Top of main content

Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
24/03/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 24/03/2026, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.1354 1.1354 1.1354 1.2088 1.2821 1.3555
6 Months 1.0851 1.0851 1.0851 1.1575 1.2298 1.3022
1 Year 1.1921 1.1921 1.1921 1.255 1.3246 1.3941
2 Years 1.594 1.594 1.594 1.6599 1.7257 1.7916
3 Years 1.6541 1.6541 1.6541 1.7192 1.7843 1.8494
4 Years 1.7957 1.7957 1.7957 1.8612 1.9268 1.9924
5 Years 1.9576 1.9576 1.9576 2.0241 2.0906 2.1571
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.1354
10,000+ 1.1354
50,000+ 1.1354
100,000+ 1.2088
500,000+ 1.2821
1,000,000+ 1.3555
Term 6 Months
5,000+ 1.0851
10,000+ 1.0851
50,000+ 1.0851
100,000+ 1.1575
500,000+ 1.2298
1,000,000+ 1.3022
Term 1 Year
5,000+ 1.1921
10,000+ 1.1921
50,000+ 1.1921
100,000+ 1.255
500,000+ 1.3246
1,000,000+ 1.3941
Term 2 Years
5,000+ 1.594
10,000+ 1.594
50,000+ 1.594
100,000+ 1.6599
500,000+ 1.7257
1,000,000+ 1.7916
Term 3 Years
5,000+ 1.6541
10,000+ 1.6541
50,000+ 1.6541
100,000+ 1.7192
500,000+ 1.7843
1,000,000+ 1.8494
Term 4 Years
5,000+ 1.7957
10,000+ 1.7957
50,000+ 1.7957
100,000+ 1.8612
500,000+ 1.9268
1,000,000+ 1.9924
Term 5 Years
5,000+ 1.9576
10,000+ 1.9576
50,000+ 1.9576
100,000+ 2.0241
500,000+ 2.0906
1,000,000+ 2.1571
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.0984 1.0984 1.0984 1.0984 1.0984 1.0984
6 Months 1.0445 1.0445 1.0445 1.0445 1.0445 1.0445
1 Year 0.8671 0.8671 0.8671 0.8671 0.8671 0.8671
2 Years 0.9926 0.9926 0.9926 0.9926 0.9926 0.9926
3 Years 0.9538 0.9538 0.9538 0.9538 0.9538 0.9538
4 Years 0.9729 0.9729 0.9729 0.9729 0.9729 0.9729
5 Years 0.9814 0.9814 0.9814 0.9814 0.9814 0.9814
British Pounds (GBP)
Term 3 Months
5,000+ 1.0984
10,000+ 1.0984
50,000+ 1.0984
100,000+ 1.0984
500,000+ 1.0984
1,000,000+ 1.0984
Term 6 Months
5,000+ 1.0445
10,000+ 1.0445
50,000+ 1.0445
100,000+ 1.0445
500,000+ 1.0445
1,000,000+ 1.0445
Term 1 Year
5,000+ 0.8671
10,000+ 0.8671
50,000+ 0.8671
100,000+ 0.8671
500,000+ 0.8671
1,000,000+ 0.8671
Term 2 Years
5,000+ 0.9926
10,000+ 0.9926
50,000+ 0.9926
100,000+ 0.9926
500,000+ 0.9926
1,000,000+ 0.9926
Term 3 Years
5,000+ 0.9538
10,000+ 0.9538
50,000+ 0.9538
100,000+ 0.9538
500,000+ 0.9538
1,000,000+ 0.9538
Term 4 Years
5,000+ 0.9729
10,000+ 0.9729
50,000+ 0.9729
100,000+ 0.9729
500,000+ 0.9729
1,000,000+ 0.9729
Term 5 Years
5,000+ 0.9814
10,000+ 0.9814
50,000+ 0.9814
100,000+ 0.9814
500,000+ 0.9814
1,000,000+ 0.9814
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.2445 0.2445 0.2445 0.2445 0.2445 0.2445
6 Months 0.4578 0.4578 0.4578 0.4578 0.4578 0.4578
1 Year 0.9876 0.9876 0.9876 0.9876 0.9876 0.9876
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.2445
10,000+ 0.2445
50,000+ 0.2445
100,000+ 0.2445
500,000+ 0.2445
1,000,000+ 0.2445
Term 6 Months
5,000+ 0.4578
10,000+ 0.4578
50,000+ 0.4578
100,000+ 0.4578
500,000+ 0.4578
1,000,000+ 0.4578
Term 1 Year
5,000+ 0.9876
10,000+ 0.9876
50,000+ 0.9876
100,000+ 0.9876
500,000+ 0.9876
1,000,000+ 0.9876
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.4836 0.4836 0.4836 0.4836 0.4836 0.4836
6 Months 0.3676 0.3676 0.3676 0.3676 0.3676 0.3676
1 Year 0.1971 0.1971 0.1971 0.1971 0.1971 0.1971
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.4836
10,000+ 0.4836
50,000+ 0.4836
100,000+ 0.4836
500,000+ 0.4836
1,000,000+ 0.4836
Term 6 Months
5,000+ 0.3676
10,000+ 0.3676
50,000+ 0.3676
100,000+ 0.3676
500,000+ 0.3676
1,000,000+ 0.3676
Term 1 Year
5,000+ 0.1971
10,000+ 0.1971
50,000+ 0.1971
100,000+ 0.1971
500,000+ 0.1971
1,000,000+ 0.1971
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7275 0.7275 0.7275 0.7275 0.7275 0.7275
6 Months 0.731 0.731 0.731 0.731 0.731 0.731
1 Year 0.484 0.484 0.484 0.484 0.484 0.484
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.7275
10,000+ 0.7275
50,000+ 0.7275
100,000+ 0.7275
500,000+ 0.7275
1,000,000+ 0.7275
Term 6 Months
5,000+ 0.731
10,000+ 0.731
50,000+ 0.731
100,000+ 0.731
500,000+ 0.731
1,000,000+ 0.731
Term 1 Year
5,000+ 0.484
10,000+ 0.484
50,000+ 0.484
100,000+ 0.484
500,000+ 0.484
1,000,000+ 0.484
Back to top  

Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
24/03/2026, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 24/03/2026, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
Back to top  

Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

Back to top  

Connect with us

 
Listening to what you have to say about our services matters to us.