000+ 0.4667
100,000+ 0.4667
500,000+ 0.4667
1,000,000+ 0.4667
Term 1 Year
5,000+ 0.9926
10,000+ 0.9926
50,000+ 0.9926
100,000+ 0.9926
500,000+ 0.9926
1,000,000+ 0.9926
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5144 0.5144 0.5144 0.5144 0.5144 0.5144
6 Months 0.4015 0.4015 0.4015 0.4015 0.4015 0.4015
1 Year 0.2246 0.2246 0.2246 0.2246 0.2246 0.2246
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.5144
10,000+ 0.5144
50,000+ 0.5144
100,000+ 0.5144
500,000+ 0.5144
1,000,000+ 0.5144
Term 6 Months
5,000+ 0.4015
10,000+ 0.4015
50,000+ 0.4015
100,000+ 0.4015
500,000+ 0.4015
1,000,000+ 0.4015
Term 1 Year
5,000+ 0.2246
10,000+ 0.2246
50,000+ 0.2246
100,000+ 0.2246
500,000+ 0.2246
1,000,000+ 0.2246
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7285 0.7285 0.7285 0.7285 0.7285 0.7285
6 Months 0.7217 0.7217 0.7217 0.7217 0.7217 0.7217
1 Year 0.444 0.444 0.444 0.444 0.444 0.444
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.7285
10,000+ 0.7285
50,000+ 0.7285
100,000+ 0.7285
500,000+ 0.7285
1,000,000+ 0.7285
Term 6 Months
5,000+ 0.7217
10,000+ 0.7217
50,000+ 0.7217
100,000+ 0.7217
500,000+ 0.7217
1,000,000+ 0.7217
Term 1 Year
5,000+ 0.444
10,000+ 0.444
50,000+ 0.444
100,000+ 0.444
500,000+ 0.444
1,000,000+ 0.444
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
03/03/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 03/03/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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