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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
22/01/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 22/01/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1492 1.1492 1.1492 1.2221 1.2951 1.3681
6 Months 1.1142 1.1142 1.1142 1.1857 1.2572 1.3288
1 Year 1.2207 1.2207 1.2207 1.2891 1.3576 1.426
2 Years 1.5923 1.5923 1.5923 1.6582 1.7241 1.79
3 Years 1.6137 1.6137 1.6137 1.6801 1.7465 1.8129
4 Years 1.7379 1.7379 1.7379 1.8054 1.8729 1.9404
5 Years 1.8997 1.8997 1.8997 1.9685 2.0373 2.1061
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1492
10,000+ 1.1492
50,000+ 1.1492
100,000+ 1.2221
500,000+ 1.2951
1,000,000+ 1.3681
Term 6 Months
5,000+ 1.1142
10,000+ 1.1142
50,000+ 1.1142
100,000+ 1.1857
500,000+ 1.2572
1,000,000+ 1.3288
Term 1 Year
5,000+ 1.2207
10,000+ 1.2207
50,000+ 1.2207
100,000+ 1.2891
500,000+ 1.3576
1,000,000+ 1.426
Term 2 Years
5,000+ 1.5923
10,000+ 1.5923
50,000+ 1.5923
100,000+ 1.6582
500,000+ 1.7241
1,000,000+ 1.79
Term 3 Years
5,000+ 1.6137
10,000+ 1.6137
50,000+ 1.6137
100,000+ 1.6801
500,000+ 1.7465
1,000,000+ 1.8129
Term 4 Years
5,000+ 1.7379
10,000+ 1.7379
50,000+ 1.7379
100,000+ 1.8054
500,000+ 1.8729
1,000,000+ 1.9404
Term 5 Years
5,000+ 1.8997
10,000+ 1.8997
50,000+ 1.8997
100,000+ 1.9685
500,000+ 2.0373
1,000,000+ 2.1061
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0216 1.0216 1.0216 1.0216 1.0216 1.0216
6 Months 0.984 0.984 0.984 0.984 0.984 0.984
1 Year 0.8364 0.8364 0.8364 0.8364 0.8364 0.8364
2 Years 0.9653 0.9653 0.9653 0.9653 0.9653 0.9653
3 Years 0.9122 0.9122 0.9122 0.9122 0.9122 0.9122
4 Years 0.923 0.923 0.923 0.923 0.923 0.923
5 Years 0.9288 0.9288 0.9288 0.9288 0.9288 0.9288
British Pounds (GBP)
Term 3 Months
5,000+ 1.0216
10,000+ 1.0216
50,000+ 1.0216
100,000+ 1.0216
500,000+ 1.0216
1,000,000+ 1.0216
Term 6 Months
5,000+ 0.984
10,000+ 0.984
50,000+ 0.984
100,000+ 0.984
500,000+ 0.984
1,000,000+ 0.984
Term 1 Year
5,000+ 0.8364
10,000+ 0.8364
50,000+ 0.8364
100,000+ 0.8364
500,000+ 0.8364
1,000,000+ 0.8364
Term 2 Years
5,000+ 0.9653
10,000+ 0.9653
50,000+ 0.9653
100,000+ 0.9653
500,000+ 0.9653
1,000,000+ 0.9653
Term 3 Years
5,000+ 0.9122
10,000+ 0.9122
50,000+ 0.9122
100,000+ 0.9122
500,000+ 0.9122
1,000,000+ 0.9122
Term 4 Years
5,000+ 0.923
10,000+ 0.923
50,000+ 0.923
100,000+ 0.923
500,000+ 0.923
1,000,000+ 0.923
Term 5 Years
5,000+ 0.9288
10,000+ 0.9288
50,000+ 0.9288
100,000+ 0.9288
500,000+ 0.9288
1,000,000+ 0.9288
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2548 0.2548 0.2548 0.2548 0.2548 0.2548
6 Months 0.447 0.447 0.447 0.447 0.447 0.447
1 Year 0.948 0.948 0.948 0.948 0.948 0.948
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2548
10,000+ 0.2548
50,000+ 0.2548
100,000+ 0.2548
500,000+ 0.2548
1,000,000+ 0.2548
Term 6 Months
5,000+ 0.447
10,000+ 0.447
50,000+ 0.447
100,000+ 0.447
500,000+ 0.447
1,000,000+ 0.447
Term 1 Year
5,000+ 0.948
10,000+ 0.948
50,000+ 0.948
100,000+ 0.948
500,000+ 0.948
1,000,000+ 0.948
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.6874 0.6874 0.6874 0.6874 0.6874 0.6874
6 Months 0.6108 0.6108 0.6108 0.6108 0.6108 0.6108
1 Year 0.4398 0.4398 0.4398 0.4398 0.4398 0.4398
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.6874
10,000+ 0.6874
50,000+ 0.6874
100,000+ 0.6874
500,000+ 0.6874
1,000,000+ 0.6874
Term 6 Months
5,000+ 0.6108
10,000+ 0.6108
50,000+ 0.6108
100,000+ 0.6108
500,000+ 0.6108
1,000,000+ 0.6108
Term 1 Year
5,000+ 0.4398
10,000+ 0.4398
50,000+ 0.4398
100,000+ 0.4398
500,000+ 0.4398
1,000,000+ 0.4398
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7265 0.7265 0.7265 0.7265 0.7265 0.7265
6 Months 0.7376 0.7376 0.7376 0.7376 0.7376 0.7376
1 Year 0.5028 0.5028 0.5028 0.5028 0.5028 0.5028
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.7265
10,000+ 0.7265
50,000+ 0.7265
100,000+ 0.7265
500,000+ 0.7265
1,000,000+ 0.7265
Term 6 Months
5,000+ 0.7376
10,000+ 0.7376
50,000+ 0.7376
100,000+ 0.7376
500,000+ 0.7376
1,000,000+ 0.7376
Term 1 Year
5,000+ 0.5028
10,000+ 0.5028
50,000+ 0.5028
100,000+ 0.5028
500,000+ 0.5028
1,000,000+ 0.5028
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
22/01/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 22/01/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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