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Deposit Rate

Term Deposit Rates

  • rates are indicative only and subject to change without notice 
  • all rates are quoted as Annual Rates of Return 
(Date format is dd/mm/yyyy)
Rates as of:
31/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 31/12/2025, 9:00 am
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 1.232 1.232 1.232 1.3026 1.3732 1.4438
6 Months 1.175 1.175 1.175 1.2448 1.3146 1.3844
1 Year 1.2496 1.2496 1.2496 1.3172 1.3847 1.4523
2 Years 1.4614 1.4614 1.4614 1.5315 1.6015 1.6716
3 Years 1.4703 1.4703 1.4703 1.5412 1.6122 1.6831
4 Years 1.585 1.585 1.585 1.6576 1.7302 1.8028
5 Years 1.7636 1.7636 1.7636 1.8379 1.9122 1.9864
Bermuda Dollar (BMD) / United States Dollar (USD)
Term 3 Months
5,000+ 1.232
10,000+ 1.232
50,000+ 1.232
100,000+ 1.3026
500,000+ 1.3732
1,000,000+ 1.4438
Term 6 Months
5,000+ 1.175
10,000+ 1.175
50,000+ 1.175
100,000+ 1.2448
500,000+ 1.3146
1,000,000+ 1.3844
Term 1 Year
5,000+ 1.2496
10,000+ 1.2496
50,000+ 1.2496
100,000+ 1.3172
500,000+ 1.3847
1,000,000+ 1.4523
Term 2 Years
5,000+ 1.4614
10,000+ 1.4614
50,000+ 1.4614
100,000+ 1.5315
500,000+ 1.6015
1,000,000+ 1.6716
Term 3 Years
5,000+ 1.4703
10,000+ 1.4703
50,000+ 1.4703
100,000+ 1.5412
500,000+ 1.6122
1,000,000+ 1.6831
Term 4 Years
5,000+ 1.585
10,000+ 1.585
50,000+ 1.585
100,000+ 1.6576
500,000+ 1.7302
1,000,000+ 1.8028
Term 5 Years
5,000+ 1.7636
10,000+ 1.7636
50,000+ 1.7636
100,000+ 1.8379
500,000+ 1.9122
1,000,000+ 1.9864
British Pounds (GBP)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.897 0.897 0.897 0.897 0.897 0.897
6 Months 0.8428 0.8428 0.8428 0.8428 0.8428 0.8428
1 Year 0.6672 0.6672 0.6672 0.6672 0.6672 0.6672
2 Years 0.7662 0.7662 0.7662 0.7662 0.7662 0.7662
3 Years 0.7138 0.7138 0.7138 0.7138 0.7138 0.7138
4 Years 0.6886 0.6886 0.6886 0.6886 0.6886 0.6886
5 Years 0.6892 0.6892 0.6892 0.6892 0.6892 0.6892
British Pounds (GBP)
Term 3 Months
5,000+ 0.897
10,000+ 0.897
50,000+ 0.897
100,000+ 0.897
500,000+ 0.897
1,000,000+ 0.897
Term 6 Months
5,000+ 0.8428
10,000+ 0.8428
50,000+ 0.8428
100,000+ 0.8428
500,000+ 0.8428
1,000,000+ 0.8428
Term 1 Year
5,000+ 0.6672
10,000+ 0.6672
50,000+ 0.6672
100,000+ 0.6672
500,000+ 0.6672
1,000,000+ 0.6672
Term 2 Years
5,000+ 0.7662
10,000+ 0.7662
50,000+ 0.7662
100,000+ 0.7662
500,000+ 0.7662
1,000,000+ 0.7662
Term 3 Years
5,000+ 0.7138
10,000+ 0.7138
50,000+ 0.7138
100,000+ 0.7138
500,000+ 0.7138
1,000,000+ 0.7138
Term 4 Years
5,000+ 0.6886
10,000+ 0.6886
50,000+ 0.6886
100,000+ 0.6886
500,000+ 0.6886
1,000,000+ 0.6886
Term 5 Years
5,000+ 0.6892
10,000+ 0.6892
50,000+ 0.6892
100,000+ 0.6892
500,000+ 0.6892
1,000,000+ 0.6892
Canadian Dollars (CAD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.3142 0.3142 0.3142 0.3142 0.3142 0.3142
6 Months 0.483 0.483 0.483 0.483 0.483 0.483
1 Year 0.9068 0.9068 0.9068 0.9068 0.9068 0.9068
Canadian Dollars (CAD)
Term 3 Months
5,000+ 0.3142
10,000+ 0.3142
50,000+ 0.3142
100,000+ 0.3142
500,000+ 0.3142
1,000,000+ 0.3142
Term 6 Months
5,000+ 0.483
10,000+ 0.483
50,000+ 0.483
100,000+ 0.483
500,000+ 0.483
1,000,000+ 0.483
Term 1 Year
5,000+ 0.9068
10,000+ 0.9068
50,000+ 0.9068
100,000+ 0.9068
500,000+ 0.9068
1,000,000+ 0.9068
Australian Dollars (AUD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.7013 0.7013 0.7013 0.7013 0.7013 0.7013
6 Months 0.6066 0.6066 0.6066 0.6066 0.6066 0.6066
1 Year 0.4162 0.4162 0.4162 0.4162 0.4162 0.4162
Australian Dollars (AUD)
Term 3 Months
5,000+ 0.7013
10,000+ 0.7013
50,000+ 0.7013
100,000+ 0.7013
500,000+ 0.7013
1,000,000+ 0.7013
Term 6 Months
5,000+ 0.6066
10,000+ 0.6066
50,000+ 0.6066
100,000+ 0.6066
500,000+ 0.6066
1,000,000+ 0.6066
Term 1 Year
5,000+ 0.4162
10,000+ 0.4162
50,000+ 0.4162
100,000+ 0.4162
500,000+ 0.4162
1,000,000+ 0.4162
New Zealand Dollars (NZD)
Term 5,000+ 10,000+ 50,000+ 100,000+ 500,000+ 1,000,000+
3 Months 0.5677 0.5677 0.5677 0.5677 0.5677 0.5677
6 Months 0.4881 0.4881 0.4881 0.4881 0.4881 0.4881
1 Year 0.33 0.33 0.33 0.33 0.33 0.33
New Zealand Dollars (NZD)
Term 3 Months
5,000+ 0.5677
10,000+ 0.5677
50,000+ 0.5677
100,000+ 0.5677
500,000+ 0.5677
1,000,000+ 0.5677
Term 6 Months
5,000+ 0.4881
10,000+ 0.4881
50,000+ 0.4881
100,000+ 0.4881
500,000+ 0.4881
1,000,000+ 0.4881
Term 1 Year
5,000+ 0.33
10,000+ 0.33
50,000+ 0.33
100,000+ 0.33
500,000+ 0.33
1,000,000+ 0.33
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Everyday Savings Rates

(Date format is dd/mm/yyyy)
Rates as of:
31/12/2025, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 31/12/2025, 9:00 am
Bermuda Dollar (BMD)
Currency 0 to  49999.99 50,000 to  99999.99 100,000 to  199999.99 200,000 to  499999.99 500,000 to  999999.99 1,000,000+
Bermuda Dollar (BMD) 0.01 0.05 0.05 0.1 0.1 0.15
Bermuda Dollar (BMD)
Currency Bermuda Dollar (BMD)
0 to  49999.99 0.01
50,000 to  99999.99 0.05
100,000 to  199999.99 0.05
200,000 to  499999.99 0.1
500,000 to  999999.99 0.1
1,000,000+ 0.15
Other Currencies
Currency Rate
Canada Dollar (CAD) 0.01
Euro (EUR) 0
British Pound (GBP) 0.01
United States Dollar (USD) 0.01
Australian Dollar (AUD) 0.01
Danish Krone (DKK) 0
Japanese Yen (JPY) 0
New Zealand Dollar (NZD) 0.01
Norwegian Krone (NOK) 0
Singapore Dollar (SGD) 0
Swiss Franc (CHF) 0
Swedish Krone (SEK) 0
Other Currencies
Currency Canada Dollar (CAD)
Rate 0.01
Currency Euro (EUR)
Rate 0
Currency British Pound (GBP)
Rate 0.01
Currency United States Dollar (USD)
Rate 0.01
Currency Australian Dollar (AUD)
Rate 0.01
Currency Danish Krone (DKK)
Rate 0
Currency Japanese Yen (JPY)
Rate 0
Currency New Zealand Dollar (NZD)
Rate 0.01
Currency Norwegian Krone (NOK)
Rate 0
Currency Singapore Dollar (SGD)
Rate 0
Currency Swiss Franc (CHF)
Rate 0
Currency Swedish Krone (SEK)
Rate 0
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Quarterly Bonus Saver Rate

(Date format is dd/mm/yyyy)
Rates as of:
05/01/2023, 9:00 am
(Date format is dd/mm/yyyy)
Rates as of: 05/01/2023, 9:00 am
BMD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
BMD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
USD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.45

Total AER3

0.50
USD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.45
Rates

Total AER3
100 to 500,000+

0.50
CAD
Rates 100 to 500,000+

Standard Rate1

0.05

Bonus Rate2

0.20

Total AER3

0.25
CAD
Rates

Standard Rate1
100 to 500,000+

0.05
Rates

Bonus Rate2
100 to 500,000+

0.20
Rates

Total AER3
100 to 500,000+

0.25

1 AER - Interest earned on an annual basis.

2  Interest paid in addition to the standard rate if no withdrawals are made within a Qualifying 3 Month period.

3  AER – Annual Equivalent Rate which is interest earned on an annual basis.

Disclosure

Issued by HSBC Bank Bermuda Limited, of 37 Front Street, Hamilton Bermuda, which is licensed to conduct Banking and Investment Business by the Bermuda Monetary Authority.

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